Finance

Jul 26 2017

Should We Get a Joint Credit Card? #usa #credit

#joint credit card # Should We Get a Joint Credit Card? Written By John Oldshue When you are married, everything becomes a “joint” effort. You share a common living space, a number of possessions, and perhaps children. Many couples also have a joint credit card as well. Before you apply for a joint account, you need to weigh the pros and cons. Should my spouse and I get a joint credit card? What Is a Joint Credit Card? A joint credit card, also known as a shared credit card, represents a line of credit that you share with someone else. …

Jul 26 2017

Should You Dispute Negative Items on Your Credit Report? #credit #reports #free

#your credit report # Should You Dispute Negative Items on Your Credit Report? Credit repair services and credit monitoring services often make it a point to dispute negative items on your credit report. This is because negative information about your payment history, and inaccurate information about your credit habits, can damage your credit score. When you dispute these negative items, the creditor that reported them has 30 days to respond. If the reporting company does not, the credit bureau changes or removes the information, and you end up with a better credit score. However, this credit tactic rarely works as …

Jul 25 2017

Should I Buy Supplemental Health Insurance? #credit #card #company

#supplemental health insurance # Supplemental Insurance – Should I Buy Supplemental Health Insurance? By Michael Bihari, MD. Health Insurance Expert Updated December 16, 2014. Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Continue Reading Below The cash can be used to cover lost wages, transportation related to your health condition, or used to pay for food, medication, and other unexpected expenses you have due to an illness or injury. A Dr. Mike Tip: Supplemental insurance is just that – a supplement, …

Jul 23 2017

Why you should pay off your car loan ASAP #how #to #apply #for #student #loans

#car loan payment # Why you should pay off your car loan ASAP You may not save a huge amount on interest, but you ll free up cash in your budget every month.

Jul 15 2017

The Top Ten Lease Terms You Should Have When Renting #for #rent

#rental leases # The Top Ten Lease Terms You Should Have When Renting A lease or rental agreement is the foundation of the landlord-tenant relationship, and there are certain lease terms that should be in every agreement you create or sign. Here are the most important lease terms you should include in your agreement: A list of tenants. When multiple adults plan on living in the same rental, it’s crucial to get the name of every adult living in the rental unit on the lease. By getting every tenant’s signature, each tenant becomes fully responsible for all of the terms …

Jul 14 2017

What credit cards should I get? #bad #credit #auto #financing

#what credit card should i get # What credit cards should I get? The type of credit card you should get depends entirely on what type of features you want your credit card to have. People that travel a lot would benefit the most from a rewards credit card with a frequent flyer miles program. Someone who is trying to save as much money as possible would probably prefer a cash back credit card . The FREE credit card chaser will let you find the card that will have the features you are looking for! What type of credit card is …

Jul 14 2017

Should You Purchase Rental Car insurance? US News #www.apartment #for #rent

#rental insurance # Should You Purchase Rental Car insurance? You might already be covered for your summer road trip. The warm summer weather might have you itching for a road trip. But before you hit the road, you may need to spring for a rental car. And before you do that, you’ll need to decide whether to purchase rental car insurance. It’s a tricky decision, given the fact that you may already be covered through your existing car insurance or your credit card. Your personal auto car coverage usually does cover rental car coverage, says Merle Scheiber of the National …

Jul 13 2017

Travel Discounts for Seniors: 4 Travel Discount Sites You Should Know #travel #south #america

#travel discount sites # Travel Discounts for Seniors: 4 Travel Discount Sites You Should Know Women over 60 are known for our spirit of adventure. If you’ve wanted to travel and explore new countries, take an adventure tour, go on a Caribbean or Mediterranean cruise, relax with a yoga retreat, or even just see more of the attractions in the region where you live, now is a great opportunity to make your travel dreams a reality. Women over 60 tend to have some unique advantages that make this time of life ideal for travel: we are free of children – …

Jul 12 2017

Suzuki cars leave the US. So should you buy one? #best #car #insurance

#suzuki cars # By John Voelcker. Guest blogger November 11, 2012 There’s nothing like a bargain price on a brand-new car. And since Suzuki  has announced that it’ll stop selling cars in the U.S.. there are bargains galore on new Suzuki models. It also depends on whether your local Suzuki dealer plans to stick around for a few years to service the cars, or whether it plans to close its Suzuki business and transfer warranty claims work to another dealer somewhere further away. But, first, the purchase price on that new Suzuki–which likely just got lower. As the case of Saab …

Jul 10 2017

Which Free Used Car Price Guide Should You Use? #adesa #auto #auction

#auto price guide # Which Free Used Car Price Guide Should You Use? It is important that the free used car price guide that you choose is one of the better ones. There are two that come to mind, one is the Kelley Blue Book, and the other is the NADA guide. Both give you an estimate car price, but which one should you use. Kelley Blue Book is a consumer driven book, meaning it is geared towards you, the buyer. The site has a plethora of information on cars, and their specifications. The best part is that you can …

Jul 10 2017

Should I Avoid Cheap Car Insurance? #loans #calculator

#very cheap car insurance # 300 Quote Box Should I Avoid Cheap Car Insurance? September 23, 2012 Anyone who watches television has probably seen at least one of Allstate s well-known Mayhem commercials. These amusing ads send a clear message: It s worth it to pay for more expensive insurance so that you ll get the coverages you need. While this is true to an extent, insurance is more complicated than this, and the most expensive policy is not always the best. Similarly, the cheapest coverage doesn t always offer you the protection you need. When shopping for insurance, it …

Jul 9 2017

Should you buy a used car? #auto #zone #auto #parts

#buy used car # Should you buy a used car? By Aaron Gold. Cars Expert Aaron Gold, About.com s Cars Expert, has been an automotive journalist for a decade and a half and has been writing for About.com since 2004. He contributes to several automotive publications and is a member of the North American Car and Truck of the Year jury. Continue Reading Below The same car for less money When you buy used, you miss out on the heaviest depreciation hit. A new entry-level Honda Accord will set you back around $25,000. Buy a similarly-equipped two-year-old Accord with 24,000 miles …

Jul 8 2017

When Should You Check Your Child – s Credit Reports? #card #credit

#check credit for free # When Should You Check Your Child s Credit Reports? Parents have plenty of reasons to worry about how their kids will handle money and credit. How can you get them to save? Will they get a good job when they are on their own? Will they pay their bills on time? How much debt will they rack up if they go to college? Now add one more thing to the list: child identity theft. One in 40 households with children under age 18 had at least one child whose personal information was compromised by identity …

Jul 8 2017

Why you should start traveling alone – Matador Network #travel #cheap #flights

#travelling alone # Why you should start traveling alone Kat Lapelosa responds to the recently published Why you should stop traveling alone . Traveling alone is enlightening. It s empowering. It s explorative. People think you re amazing after telling them a story about a place you traveled to on your own. Weren t you scared? Weren t you lonely? Didn t you miss your friends and family? Dependent travelers are curious when it comes to solo travelers, and sometimes they don t understand how an experience can be so positive unless shared with another. But you know better you …

Jul 8 2017

Mortgage Refinance Calculator – Should I Refinance Mortgage #compare #loans

#mortgage loan calculator # Mortgage Refinance Calculator Use our mortgage refinance calculator to learn if refinancing makes sense for you. Whether you want to lower your monthly payment or shorten your mortgage term, this refinance calculator can help you understand how much refinancing your mortgage may help. See what you might save by refinancing to today’s refinance mortgage rates. Current Loan Balance $ Current Loan Annual Interest Rate This represents the interest rate on your existing mortgage. close % Remaining Term of Loan Help me calculate Remaining Term of Loan Years Remaining Please enter a number from 0-30. Months Remaining …

Jul 7 2017

Why you should invest in real estate now #real #estate #classes

#philippine real estate # Why you should invest in real estate now Illustration by REY RIVERA Owning a home is a keystone of wealth … both financial affluence and emotional security.  Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.  —Franklin D. Roosevelt What is the future of the Philippine real estate industry? Is it still okay to invest in Philippine real estate despite all the condominium and realty projects that have mushroomed everywhere …

Jul 6 2017

Should You Hire a Real Estate Agent or Lawyer to Buy a House? #amarillo #real

#real estate lawyer # Learn when you need help from real estate professionals, and how to find the best one. It’s no secret that real estate agents earn high commissions. Although the commission is usually paid by the seller, the cost may be indirectly passed on to you. And real estate lawyers charge exorbitant hourly rates. This raises the question — do you need a real estate agent or attorney to help you buy a home? What the Law Says Every state has its own set of real estate laws. For the most part, a real estate agent’s help is …

Jul 4 2017

Should I Consolidate Credit Card Debt? #motorcycle #loan #calculator

#credit card consolidation loan # Here are the things to consider if you want to consolidate your credit card debt. If you are struggling to pay off multiple credit cards, consolidating your debt may allow you to reduce your interest rates and lower your monthly payment. However, a lower monthly payment can mean a longer repayment term and more interest paid over the life of the loan. Whether you should consolidate your credit card debt depends on your individual circumstances and the terms of the consolidation. Read on to learn more about whether credit card debt consolidation is right for …

Jul 4 2017

Should You Buy Travel Insurance? #how #to #get #cheap #airline #tickets

#buy travel insurance # Should You Buy Travel Insurance? Thinkstock By Jessica L. Anderson | From Kiplinger’s Personal Finance, August 2013 Vacation protection can make sense, but know what it does and doesn’t cover. Hurricane season is upon us, which means a tropical storm could be brewing just as you’re about to leave on vacation. Is travel insurance the solution? See Also: Are You Covered? Probably not. Unforeseen events are typically covered, but foreseen (or foreseeable) ones are usually not. A tropical storm being tracked is a foreseen event. So if you cancel your trip to Puerto Rico because you’re …

Jul 3 2017

Which Free Used Car Price Guide Should You Use? #book #value #of #cars

#used car pricing guide # Which Free Used Car Price Guide Should You Use? It is important that the free used car price guide that you choose is one of the better ones. There are two that come to mind, one is the Kelley Blue Book, and the other is the NADA guide. Both give you an estimate car price, but which one should you use. Kelley Blue Book is a consumer driven book, meaning it is geared towards you, the buyer. The site has a plethora of information on cars, and their specifications. The best part is that you …

Jun 25 2017

Dave Says: Should I Use Credit Counseling Services? Dave Ramsey. #three #credit #scores #free

#christian credit counseling # Should I Use Credit Counseling Services? Author, The Total Money Makeover CBN.com These days it pays to be smart about money. That’s why it’s important to take this wise counsel from financial expert Dave Ramsey. Say no to credit counseling services! I have a friend with $30,000 in credit card debt, an $80,000 second mortgage, and a car loan. She makes about $70,000 a year, and is considering using a credit counseling service to help. They say they can negotiate her credit card debt down to almost half of what it is now, but there s …

Jun 15 2017

Why You Should NOT Buy a New Car – ReadyForZero Blog #nada #auto

#buy a used car # Why You Should NOT Buy a New Car 17 Oct 2012 by Ben Welcome to the 5th  Smart Money Debate at ReadyForZero . To see the other side  of this debate, read Miranda s post: Why You Should Buy a New Car (Not Used). And then let us know which argument was more convincing! Buying new things is fun. I love unwrapping the shiny packaging, opening up the box, and smelling the factory made scent of something brand new. There is nothing quite like holding something in your hands that nobody else has ever used. It makes you feel …

May 25 2017

Should I Use a Realtor to Find My Rental Home? #seeff #rentals

#how to find rental homes # Should I Use a Realtor to Find My Rental Home ? “You’ve decided that you’re ready to rent a home. Perhaps you’ve been living in apartments for a long time and ready to move into a bigger space with a yard but aren’t quite ready to commit to buying a home. Making a move like this generally suggests that you’re looking for a home that you’re going to be in for at least a short period of time and so you want to find a home that meets all of your needs. You can …

May 25 2017

Should You Take Car Rental Insurance – Consumer Reports News #storage #rental

#rent car uk # Should you take the car rental insurance? The answer is not a simple ‘Yes’ or ‘No.’ Follow these three steps to find the right solution for your specific situation. The question comes up whenever you rent a car. Should you buy the loss damage waiver, which limits or eliminates your financial liability for damage to the vehicle you rent? This protection isn’t cheap; it can cost $63 to $210 a week, depending on where you rent, the car you choose, and which company you do business with. In the past we’ve advised you not to take …

May 22 2017

Variable vs Fixed Rate Student Loans – Which Should You Choose? #private #school #loans

#interest rates on student loans # Variable vs Fixed Rate Student Loans 8/11/2014 by Shawn Lindstrom in Student Loans Comments Off on Variable vs Fixed Rate Student Loans Understanding the basic concept of variable vs. fixed rate student loans if fairly simple.  A variable interest rate will change periodically over the term of the loan whereas a fixed rate will not.  The questions many borrowers face is, which is better?  Answering that question is more difficult than you might think at first.  Let s take look at the pros and cons of each, so you can make an informed decision …

May 20 2017

USAA car insurance comprehensive coverage: what you should know #allianz #bank

#comprehensive auto insurance # USAA car insurance comprehensive coverage: what you should know Hail damage, floods, fires, they’re all covered with the right options in place from USAA car insurance comprehensive coverage Free Auto Insurance Quotes To protect your car against damages from fires or floods or other “fluke” events, you may want to add comprehensive options to your car insurance coverage. USAA car insurance comprehensive coverage is an option worth considering and here are a few things you should know. A virtual blanket of protection USAA auto insurance comprehensive coverage will protect you against a wide range of damage …

May 19 2017

Should You Buy Car Insurance Online or From an Agent? #loans #calculator

#auto insurance agent # Should You Buy Car Insurance Online or From an Agent? November 9, 2015 Jill Liphart Should you buy car insurance from insurance agents or directly from insurance companies? The truth is that each has its advantages and disadvantages. To fully understand which option would work best for your personal needs, you will need to explore the major differences between these options. Buying from an Independent Agent There are two main types of car insurance agents: captive and independent. Independent agents generally work for themselves or as part of a small firm. These agents can sell car …

May 18 2017

Q – A: Should I buy or rent a breast pump? Pregnancy – Newborn Basics

#breast pump rental # Q

May 18 2017

11 travel blogs you should bookmark in 2011 #gorilla #travel

#travel blog # 11 travel blogs you should bookmark in 2011 Pinterest W hich 11 travel blogs should you bookmark next year? To answer that question, I consulted my feed reader to find out which travel sites I visit most frequently. It s a methodology I used for last year s list. too. (Related: Here are the best new travel blogs of 2011. I ve also just launched a new travel blog of my own called Away is Home that s worth checking out.) This list shouldn t be confused with my definitive list of travel blogs I like, although …

May 17 2017

Should I Consolidate Debt? Consolidate Debt #direct #lender #payday #loans

#consolidate debt # Should I Consolidate Debt? By Miriam Caldwell. Money in Your 20s Expert Miriam Caldwell is a freelance writer with a specialty in personal finance. She believes that you can lay a solid foundation by starting to manage your finances in your twenties. Question: Should I Consolidate Debt? However, people often consolidate debt without really looking at what caused their debt to grow to such a large size. Once they have the lower consolidation payment, they continue to spend at the same rate, and quickly add to the credit card balances that they just paid off. Generally within …

May 15 2017

Payday lenders should wipe out loans in wake of Wonga ruling, experts say #loan #calculater

#payday loan companies # Payday lenders should wipe out loans in wake of Wonga ruling, experts say Payday lenders including The Money Shop, owned by Dollar Financial, have similar affordability tests to Wonga’s. Photograph: Jonathan Nicholson/Demotix/Corbis Thousands of people who have taken out payday loans from firms other than Wonga should also have their interest and charges wiped out, say consumer and legal experts. This follows the announcement on Thursday that the payday lender was forced by the Financial Conduct Authority, the new City regulator to write off 220m of loans to 375,000 borrowers after the firm admitted those people …

May 15 2017

How to Get a Free Credit Report and Why You Should #easy #credit #card

#how to get credit report for free # How to Get a Free Credit Report and Why You Should Finding out your credit rating or credit score might seem like a mysterious and challenging ordeal, but it really isn’t. It’s possible – and surprisingly easy – to get a free credit report each year. This will help you to annually monitor your credit, ensure that your credit card and loan payments are reported accurately, and protect your identity from being infringed upon. What is a Credit Report? A credit report is a document that lists events in your recent history …

May 15 2017

Should You Buy Travel Insurance? The New York Times #traveling #europe

#travel insureance # Should You Buy Travel Insurance? By Seth Kugel January 29, 2013 4:47 pm January 29, 2013 4:47 pm Photo Credit Scott Menchin Would you like to add travel insurance to your purchase? That little pest of a question pops up every time I book a flight, confirm a hotel room or reserve a rental car. It’s become the “Do you want fries with that?” of online travel booking. The difference: sometimes I buy the fries. I have never bought travel insurance in my life because instinct has always told me that it’s a bad deal. I rarely …

May 14 2017

Why students should get a credit card #credit #score #free #online

#credit card for students # Why students should get a credit card As students head to university they should consider getting a credit card to help them start building a credit history. As students head back to university this fall, one question is whether or not to get a credit card. They probably should. Credit cards are practical and useful and managing them is a fact of life. So the sooner young adults learn to use one responsibly and begin building a credit history, the better. There are advantages to getting a card before the student arrives on campus, because …

May 13 2017

Should you buy a certified used car? CBS News #police #auto #auctions

#where to buy used cars # Should you buy a certified used car? As gas prices have fallen, U.S. new car sales have surged. But buyers are snapping up certified used cars as well, with certified sales in November up 21 percent over a year earlier, according to CNW research. Thrifty habits developed during the recession are leading buyers to what the industry calls certified pre-owned vehicles, says senior analyst Karl Brauer of Kelley Blue Book and kbb.com. “The last recession increased the price sensitivity of car buyers, driving many to consider certified pre-owned for the first time,” says Brauer. …

May 13 2017

Should I buy a car through my business? #rental #car #comparison

#buy my car # Buying a car through your business rather than on a personal plan could work out much cheaper 7:00AM GMT 16 Feb 2014 Comments I’m frequently struck by how much cheaper it appears to be if you lease a car through a business rather than going down the Personal Contract Purchase (PCP) route. The reason this topic interests me is that as a small business owner I, like many people I imagine, could pay for running a new car using either method. Buy a car through your company on a scheme such as contract hire and you’ll …

May 13 2017

Should I Sell My Car? #remote #control #cars

#sell my car # Ask the Readers: Should I Sell My Car? Published on February 11th, 2011 The Friday Ask the Readers column generally follows a set format: I introduce the topic, share a reader e-mail, give my best advice, and then ask for your feedback. Today s column is a little different. Sarah sent me a 1000-word question, and rather than write any sort of response, I m just going to let her have the entire space. Everything that follows is from Sarah. I have a question for other GRS readers. It’s a simple question: Should I sell my …

May 13 2017

Should the car scrappage scheme make a comeback- MoneySupermarket #car #scrappage #scheme

#car scrappage scheme # Should the car scrappage scheme make a comeback? Mark Hooson. May 09 2013 at 1:23 pm Back in March 2009, the government introduced a scheme which effectively slashed £2,000 off the price of a new car when you scrapped an old one. If you had a car more than 10 years old and had owned it for 12 months, the government would give you £1,000 towards a new vehicle for scrapping it. Participating car dealerships also discounted new cars by £1,000. The scheme ended in March 2010, but if it were still in place you’d now …

May 13 2017

Should You Purchase Rental Car insurance? US News #local #car #dealerships

#car rental insurance # Should You Purchase Rental Car insurance? You might already be covered for your summer road trip. The warm summer weather might have you itching for a road trip. But before you hit the road, you may need to spring for a rental car. And before you do that, you’ll need to decide whether to purchase rental car insurance. It’s a tricky decision, given the fact that you may already be covered through your existing car insurance or your credit card. Your personal auto car coverage usually does cover rental car coverage, says Merle Scheiber of the …

May 12 2017

Should You Sell Your Car or Repair It? #smart #car #price

#sell car # Should You Sell Your Car or Repair It? Home > Financial Help > Should You Sell Your Car or Repair It? Vehicle problems may be one of the most frustrating expenses to me.  Most people are striving to prevent vehicles from becoming budget busters .  We all know vehicles are mechanical and have electronic components.  Murphy’s Law says anything that can go wrong will go wrong.  So, just relax and realize we re all going to have vehicle troubles sooner or later. Such troubles always seem to come at the most inconvenient of times, don’t they?  There are many people who …

May 12 2017

When should you buy a new car? #y8 #car #games

#buy a car uk # The best time to buy a new car varies and depends on a number of factors. Read our guide to learn more. It takes ages to save up the money for a new car and once you’ve got it, it’s very tempting to dash straight out and splash the cash on whatever you’ve had an eye on. That’s not always the best way, however. If you can manage to hold on a little longer (and maybe save a little extra cash along the way) then there are bargains to be had at certain times of …

May 11 2017

Why Should Drivers Compare Insurance Companies #buy #travel #insurance

#in car insurance # Why Should Drivers Compare Insurance Companies? As a college Professor of Insurance, I have noticed that when college students take that important step into independence and start paying for their own car insurance, most of them continue buying car insurance from the same company their parents used.   Many times their parents have been insured by this company since they became drivers too. It never occurs to these students (or their parents) that all insured drivers should “shop around” for affordable car insurance.  Maybe they assume that every insurance company charges the same rate for the same …

May 11 2017

When Should You Trade In Your Car? Don – t Listen To What Others Say

#trade in your car # When Should You Trade In Your Car? Don t Listen To What Others Say Run The Numbers Yourself The week’s most interesting and impactful posts about financial lifestyle. A reader writes in describing a debate she s having with her husband: I m not sure but someplace on your site I think I saw something about how often to trade in your old car. Our SUV is a 2005 with 55,000 miles on it. My husband says its time to trade it in. He says the longer we drive it the worse off we will …

May 4 2017

Every woman should travel alone. #china #travel #agency

#travelling alone # Every woman should travel alone All Share Services It was three months into my solo road trip when I grew genuinely scared. I’d been pitching my tent across the country, but I had rolled into Bar Harbor, Maine, on July 4 only to discover all the campgrounds and hotels were full. Wouldn’t you know: The grand celebration of our freedom left me with nowhere to stay. So I parked my car in Acadia National Park, because I figured serial killers wouldn’t bother with the entrance fee, and I curled up in the backseat with the only protection …

May 3 2017

How Much Should You Budget for Rent? #free #rent #to #own #listings

#rent an apartment # How Much Should You Budget for Rent? Use our tips to help figure out just how much you can comfortably afford to spend each month on rent. Sometimes finances can seem like magic. Or, at the very least, a mystery. That’s where budgeting comes in. Creating a monthly budget can help you understand how rental rates fit into your financial life. Use these tips and resources to get a handle on your budget, understand how rental rates are determined, and figure out just how much you can comfortably afford to spend each month on rent. The …

May 2 2017

Miles – Points 101 – What Credit Card(s) Should You Get? #poor #credit #credit #cards

#what credit card should i get # Miles Points 101 What Credit Card(s) Should You Get? Before we start, here is a quick index of the How to Get Started series: As a beginner, you might find that there are an overwhelming number of travel-related credit cards out there. In the past year or two,  credit card sign-up bonuses have become so good that a general rule of thumb is NOT to apply for a card unless you get at least $500 (which generally means 50,000 miles/points). Some of the best offers last year all came with 75,000 or 100,000 …

Apr 29 2017

Should You Freeze Your Credit Reports? #credit #card #for #no #credit

#three credit report # Should You ‘Freeze’ Your Credit Reports? May 01, 2013 | Updated Jul 01, 2013 Jason Alderman Vice President, Knoweldge Universe Although the odds of having your identity stolen remain quite low, anyone who’s ever had their bank or credit card account compromised knows what a pain it can be to unravel the mess. Sometimes enterprising hackers just need your Social Security number, address and date of birth to start running up charges on your existing accounts — or worse, to open new ones in your name. Many victims don’t realize anything’s wrong until they apply for …

Apr 29 2017

Should You Buy Credit Scores? Consumer Reports Investigates #annual #credit #report #free

#credit report companies # Your FICO score isn’t what car dealers, mortgage lenders, and others use Fair Isaac, the company that invented FICO credit scores in 1958, derides its competitors as “FAKO” imitators because their scores aren’t the ones used by lenders in their credit-making decisions. But the FICO scores that millions of consumers buy each year for $20 a pop are also not the scores that car dealers, auto-finance companies, mortgage lenders, and others use. Moreover, after reviewing material that Fair Isaac provides only to lenders, we think the scores consumers can buy are inferior. FICO or FAKO? How …

Apr 29 2017

Should I Get a Debt Consolidation Loan to Pay Off My Credit Cards? #free #credit

#consolidating credit card debt # Should I Get a Debt Consolidation Loan to Pay Off My Credit Cards? When Debt Consolidation Loans Don’t Make Sense In more cases than not, debt consolidation loans don’t make sense. They’re certainly attractive: the lure of being able to pay off all of your credit cards is a strong one, especially in exchange for a single monthly payment to your bank or credit union at a lower interest rate. It’s definitely a tantalizing opportunity, but it’s not perfect. Remember, debt consolidation loans are financial products, which means financial institutions wouldn’t offer them to you …

Apr 29 2017

10 Tips: Should you buy travel insurance? Money – 10 Tips. #kenya #travel

#buy travel insurance # In rare instances it s a good deal, but it often duplicates existing coverage Planning to go trekking in the Himalayas? Or maybe take a little cruise down to Mexico? Before you head for the hills, it’s a good idea to make sure you have enough insurance coverage. More from TODAY.com Clinton said she is inspired to keep working to ensure that Charlotte and her generation are provided equal opportunities. Travel insurance is becoming increasingly popular, but in many cases it simply duplicates coverage you already have. The following tips can help you determine what kind …