Finance

Nov 6 2017

Women s car insurance. #truck #insurance


#women car insurance
#

Women’s car insurance

In December 2012 the European Court of Justice (ECJ) decided that insurers were no longer allowed to take gender into account when setting insurance premiums.

%img src=”http://www.confused.com/%3C/p%3E%0D%0A%3Cp%3E/media/article-images/Motoring/carefree-woman-in-car-driving.jpg” /%

How has car insurance changed for women?

In the past, women had been quoted cheaper car insurance prices, due to statistics that say men have a higher accident rate and make more costly claims.

The European Union (EU) felt that basing insurance premiums on gender didn’t comply with gender equality legislation and therefore decided to change the rules.

The EU gender ruling also affected other types of insurance policies such as life insurance.

Before the EU gender ruling

Before the rules changed in 2012, Confused.com carried out research to determine how the new regulations might affect both men and women.

Prior to the change, women’s car insurance premiums were generally lower than their male counterparts because they are statistically safer behind the wheel.

Instead of lowering the price of insurance for men, the government estimated that women’s car insurance prices could rise by up to 24%, hitting 17 – 25 year old’s the hardest.

You can find out more about our predictions and how it might have affected life insurance and annuities premiums by looking at our fact sheet

Car insurance price index

Women and men with the same statistics should now receive the same car insurance quote but there are other factors that are taken into consideration by insurance companies.

Even with the new legislation in place there is still a difference between the average comprehensive premium for men and women which can be seen in our recent car insurance price index results.

%img src=”http://www.confused.com/%3C/p%3E%0D%0A%3Cp%3E/media/gender_small_graph.png?la=en-GB” /%

Women’s car insurance today

Insurance prices have risen for females over the last few years but that doesn’t mean you won’t find a reasonable price. You can still be rewarded for being a careful driver.

Factors such as your no claims discount, driving experience, age, postcode region and occupation could still work in your favour when it comes to getting a quote.

The car you drive could also play a part, if you don’t want a high insurance premium consider driving a car with a smaller engine or increasing your voluntary excess.

Don’t forget, brands like Diamond and Sheila’s Wheels have been designed with women in mind and offer some great benefits such as handbag cover if it’s stolen from your vehicle.

Shop around for your car insurance to find a cheap quote, we compare a number of top UK brands to help you get a good deal – click below to start a new quote.



Written by admin


9 responses to “Women s car insurance. #truck #insurance

  • I have noticed you don’t monetize your website,
    don’t waste your traffic, you can earn additional cash
    every month. You can use the best adsense alternative for any type of website (they approve all websites),
    for more details simply search in gooogle: boorfe’s tips monetize your website

  • I have noticed you don’t monetize your page,
    don’t waste your traffic, you can earn extra bucks every month.
    You can use the best adsense alternative for any type of website (they approve all
    websites), for more info simply search in gooogle: boorfe’s tips monetize your website

  • I see you don’t monetize your blog, don’t waste your traffic,
    you can earn extra bucks every month. You can use the best adsense alternative for any
    type of website (they approve all websites), for more details simply search in gooogle: boorfe’s tips monetize your website

  • An outstanding share! I have just forwarded this onto a co-worker who has been conducting a little research
    on this. And he in fact bought me dinner due to the fact
    that I discovered it for him… lol. So let me reword this….
    Thanks for the meal!! But yeah, thanx for spending time to talk about this issue here on your web site.

  • I love what you guys are usually up too. This type of clever work and coverage!
    Keep up the great works guys I’ve you guys to blogroll.

  • Link exchange is nothing else but it is simply placing the other person’s
    blog link on your page at proper place and other person will also do same for you.

  • %d bloggers like this: