Instant Term Life Insurance Quotes – Compare – Save – 100% Online, free online life insurance quotes.

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What Is a Non-Owner Auto Insurance Policy, non owner auto insurance.

#Non #owner #auto #insurance

What is Non-Owners Insurance?

Non owner auto insurance

Not many people know car insurance can be purchased for the times when they do not own a car. A non-owner auto insurance policy covers you for liability when you do not own a vehicle. It is purchased per driver, so multiple drivers are not covered under one policy. Most non-owner auto insurance policies do not provide coverage for medical or any physical damage, however, it is possible to find medical coverage depending on the car insurance carrier.

3 Benefits of a Non-Owner Car Insurance Policy

  • Protection for Liability is Important Even If You Do Not Own a Vehicle

Example: A lot of things can go wrong while driving. A non-owner auto insurance policy would protect you if you do not own a vehicle and you borrow a friend s vehicle. If your friend had minimum liability on a vehicle and you caused a severe accident, the injured party could go after you personally for pain and suffering if the damages are more than your friend s limits. A non-owner auto insurance policy would kick in and pay the excess damages.

  • Save Money On a Rental Car

    Example: Rental companies charge a lot for their insurance coverage. If you frequently rent a car but do not own a car, a non-owner auto insurance policy will most likely save you money. You will still need to purchase the collision damage waiver so physical damage will be covered, but in general, the non-owner auto policy will extend liability. As with most car insurance coverage, rules can vary by state and insurance carrier but typically a non-owner policy will cover liability for a rental car.

    • Keep Your Preferred Driver Risk Status

      Example: A great benefit of purchasing a non-owner policy is to protect your driver risk status. Many insurance companies consider drivers with no prior insurancehigh risk. A non-owner auto policy would prove you had financial responsibility as a driver without an owned vehicle. This means you will pay a lower rate on car insurance when you purchase a car.

    Keep In Mind Non-Owner Policies Do NOT Cover:

    • Physical Damage

    A non-owner policy never covers physical damage on any vehicle.

  • A Vehicle You Own

    Do not forget to convert your non-owner auto insurance policy into a traditional auto policy once you own a vehicle. Non-owner auto insurance will not cover a vehicle you own.

  • A Vehicle Owned by Resident of Your Household

    If someone owns a vehicle in your household, you should be listed as a driver on their insurance policy as long you do not own your own vehicle. A non-owner auto policy will not cover a vehicle you regularly access.

  • Non-owner auto insurance policies are available everywhere but do not get talked about very often. Many people have never heard of an auto policy for a person who does not own a vehicle. It is always recommended to avoid a lapse in car insurance coverage if at all possible. A non-owner auto insurance policy can protect you for those times when you do not own a vehicle.


    BCC di Massafra – Banca di Credito Cooperativo di Massafra (Ta), il credito.

    #Il #credito


    09/10/2015 – Annuncio dedicato alle persone appartenenti alle categorie protette ex legge 68/99.

    La Banca avvia le selezioni per l’assunzione di un lavoratore part-time con mansioni di archivista

    Requisiti richiesti

    – etГ massima: 39 anni

    – residenza: Comune di Massafra o Palagiano

    – titolo di studio: diploma scuola media superiore

    – disabilitГ che comporti una riduzione della capacitГ lavorativa superiore al 45% (accertata dalla competenti commissioni per il riconoscimento della invaliditГ civile)

    – idoneitГ alle mansioni indicate

    ModalitГ di presentazione del curriculum

    Termine di presentazione


    Antonio Lenoci ha rassegnato le dimissioni dalla carica di consigliere di questa Bcc.

    In quest’ultimo periodo, accanto agli accresciuti impegni aziendali, egli ha dovuto far fronte alle nuove responsabilitГ cui ГЁ stato chiamato dalla Confindustria; per questi motivi il C.d.A. ha dovuto, seppure a malincuore, prendere atto delle sue dimissioni.

    Durante il suo mandato Antonio Lenoci ha partecipato attivamente ai lavori del C.d.A., portando nei suoi interventi non solo la ricchezza della sua vasta esperienza imprenditoriale, ma, soprattutto, la sua notoria pacatezza, che ha contribuito ad uno svolgimento proficuo dei lavori.

    Nella scelta cui il C.d.A. ГЁ stato chiamato per sostituire il dimissionario, l’organo di governo della Banca, ha dovuto seguire le indicazioni del documento di autovalutazione e della Vigilanza sicchГ© ha voluto assicurare una rappresentanza al genere femminile, privilegiando una persona giovane con pregresse esperienze nel campo del Credito Cooperativo.

    La scelta ГЁ caduta su Maria Colazzo che opera da tempo nell’impresa di famiglia, notoriamente impegnata nel settore immobiliare, e che essendo impegnata da tre anni nel Gruppo Giovani Soci di questa Bcc (di cui ГЁ Coordinatrice) ha potuto sviluppare contatti, all’interno di Federcasse, con gli altri gruppi gemelli; si ГЁ rapportata agli organi nazionali dei Giovani Soci, entrando persino a far parte del Comitato di Coordinamento della Rete Nazionale Giovani Soci, ed ha partecipato ai congressi nazionali ed agli incontri di studio del “vivaio” delle cooperative di credito italiane. Un grazie dunque ad Antonio Lenoci ed un augurio di buon lavoro a Maria Colazzo.


    Si ripete quest’anno l’appuntamento formativo di “educazione stradale”, per sensibilizzare i ragazzi sui temi della sicurezza, della legalitГ e della guida sicura, che il Gruppo Giovani Soci della Banca di Credito Cooperativo di Massafra organizza in collaborazione con l’I.I.S.S. De Ruggieri di Massafra.

    L’incontro si terrГ sabato 17 febbraio 2018, presso l’I.I.S.S. D. De Ruggieri di Massafra, alle ore 10.30, con l’importante contributo dell’Associazione “Michele Di Salvia”, della Polizia Municipale di Massafra e della Croce Rossa Italiana-Comitato di Taranto che sensibilizzeranno i partecipanti sulla prevenzione e sulla guida sicura anche attraverso simulazioni di sinistri e lezioni di primo soccorso.

    Osserva Ascolta Pensa!

    Apple Pay e CartaBCC: un modo di pagare facile, sicuro e… Fico! Disponibile da oggi per tutti i Titolari di CartaBCC

    Apple Pay ГЁ il sistema facile, sicuro e veloce che permette di pagare avvicinando il proprio dispositivo mobile ai POS contactless e di fare acquisti tramite le app ed i siti di e-commerce che supportano il sistema.

    Apple Pay funziona con iPhone 6 e versioni successive, iPad, Mac o Apple Watch.

    I dati nella carta sono sempre al sicuro: non vengono memorizzati sul dispositivo nГ© trasmessi mentre si effettua un pagamento. Gli acquisti nei negozi, nelle app o sul web saranno piГ№ facili, sicuri e riservati che mai. Scopri come abbinare CartaBcc a ApplePay e come effettuare pagamenti consultando la guida o collegandoti al seguente link:


    L’arco jonico ha conosciuto l’esercizio dell’agricoltura sin dai primordi della civiltГ . Subito dopo l’avvento della Repubblica, nel secondo dopoguerra, grazie all’ingegno ed ai sacrifici dei nostri padri nonchГ© all’intervento straordinario dello Stato nel mezzogiorno, la nostra terra ГЁ stata al centro di radicali trasformazioni, fondiarie e agrarie, che hanno consentito la crescita dell’economia nonchГ© l’elevazione sociale e culturale della nostra comunitГ .

    Oggi, agli imprenditori agricoli che vogliano seguire la linea del protagonismo dei pionieri del secondo dopoguerra, il mercato pone nuove sfide: si tratta di assecondare sempre di piГ№ le preferenze dei consumatori; di offrire nuovi prodotti a prezzi competitivi; di sviluppare, con una strategia di respiro internazionale, le attivitГ connesse.

    L’Unione Europea e la Regione Puglia puntano su questi imprenditori, col programma dedicato al Piano di Sviluppo Rurale, ai fini di una ulteriore crescita dell’agricoltura jonica.


    Südafrika: Ramaphosa löst Zuma als Parteichef ab, ZEIT ONLINE, immobilien südafrika.

    #Immobilien #südafrika

    Südafrika : Ramaphosa löst Zuma als Parteichef ab

    Der südafrikanische Vizepräsident Cyril Ramaphosa ist neuer Vorsitzender der Regierungspartei ANC. Deren Delegierten wählten Ramaphosa auf einem Parteitag mit 2.440 Stimmen. Damit hat der 65-Jährige Chancen, 2019 den derzeitigen Präsidenten Jacob Zuma abzulösen.

    Ramaphosa setzte sich mit knappen Vorsprung gegen Nkosazana Dlamini-Zuma durch. Die Ex-Frau von Zuma erhielt 2.261 Stimmen.

    Das Wahlergebnis ist ein Indikator dafür, wie zerstritten die Partei ist. Ramaphosas Anhänger reagierten auf das Wahlergebnis mit lautem Applaus, die Unterstützer seiner Gegenkandidatin mit einem Pfeifkonzert.

    In zwei Jahren finden Parlamentswahlen in Südafrika statt. Wenn der ANC dann eine Mehrheit erhält, dürfte Ramaphosa Präsident werden. Allerdings ist dieses Szenario keinesfalls sicher: Zwar erhielt der ANC bei den Wahlen 2014 eine deutliche Mehrheit. Im vergangenen Jahr verlor er aber bei den Kommunalwahlen in großen Städten wie Johannesburg und Pretoria gegen die Opposition.

    Ramaphosa gilt als wirtschaftsfreundlicher und pragmatischer Politiker. Der frühere Gewerkschaftsführer Ramaphasa ging in den 1990er Jahren nach dem Ende des Apartheidregimes in die Politik und wurde unter Präsident Nelson Mandela ANC-Generalsekretär. Wenige Jahre später wechselte er in die Wirtschaft und wurde unter anderem mit Investitionen im Bergbausektor zum Multimillionär. Seit 2014 ist er unter Zuma Vizepräsident.

    Ramaphosa stellte sich auf dem ANC-Parteitag als Reformer dar. Er versprach, die Wirtschaft anzukurbeln und Korruption zu bekämpfen.

    Viele ANC-Mitglieder sind verärgert von Zuma, dessen Präsidentschaft von Korruptionsaffären und Vorwürfen der Veruntreuung öffentlicher Gelder belastet ist. Sie stimmten daher für Ramaphosa. Zuma hatte auf dem Parteitag für seine Ex-Frau geworben.

    In seiner letzten Rede als Parteichef räumte Zuma am Samstag ein, dass die Südafrikaner mit den Ergebnissen der ANC-Herrschaft nicht zufrieden seien. Das betreffe unter anderem die grassierende Korruption und Kriminalität sowie die hohe Arbeitslosigkeit.


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    Voriger Artikel Nationale Sicherheitsstrategie Trump nennt Russland und China rivalisierende Kräfte N chster Artikel

    Nächster Artikel Nahostkonflikt US-Vizepräsident Pence verschiebt heikle Nahostreise

    ANC : Eine Partei bedient sich


    Was die Musik-, Kunst- und Literaturszene bewegt. Jede Woche kostenlos per E-Mail.


    Neueste zuerst Leserempfehlung

    In der FAZ gab es einen interessanten Artikel über ihn. Sowohl die Wirtschaft als auch die Kommunistische Partei in Südafrika, Teil der Regierungskoalition, scheinen Ramaphose zu unterstützen. Eine durchaus interessante Kombination die zeigt, wie sehr die Südafrikaner eine Zeit nach dem Zuma-Clan ersehnen.

    Die südafrikanische Währung(Rand) ist gegenüber Leitwaehrungen der Welt explodiert, dank die Kombination KP Südafrikas und Multimillionär Ramaphosa. Kapitalisten und Antikapitalisten können miteinander oder?


  • Tours viajes marruecos – Viajes Marrakech – Excursiones por marruecos, viajes marruecos.

    #Viajes #marruecos

    Tours Marruecos

    En Tours Marruecos elijes cómo, cuándo y dónde empieza el tour en Marruecos. Las posibilidades son muchas. Esencialmente, te ofrecemos tours a la carta y de cualquier duración. Por ejemplo: tours de aventura, Riad 4×4, quads desierto, excursión con camello, rutas en bici. . .

    Tours Marruecos, adaptamos la ruta a las necesidades de cada cliente. Viajar con nosotros, es sin duda alguna, elegir un tour personalizado y con la garantía de la máxima calidad.

    Primeramente, explica lo que quieres conocer, qué preferencias y gustos tienes… En segundo lugar, dinos con cuantas personas viajas, y finalmente, nosotros diseñaremos tu tour personalizado en Marruecos.

    Tours Marruecos también tenemos ejemplos de rutas diseñadas, las cuales se pueden combinar a tu gusto. Por esta razón, nosotros estamos convencidos que un tour flexible es la mejor opción de explorar Marruecos. En realidad, lo que más nos gustaría, es organizar tu tour a Marruecos juntamente contigo.

    Si además, quieres viajar con tus hijos. Marruecos es un país fácil para viajar con niños, al mismo tiempo, un país de contrastes que enriquece a nuestros hijos.

    En Marruecos, las personas mayores y los niños son el punto fundamental de la familia. Si viajas con niños te darás cuenta que despiertas la sonrisa sincera de un marroquí. Los niños ayudan especialmente a disfrutar del tour en Marruecos. Un proverbio bereber dice: “la prisa mata”. Finalmente, si aplicamos esto al viaje, el tour con familia en Marruecos seguro será un placer.

    Tours Marruecos, adaptamos la ruta a tus necesidades físicas, nosotros te lo ponemos fácil y con la máxima seguridad.

    Tours Marruecos seleccionamos, al mismo tiempo, los mejores alojamientos ajustando el presupuesto y las necesidades individuales. Tal como manda la tradición, Marruecos es amable y hospitalario con los turistas.

    Consulta nuestros ejemplos de tours, y nuestras especiales ofertas de Navidad, Fin de año, Semana Santa. . . Ponte en contacto con nosotros y haz realidad la aventura en Marruecos.