Finance

Sep 23 2017

Divorce Resources #court, #courts, #new #york, #new #york #state, #new #york #city, #nyc, #nys, #ny,

# Divorce Forms The New York State Unified Court System offers free instruction booklets and forms for people starting a divorce. Before you use the booklets and forms. we strongly suggest that you give serious thought to using a lawyer for your divorce, even if you believe that your divorce will be uncontested (i.e. your spouse will not oppose the divorce in any way). There can be a lot more to think about than just ending the marriage and filling out court papers. (For example, there may be property to divide between you and your spouse. or you may need …

Sep 9 2017

Learn the Rules Related to Employees Use of Vehicles #auto #trade

#value of a used car # Learn the Rules Related to Employees’ Use of Vehicles If you have employees, they may use their car for business purposes, perhaps to make sales calls, make deliveries, or pick up supplies or equipment. If this happens often enough, you may decide to reimburse the employees’ expenses for using their car or to provide a company car or truck for their use. This article will help you understand the tax ramifications of either choice If your employees use their cars for business or if you provide a car for their use, you need to …

Sep 7 2017

Rules for Donating a Car #electric #cars #for #sale

#donate a car # Other People Are Reading Changing Rules There was a time when donating a used vehicle to a charity was a piece of cake. All you had to do was call the charity, have them pick up the vehicle and get a receipt for your donation. If you wanted to take a tax deduction, it was simple enough to look up the car’s fair market value — an estimate of the price a willing buyer can purchase property from a willing seller when neither is under any compulsion to buy or sell — and include it in …

Sep 5 2017

NYC Marketing Rules #georgetown #real #estate

#real estate advertising # An ad overhaul Big changes to state marketing rules aim for greater transparency in real estate advertising March 01, 2013 New York State is getting closer to finally overhauling the rules for advertising in the real estate industry — a move that would change the way brokers use social media and even what brokers can name their own teams. Sources close to the 14-member New York State Board of Real Estate, the government oversight committee debating the rules, say new regulations could be adopted as soon as March 14, when the group next convenes. If that …

Sep 4 2017

Professional DNC Scrubbing and Compliance Services #do #not #call #software, #do #not #call #list #scrub

# Total Do Not Call Compliance Solution and Simple DNC List Scrubbing Our complete national and state Do Not Call compliance service plans are designed to help telemarketers and call centers of any size and budget avoid violations of the FTC’s Telemarketing Sales Rule (TSR), the FCC’s Telephone Consumer Protection Act (TCPA), and the various state Do Not Call laws. Our robust web-based DNC list scrubbing wizard guides you through a simple step-by-step process to scrub your telemarketing list against the National and State Do Not Call Registries quickly and easily. When it’s time (and we’ll remind you) to rescrub …

Aug 17 2017

Short Sale Rules for Real Estate #lake #norman #real #estate

#short sale in real estate # Short Sale Rules for Real Estate by Mary Gallagher In a short sale the lender is more motivated than the seller to obtain top dollar. Lenders Must Agree to the Sale In a traditional sale, the seller pays the lender the balance due on the mortgage and the lender releases the lien on the property. If the owner attempted to go through with a sale in which he did not fully repay the lender, the lender would not release the lien, the title insurer would therefore not insure the title and the new lender …

Aug 13 2017

5 Rules To Finding Cheap Airline Flight Tickets #best #price #airline #tickets

#where can i get cheap airline tickets # 5 Rules To Finding Cheap Airline Flight Tickets Sick and tired of paying a fortune for air travel? The easiest solution would be to skip the plane and take a road trip instead, but many of us don’t have the time or energy to do that. Plus, with gas prices on the rise, the road trip might end up costing more than air fare. And that’s assuming you aren’t traveling across an ocean in the first place. Fortunately, there are a few tips and tricks you can make use of in order …

Aug 9 2017

Rules for Donating a Car #car #shipping #quotes

#donate a car # Other People Are Reading Changing Rules There was a time when donating a used vehicle to a charity was a piece of cake. All you had to do was call the charity, have them pick up the vehicle and get a receipt for your donation. If you wanted to take a tax deduction, it was simple enough to look up the car’s fair market value — an estimate of the price a willing buyer can purchase property from a willing seller when neither is under any compulsion to buy or sell — and include it in …

Aug 7 2017

Women count cost of car insurance as EU gender rules come into force #credit #card

#womens car insurance # Women count cost of car insurance as EU gender rules come into force Insurers will no longer be able to offer women drivers reduced rates, or give male pensioners better incomes, following the introduction of new EU rules on gender equality. While it is still unclear how the rules, which came into force on 21 December, will hit people’s pockets, male pensioners could be left up to 10,000 worse off in retirement, and some female drivers will pay 40% more for car insurance. Following G-Day, as it is known in the industry, insurance companies are no …

Aug 1 2017

Learn the Rules Related to Employees Use of Vehicles #car #carriers

#value of a used car # Learn the Rules Related to Employees’ Use of Vehicles If you have employees, they may use their car for business purposes, perhaps to make sales calls, make deliveries, or pick up supplies or equipment. If this happens often enough, you may decide to reimburse the employees’ expenses for using their car or to provide a company car or truck for their use. This article will help you understand the tax ramifications of either choice If your employees use their cars for business or if you provide a car for their use, you need to …

Jul 24 2017

Agencies Issue Final Rules on Accuracy of Credit Report Information and Allowing Direct Disputes #how

#credit report agencies # Agencies Issue Final Rules on Accuracy of Credit Report Information and Allowing Direct Disputes Tags: The Federal Trade Commission today announced final rules and guidelines that will promote the accuracy and integrity of information provided to credit reporting agencies (commonly called “credit bureaus”) and allow consumers to dispute inaccurate information about them directly with furnishers, the financial institutions and other entities that furnish the information to the credit reporting agencies. Information in credit reports is used widely to determine a consumer’s eligibility for credit, employment, insurance and rental housing, and errors in a consumer’s report can …

Jul 23 2017

NYC Marketing Rules #real #estate #adelaide

#real estate advertising # An ad overhaul Big changes to state marketing rules aim for greater transparency in real estate advertising March 01, 2013 New York State is getting closer to finally overhauling the rules for advertising in the real estate industry — a move that would change the way brokers use social media and even what brokers can name their own teams. Sources close to the 14-member New York State Board of Real Estate, the government oversight committee debating the rules, say new regulations could be adopted as soon as March 14, when the group next convenes. If that …

Jul 15 2017

The Rules of Renting a Condo #house #for #rent #to #own

#rent a condo # The Rules of Renting a Condo Renting a condo is different from renting an apartment By Marcie Geffner To an unsuspecting tenant, a condominium looks a lot like an apartment unit. Yet tenants moving into a condominium face an environment that’s quite unlike a typical apartment building. Unlike an apartment building, a condominium complex has multiple owners, who own separate areas individually and common areas collectively. Decisions about common areas are made by the homeowners’ association (HOA) or its board of directors. Larger complexes typically have a management company, which is hired by the HOA to …

May 14 2017

Rules for Donating a Car #car #audio

#donate a car # Other People Are Reading Changing Rules There was a time when donating a used vehicle to a charity was a piece of cake. All you had to do was call the charity, have them pick up the vehicle and get a receipt for your donation. If you wanted to take a tax deduction, it was simple enough to look up the car’s fair market value — an estimate of the price a willing buyer can purchase property from a willing seller when neither is under any compulsion to buy or sell — and include it in …

Dec 2 2016

Real Estate IRA Rules to Follow #pinehurst #real #estate

#self directed ira real estate # Real Estate IRA Rules Seven Things You MUST Know about Investing in Real Estate IRAs Your IRA Cannot Purchase Property Owned by You or a Disqualified Person. One of the most common questions about real estate IRAs is: Can my IRA purchase a property that I currently own? The answer is always no. IRS regulations don t allow transactions that are considered self-dealing, and they don t allow your self-directed IRA to buy property from or sell property to any disqualified person. including yourself. You Cannot Have Indirect Benefits from Property Owned by Your …

Nov 7 2016

Payday Lenders Evading Rules Pivot to Installment Loans – Bloomberg Business #bad #credit #mortgage

#payday installment loans # Payday Lenders Evading Rules Pivot to Installment Loans For three years, payday lenders have been bracing for dedicated scrutiny from a U.S. agency for the first time. One way they’re getting ready: switching to loans designed to fall outside the regulator’s grasp. Companies including Cash America International Inc. and Advance America Cash Advance Centers Inc. are increasingly selling longer-term installment loans to avoid rules the Consumer Financial Protection Bureau may impose on their shorter-term products. While consumer groups say installment loans carry the same risks and high annual interest rates that drew regulatory attention to payday …

Oct 28 2016

Payday Lending Rules Apply to Litigation Funding, Colorado Court Rules – Law Blog #unsecured #personal

#payday loans today # torts David Plunkert The highest court in Colorado dealt a setback to the consumer legal funding industry, ruling that businesses that offer cash advances to plaintiffs in personal injury cases should be subject to payday lending rules. The Colorado Supreme Court sided with the state in Colorado s long-running legal battle against two national litigation funding companies, Northbrook, Ill.-based Oasis Legal Finance LLC and Brooklyn-based LawCash . The decision today by Colorado’s highest court upholds an appeals court decision against Oasis Legal Finance, believed to be the largest firm in the consumer end of the litigation-finance …

Oct 7 2016

Tax Rules On Renting Your Vacation Home #property #for #rental

#vacation home rental # Tax rules on renting your vacation home By Kay Bell • Bankrate.com Owning a vacation home can be a wonderful thing, providing you and your family a private getaway with all the comforts of home. It also could net you some extra money if you rent it when you’re not there. But if you’re not careful, it also could cause you some tax troubles. “If you have a vacation home, it can make a tax difference as to whether it was used as personal residence or not used at all by the owners,” says Mark Luscombe, …

Oct 5 2016

Rules of Renting a Car in the UK #luxury #car #rentals

#rent a car uk # Age Requirements Licensing Requirements Car rental agencies in the United Kingdom require that renters have a valid driver’s license that they have held for at least a year. While some car rental agencies may accept another country’s driver’s license, it’s a better idea to get an International Driver’s Permit before leaving the United States. The permit is a card that has your driver’s license information printed in 10 languages. They are available from your local travel agent or AAA office for about $20. Driving History Requirements You may be required to submit to a driving …

Oct 2 2016

Rent a Room scheme – how it works and tax rules – Money Advice Service

#rent a room # 200,000 people are taking care of their money with our FREE money advice newsletter. Send me money advice Don t worry, we won t share your details. See our privacy policy. If you’re looking for ways to improve your bank balance, one option is to rent out your spare room. By signing up to the Rent a Room scheme, not only do you enjoy the extra income from the rent, but also up to £4,250 a year is free from tax. Who’s eligible for the Rent a Room scheme? The Rent a Room scheme is an …

Oct 2 2016

4 Changes Coming to Student Loan Interest Rates, Rules – US News #car #loan #rate

#student loan rates # 4 Changes Coming to Student Loan Interest Rates, Rules July 1 brought several important regulation changes designed to help student loan borrowers. The week of July 1 is generally a slow one for most businesses, but it can be a scramble in the world of higher education. Most regulatory changes, including changes to student loan interest rates, are effective on July 1, despite the fact that the federal fiscal year doesn’t begin until October 1. This is partially due to a requirement that the Department of Education give advance notice of any proposed regulatory changes, including …

Oct 2 2016

Learn the Rules Related to Employees Use of Vehicles #used #car #price #calculator

#value of a used car # Learn the Rules Related to Employees’ Use of Vehicles If you have employees, they may use their car for business purposes, perhaps to make sales calls, make deliveries, or pick up supplies or equipment. If this happens often enough, you may decide to reimburse the employees’ expenses for using their car or to provide a company car or truck for their use. This article will help you understand the tax ramifications of either choice If your employees use their cars for business or if you provide a car for their use, you need to …