#cheapest home insurance
What Company Has The Cheapest Homeowners Insurance?
HDA Insurance Brokerage PRO
Director, HDA Insurance Brokerage, California
Cheapest Homeowners Insurance? One must be cautious when proceeding; the term may be frightening to many! What will you be missing by finding the ‘Cheapest Homeowners Insurance’? Will the carrier not include some necessary endorsements rendering the policy useless should you have a related claim?
If you are qualified to compare one policy with another, you may wish to contact 10 companies and obtain a quote. Insurance carriers file their rates based on prior experience specific to each zip code. It is impossible to say which carrier has the cheapest rates without having a specific zip code.
If you don’t feel that you are qualified to compare policies, you should contact a qualified brokerage who will have access to multiple companies and will be able to give you exactly what you want. If you are truly looking for the ‘cheapest premium’, we recommend purchasing the best policy and then adjusting the deductible upwards to match the premium you wish to pay. This way, you’ll accept a little risk but be properly insured without taking any short cuts.
For assistance in California, Arizona Nevada; you may click on: http://www.HDAinsurance.com
For other States, you should search for a brokerage house that doesn’t charge any fees and places you directly with major carriers; this is the best way to get access to many companies and only speak with one individual.
Answered on June 11, 2013