Finance

Jul 26 2017

Beware Of Student Credit Cards – CBS News #sears #credit #cards

#student credit cards # Beware Of Student Credit Cards Tatiana Morales CBS Sep 2, 2003 1:52 PM EDT New Haven firefighter Gary Tinney strands in front of the firehouse where he works in New Haven, Conn. Inside a burning building, fire doesn’t discriminate between Tinney and Matthew Marcarelli. However, skin color has put them on opposite sides of a lawsuit that could transform hiring procedures nationwide; the U.S. Supreme Court will consider the reverse discrimination claim of Marcarelli and a group of white firefighters. (AP Photo/Bob Child, File) Close AP The average undergraduate leaves school with a debt of $18,900. …

Jul 25 2017

State of Oregon: News – Average health insurance rates lower in 2015 #life #home #insurance

#health insurance rates # Average health insurance rates lower in 2015 Agency Main Content Approved rates reflect state’s competitive market, reduction in uncompensated care Salem — The Department of Consumer and Business Services’ Insurance Division has approved rates for 2015 individual and small employer health insurance plans, and on average, they are lower than 2014 rates. Although the rate changes vary by insurer, the average monthly premium for an individual standard plan for a 40-year-old in Portland in 2015 is estimated at $250, compared to $262 in 2014. For a similar small employer plan, the average 2015 premium is an …

Jul 24 2017

How FHA Loans Can Help Home Buyers – Real Estate News and Advice. #same #day

#fha loans # How FHA Loans Can Help Home Buyers 6:28 am ET November 6, 2014 November 6, 2014 For many homeowners who need assistance in affording a home, a Federal Housing Administration (FHA) loan is the way to go. FHA loans were designed to provide a lifeline to low- and moderate-income households that would otherwise be locked out of the housing market. The loans are backed by the government, which guarantees the lender won’t have to write off a bad loan if the borrower defaults. Down Payments FHA loans typically require a very low down payment – only 3.5% which makes …

Jul 24 2017

Auto Parts Plant coming to Jeffersonville – WDRB 41 Louisville News #capitol #one #auto

#new auto parts # Auto Parts Plant coming to Jeffersonville – WDRB 41 Louisville News Auto Parts Plant coming to Jeffersonville Posted: Wednesday, February 5, 2014 3:18 PM EST Updated: Wednesday, February 5, 2014 3:57 PM EST JEFFERSONVILLE, Ind. (WDRB) — A Swiss auto parts company will build a new plant in Southern Indiana, bringing new jobs to the area. It will be the first auto supplier to locate in the River Ridge Commerce Center on Highway 62 in Jeffersonville. Autoneum will build a 300,000 square foot factory that will manufacture acoustic and thermal insulation for Ford, Toyota, and Honda …

Jul 24 2017

By The Numbers – Automotive News Europe #rental #car #specials

#europe car # Spanish new-car sales jump 24% as scrappage program boosts demand Bruce Gain 12:01 am U.S. ET | Nov. 17 2015 Citroen says quirky designs will continue to play a key role in its brand reinvention following the. European car sales rise 3% in Oct. VW Group limited the effect of its emissions scandal in October with its European sales declining by. Russian car sales plunge 39% in October New-car sales in Russia fell 39 percent in October, increasing the pace of decline during the countr. European car sales slow amid VW scandal VW Group’s emissions scandal began …

Jul 24 2017

Free health insurance under Obamacare has drawbacks – CBS News #credit #cards #compare

#free health insurance # “Free” health insurance under Obamacare has drawbacks Ray Martin MoneyWatch Nov 5, 2013 8:08 AM EST generic Healthcare health care costs bill Obamacare Medicaid Medicare Prescription Medical Expenses Close istockphoto (MoneyWatch) As many as 6 million people who are uninsured, and another million with individual plans, may qualify for “free” health insurance under the Affordable Care Act. according to recent analysis by several Wall Street firms and the consulting firm McKinsey. Most of these folks will qualify for subsidies — money from the federal government — that will be greater than the cost of the cheapest …

Jul 23 2017

Do you need cell insurance? Business – Consumer news #quote #insurance

#mobile phone insurance # It may sound good, but these policies are often not what you think msnbc.com contributor updated 1/22/2007 6:58:18 PM ET 2007-01-22T23:58:18 You’ve finally settled on the perfect new cell phone with all the latest features. You’ve chosen the accessories and picked a service plan.  Now the salesperson asks if you want to buy insurance to protect your purchase. It’s only $4.99 a month and you’ll be covered if the phone is lost, drops in the toilet or is run over by a car. So you say yes. Did you make the right decision? Your new phone …

Jul 23 2017

Explore Graduate Student Loan Options for 2014 – US News #cash #loan

#graduate school loans # Explore Graduate Student Loan Options for 2014 Graduate and professional students have several private and federal loan options available. Unlike undergraduates, who can qualify for Pell Grants and other subsidies, student loans are the primary financial aid vehicle for graduate students. Fortunately, grad students have several funding options to choose from. • Stafford loans. Most graduate students can borrow up to $20,500 a year in federal Stafford loans and cannot exceed $138,500 between undergrad and grad school. Those limits jump to $47,167 annually, with a lifetime cap of $224,000, for students in certain health fields. Graduate …

Jul 22 2017

Washington DC Real Estate NEWS News #sotheby #real #estate

#washington dc real estate # Washington DC Real Estate NEWS News Payam Bakhaje Real Estate Agent Washington, DC (202) 345-2778 Contact Profile Shopping around for title insurance will soon be a thing of the past. Legislation that regulates the price of title insurance goes into effect January 1, 2011, putting Washington DC in the same position as most other states, with regulated published rates for the purchase of title insurance irrespective of title company. The Budget Support Act of 2011, passed September 24th, contained a provision that gave the DC Department of Insurance, Securities and Banking (which can’t seem to …

Jul 22 2017

Credit Bureaus Agree to Overhaul Consumer Records – NBC News #how #to #improve #your #credit

#three credit bureaus # Credit Bureaus Agree to Overhaul Consumer Records autoplay autoplay Copy this code to your website or blog Under an agreement announced Monday with New York, Equifax Information Services, Experian Information Solutions and TransUnion—the three biggest companies that collect and disseminate credit information on more than 200 million Americans—will change the way they handle errors and list unpaid medical bills as part of the broadest industry overhaul in more than a decade. The plan was announced as part of an agreement with New York Attorney General Eric Schneiderman. —Consumers will find more educational material at www.annualcreditreport.com. the …

Jul 21 2017

Car insurance prices falling at record rate – BBC News #pay #as #you #go #insurance

#insurance prices # Car insurance prices ‘falling at record rate’ 27 July 2013 Image caption ‘No-win, no-fee’ cases are now more expensive to pursue The cost of car insurance is falling at a record rate in the UK, according to the insurance arm of the AA. The average annual comprehensive car insurance quote fell to £594.84 this month, it said, down 9.8% from £659.53 last July – the biggest decrease since the AA insurance index began in 1994. It said the dip was thanks, in part, to clampdowns on fraud and restrictions on claims management companies. Despite the fall, premiums …

Jul 21 2017

Detroit Auto Show: Automakers Flex Their Muscle – NBC News #walmart #auto #batteries

#detroit auto show # Detroit Auto Show: Automakers Flex Their Muscle Like a parade at the Kremlin, 2015’s North American International Auto Show in Detroit is going to be all about showing off hardware after a year of booming sales, falling gas prices and rising consumer confidence. As many as 45 all-new cars, trucks and crossovers are scheduled to make their debut in the Motor City at the show which runs from Jan. 12 to the 25. The show opens to the public on Jan. 17 and will parade everything from plug-in hybrids to supercars – and even a hybrid …

Jul 21 2017

4 Smart Ways to Use Retail Store Credit Cards – US News #first #time #credit

#store credit cards # 4 Smart Ways to Use Retail Store Credit Cards Use these guidelines to pay off debt and improve your credit score. You’ve selected a few things at your favorite department store. After waiting in line for what seems like eternity, you have reached the moment of truth: the sales associate asks, “Do you want to save 15 percent today by opening a store credit card?” You quickly do the math in your head and decide it’s worth it, apply on the spot and you’re approved for the new card in no time. Aren’t you a savvy …

Jul 15 2017

Used-Car Prices Surging – CBS News #auction #cars #for #sale

#used car prices # Used-Car Prices Surging Last Updated Apr 29, 2011 9:51 AM EDT Used car prices have surged again in April, especially for gas-sipping models. A combination of rising gas prices and a disruption of the supply of cars and parts from Japan has added as much as 7% in April for used models like Honda Civic and Toyota Corolla. It is a poor time to buy fuel-efficient used cars but maybe a good time for trading in your old car. The price statistics come from Jonathan Banks, executive auto analyst for the NADA used car guide, a …

Jul 15 2017

5 Financial Aid, Student Loan Changes to Anticipate in 2015 – US News #cash #loans

#student loan rates # 5 Financial Aid, Student Loan Changes to Anticipate in 2015 Credit standards for PLUS borrowers are easing this year, say experts. The past several years brought some notable changes to student loans and financial aid . Everything from how interest is calculated on federal loans to which loans are available to graduate students has shifted. But 2015 should be different, say experts. Generally, we don’t anticipate too many major changes this year, says Megan McClean, the National Association of Student Financial Aid Administrators’ managing director of policy and federal relations. Still, there are some student loan …

Jul 15 2017

5 Reasons to Shop at a Credit Union for Car Loans – US News #home

#best auto loan rates # 5 Reasons to Shop at a Credit Union for Car Loans Many times you’ll find better rates and more-personalized customer service at a credit union over a commercial bank. When you’re in the market for a new or used car, you’re probably thinking about financing the vehicle. While dealerships make their own financing programs sound especially attractive, it’s always a good idea to shop around for the best auto loan rates—starting with local credit unions.

Jul 14 2017

3 Questions to Answer Before Refinancing Student Loans – US News #quick #money #loans

#refinancing student loans # 3 Questions to Answer Before Refinancing Student Loans Understand your reasons and goals for refinancing before choosing a new, private lender, say experts. Sara Hamilton, a law school graduate repaying more than six figures in federal student debt, was ready to ditch her hodgepodge of high rates and frustrating loan servicing. The Emory University alumna decided to renegotiate the terms of her debt by refinancing through a private lender, aiming for the lowest possible rate. I was focused on the cold, hard numbers, Hamilton says. After applying, and sorting through rejections and offers, Hamilton went with …

Jul 14 2017

Top 10 Travel Booking Websites Based on Customer Satisfaction: News: TravelersToday #best #hotel #deals

#travel booking sites # Top 10 Travel Booking Websites Based on Customer Satisfaction Could your travel deal be affected by what you type into a search bar? Some airlines want to make it so.(Photo. Reuters) One of the most useful tools when it comes to booking a trip nowadays are travel websites. There are many options out there, but some may be better than others. In a survey by J.D. Power an Associates, they found people are most satisfied with a travel site when they get a good price. Booking.com rates the highest in customer satisfaction in the survey. In …

Jul 14 2017

Should You Purchase Rental Car insurance? US News #www.apartment #for #rent

#rental insurance # Should You Purchase Rental Car insurance? You might already be covered for your summer road trip. The warm summer weather might have you itching for a road trip. But before you hit the road, you may need to spring for a rental car. And before you do that, you’ll need to decide whether to purchase rental car insurance. It’s a tricky decision, given the fact that you may already be covered through your existing car insurance or your credit card. Your personal auto car coverage usually does cover rental car coverage, says Merle Scheiber of the National …

Jul 13 2017

How to get the best deal on a used car – CBS News #auto #barn

#best used cars # How to get the best deal on a used car (MoneyWatch) Used car prices will decline in coming months, forecasters say. And new technology can help bargain-hunters know how much they should pay for a vehicle. A service with the whimsical name of MyVinny.com lets you download an application and scan the Vehicle Identification Number (VIN) of any car you are considering. MyVinny will tell you the average wholesale price for that model and thus how to shoot for a good deal. During the recession that followed the housing crash, used car prices rose because of …

Jul 13 2017

Borrowers with bad credit can now buy sooner with FHA – CBS News #loans #direct

#home loans for bad credit # Borrowers with bad credit can now buy sooner with FHA (MoneyWatch) For those hoping to buy a home again after a short sale or foreclosure, the wait may be over. The Federal Housing Authority has announced it is shortening the mandatory waiting periods for homeowners with a black mark on their credit, such as a short sale, deed-in-lieu, foreclosure or even bankruptcy, to buy again through an FHA loan. Instead of waiting the mandatory three years before qualifying for a new loan, buyers must prove, over the period of a year, that they are …

Jul 12 2017

How can credit reference agencies catch benefit cheats? BBC News #credit #report #and #credit #score

#credit reference agencies uk # How can credit reference agencies catch benefit cheats? By Simon Atkinson Business reporter, BBC News 10 August 2010 Image caption What does your credit report say about you? Prime Minister David Cameron has said credit reference agencies could be used to crack down on benefit fraud. But what information do these agencies hold and how could it be used? What are credit reference agencies? Credit reference agencies are commercial companies that compile information from a number of different sources. They sell this information to lenders and other service providers in the form of credit reports …

Jul 12 2017

USA TODAY: Latest World and US News. #boston #travel

#usa travel # experience Future thrills: 10 rides that may be coming to theme parks 1 day, 18 hours | America World Voices: At summit, little dissent on climate change Opinion Hunting Osama and searching for the right employee: Column Rieder Rieder: When pols, voters ignore the facts Opinion Turning Pfizer Irish: Our view Opinion Pfizer-Allergan: Good for America News Voices: Remembering Jackie, my friend for life Opinion YouToon: Stay tuned for the winner! Your Take Your Take: Share your stunning fall photos!

Jul 11 2017

Rental Cars: Eight Common Scams – CBS News #lake #mead #boat #rentals

#rent a car price # Rental Cars: Eight Common Scams Last Updated Aug 25, 2010 1:48 PM EDT We’ve all had our indignities renting cars — lengthy waits for shuttle vans, unwelcome upgrade offers, rude counter personnel, being told they’re sold out despite a reservation in hand (the latter happened to me in San Francisco just last week) — but that’s kid stuff. I’ve since learned that these are mild forms of punishment compared to some car rental scams. There are dozens of worse things that happen routinely, making me feel almost lucky I ended up taking $200 worth of …

Jul 11 2017

News From Lee Auto Malls – News, Events – Promotions from Maine – s Largest

#lee auto mall # News From Lee Auto Malls Lee Summer Camp Scholarships Awarded to 118 Maine kids For the fourth straight year, Lee Auto Malls is helping Maine kids make the most of their summer vacations. We re proud to announce that we are providing summer camp scholarships to 118 Maine children to attend the camp of their choice. This is the fourth year we ve run this program and this is the largest number of scholarship we ve awarded to date! The program is available to clients of Lee Auto Malls finance divisions, Maine Auto Credit and Atlantic …

Jul 11 2017

Why 2015 Is Great for U. S. Travel to Europe – US News #hotel #travel

#travel to europe # Why 2015 Is Great for U.S. Travel to Europe The economy favors American tourists as vacation time is at a four-decade low. Americans, tired of the winter cold, will have an easier time vacationing in warmer climates in 2015 thanks to strong jobs growth. dropping oil prices and moves by regulators in the U.S. and Europe that may continue the dollar’s rising value against the euro. The U.S. dollar on Friday was worth 0.84 euros, a rise in the exchange rate compared with a value of 0.73 euros on the same day in 2014, giving Americans …

Jul 11 2017

5 Easy Ways to Save on Auto Insurance – US News #premier #credit #card

#save on car insurance # 5 Easy Ways to Save on Auto Insurance If you view your car insurance as a fixed cost, it’s time to rethink that idea. As we all look for ways to trim the fat in our budgets and live as leanly as possible, one area that is often overlooked is auto insurance. After initially signing on with a carrier, people tend to get complacent, excusing any premium increases as a given. But if you view your car insurance as a fixed cost, it’s time to rethink that idea. With a little persistence, there are discounts …

Jul 11 2017

Why do I have to disengage 4-wheel drive? News and reviews. #bill #of #sale #car

#4 wheel drive cars # Why do I have to disengage 4-wheel drive? Boston.com Correspondent | 12.01.15 | 3:53 PM Q. I have been leasing a 2014 Toyota 4Runner since June 2014. Now that winter is around the corner I would like to get your opinion about a problem I experienced last winter while driving with four-wheel-drive engaged (4H). When I would make turns or back up, I would have to disengage the four-wheel drive mechanism. It was as if the emergency brake was applied. There was no problem while driving straight ahead or when driving in 2-wheel drive. I …

Jul 10 2017

How Your Credit Limit Is Determined – US News #check #my #credit #rating #free

#high limit credit cards # How Your Credit Limit Is Determined

Jul 8 2017

5 Tips for Booking a Hotel on the Cheap – US News #travel #pack

#cheapest hotel prices # Stretch your vacation budget without sacrificing your choice in accommodations. Anisha Sekar Everyone knows you can save money by going to a budget hotel, but sometimes you just want to splurge and have a five-star experience. Thankfully, there are ways to stretch your vacation budget without sacrificing your choice in accommodations. Here are five ways to save money on hotel bookings, no matter where you stay: 1. Time your booking. On any given day, prices can fluctuate based on whether the hotel thinks it will be able to fill its rooms for the night. Your best …

Jul 8 2017

13 Secrets for Finding Cheaper Airfare – US News #travel #package #deals

#cheap airline travel # 13 Secrets for Finding Cheaper Airfare The cheapest flights are 3 p.m. on Tuesdays. Can’t make that? Try these insider booking tips. With the holiday travel season just around the corner, you’re probably wondering how you can get in on a good deal. After all, airfare is undoubtedly one of the most expensive components of any domestic or international travel plan, and prices can vary wildly at times – from manageable to downright cost-prohibitive. The good news is, there are still a few secrets left when it comes to finding airfare you can afford. And, even …

Jul 6 2017

Is Credit Monitoring Right For You? US News #credit #union #loans

#credit monitoring services # Is Credit Monitoring Right For You? There are pros and cons of paying for the service. Most consumers today are very much aware of the importance of maintaining a good credit history. The information reported on your credit report may determine whether or not you are approved for credit and if so, if the terms will be affordable. What happens when the information appearing on your credit report is inaccurate? While there are several ways to dispute records that are incorrect, you must first be able to spot these errors and act on them. In the …

Jul 6 2017

5 Types of Bad Credit Loans to Avoid – US News #no #fee #loans

#payday loans for bad credit # 5 Types of Bad Credit Loans to Avoid You’re probably seen the advertisements. Here’s why it’s wise to stay away from these loans. Bad credit loans should just be called bad loans. Even if your finances are rock-solid, you’ve probably noticed the advertisements suggesting that if you have bad credit, Company X will be happy to give you a loan. And unless you’re young and not yet jaded, you know that accepting a loan from Company X isn’t smart. But if you’re desperate enough, you might take one out anyway. You might feel that …

Jul 6 2017

News – Autocar India Mobile Edition #used #jeeps

#auto india #

Jul 6 2017

Three arrested over LV stolen car insurance details probe – BBC News #auto #discount

#lv car insurance # Three arrested over LV= stolen car insurance details probe 1 May 2015 Image caption LV= Insurance is based in Westbourne, Bournemouth Three people have been arrested over allegations they traded in stolen personal information from road accident victims. A woman, 22, and a man, 64 – both claims management company employees – were arrested in Westbourne, Dorset. They are accused of conspiracy to commit bribery and money laundering. A 24-year-old man, a former employee of the insurance company LV, was arrested in the Poole area on suspicion of fraud by abuse of position. They have all …

Jul 5 2017

The Best Airlines Miles Credit Cards – US News #reward #credit #cards

#best credit card # The Best Airlines Miles Credit Cards Rack up points so you can take to the skies. Summer is the perfect time to travel. The warm weather probably has you itching for a nice vacation to the beach, where you can play in the sun and sip your favorite cocktail. Hitching a plane ride there can be easier, and cheaper, if you have the right credit card. Some credit cards are better than others when it comes to giving you points for airline miles, says Bill Hardekopf of LowCards.com. Mileage cards are probably more abundant or lucrative …

Jul 5 2017

The Mortgage Lender Implode-O-Meter News Pick-ups: Imploded: E-Loan #car #note #calculator

#e-loan # E-Loan – Retail Update – 2008-10-22: We’re hearing today employees have been given 60 days’ notice of layoff, and that E-Loan will cease operations as of 2009-01-09. Some processing staff will remain to close-out the pipeline, according to one source we spoke with. It is not clear how many employees will be affected. Reuters reported uber-parent Popular Inc. (parent of Banco Popular) booked a $668.5 million third-quarter loss, $139 million of that attributable to E-Loan’s parent Banco Popular N.A. Said Chief Executive Richard Carrion, “We are focused on the profitability of our U.S. operations and we will be …

Jul 4 2017

Small Businesses Hurt by Sandy Could Re-Apply for Loans – ABC News #personal #loans #for

#loans for small business # Small Businesses Hurt by Sandy Could Re-Apply for Loans Star Small businesses that were affected by Superstorm Sandy and are still struggling could have another chance to apply for government assistance. Legislation passed by the House and sent to President Barack Obama Monday would allow small businesses affected by Sandy to apply for new loans from the Small Business Administration, a response lawmakers say was needed after the agency moved too slowly in the wake of the superstorm that slammed the East Coast three years ago. Some homeowners could also be eligible for new loans. …

Jul 4 2017

How to Rent an Apartment with Low or No Credit – US News #credit #report

#how to apply for a credit card with no credit # Strategies credit-challenged consumers can use to win a landlord’s approval. During the past several years, unemployment and other issues have slashed many Americans’ credit scores. At the same time, foreclosures and tighter lending criteria have also sent one-time homeowners back to the rental market and kept others renting longer. Getting approved for a rental with credit issues isn’t always easy, though, because many landlords and management companies run a credit check on prospective tenants. This is a real problem right now because so many people got their credit trashed, …

Jul 4 2017

Avoid These 5 Used Cars (Plus 5 to Buy) – CBS News #car #insurance #quotes

#buy used car # Avoid These 5 Used Cars (Plus 5 to Buy) Last Updated Jul 19, 2011 11:49 AM EDT This story is based on 2010 data. For the 2011 version, click here . Used car shopping used to be a scary maze of breakdown-prone models, but reliability has gained sharply. Auto manufacturing quality and dependability studies have shown steady gains this decade. But exceptions do exist and if you’re in the market for a used car, you want to steer clear of them. So CBS MoneyWatch.com has compiled a list of used cars to avoid in five categories, …

Jul 4 2017

How to Find Affordable Secured Credit Cards – US News #what #is #credit #report

#cheapest credit cards # How to Find Affordable Secured Credit Cards Investing in a secured credit card could help you rebuild your credit. Trying to rebuild your credit? Investing in a secured credit card could help you quickly bring your credit score up. However, unlike a standard credit card, these cards typically require a refundable security deposit to grant you a credit line. Many also have annual fees and higher-than-average interest rates. You can shop around to find the most attractive rates and terms, and you’ll need to protect yourself from predatory offers.

Jul 4 2017

How to Rent Your Whole Wedding – ABC News #computer #rentals

#dress rental # ABC News ABC News’ Eliza Murphy and Anna Wild report: Every girl dreams about finding the perfect dress for the perfect day. A dress to have and to hold, for better or for worse ’til death do you part – at least that is the intention. But for today’s budget-conscious brides, that sentimental feeling is quickly replaced by the real issue of savings. If you want a designer wedding you can afford, there are ways to rent instead of buying. Sharon Gilchrist, owner of One Night Affair in Los Angeles, doesn’t sell designer wedding gowns to brides-to-be. …

Jul 4 2017

9 Red Flags to Watch for When Picking a Real Estate Agent – US News

#find a real estate agent # 9 Red Flags to Watch for When Picking a Real Estate Agent Pass on agents who are family members and those who have never bought or sold in your neighborhood. The proliferation of online real estate information makes it easier than ever to be an informed consumer when buying or selling a home. Yet the digital revolution has done little to lessen the importance of choosing the right real estate agent to work with you. The right agent can help you buy your dream house or sell your existing home quickly. The wrong agent …

Jul 3 2017

A Short Guide to Real Estate Lingo – Real Estate News and Advice. #honolulu #real

#real estate bendigo # A Short Guide to Real Estate Lingo 4:23 pm ET November 10, 2014 November 10, 2014 Reading real estate advertising acronyms can sometimes feel like trying to parse ancient Greek: EIL with a W/D? LR with Fplc? An FDR with a DK? Most real estate agents use similar abbreviations as part of real estate lingo, so once you get the jist, you can read any listing with confidence. 4B/2B:  Four bedrooms and two bathrooms. Bedroom usually means a sleeping area with a window and a closet—in some areas, laws define what a room needs to be called …

Jun 25 2017

Private Student Loan Refinancing Carries Risks, Rewards – US News #short #term #loans #bad #credit

#refinancing student loans # Private Student Loan Refinancing Carries Risks, Rewards Refinancing student loans through a private lender is a one-way street; there’s no going back, says one expert. ​ ​John Moye was tackling $40,000 in high-rate federal student loans when a friend pointed out that he might find lower rates elsewhere. An online search brought up SoFi, a company that lets borrowers refinance student loans through a network of private and institutional investors. I have a strong financial background, and it was easy for me to compare interest rates and think it through, says Moye, who earned his MBA …

Jun 12 2017

How to Know if You Qualify for a Jumbo Loan – Real Estate News and

#jumbo loan # How to Know if You Qualify for a Jumbo Loan 3:08 pm ET November 11, 2014 November 11, 2014 Jumbo loans come in to play when the property cost exceeds the mortgage conforming limit: They start at $417,000 for most parts of the country and as high as $625,501 in some higher-priced real estate areas. If you’re planning to buy expensive property, a jumbo loan is a viable option—but qualifying is tougher than it is for a traditional mortgage . Here are the key factors in qualifying for a jumbo loan. Income “Jumbo loans always have more scrutiny than conventional …

Jun 11 2017

How to Find Interest-Free Student Loans – US News #christmas #loans

#interest free loan # Some charities lend interest-free, saving students thousands Updated on 9/20/2010 : An earlier version of this story omitted an organization that make interest-free student loans. Although the federal government will make millions of subsidized Stafford student loans at the bargain interest rate of 4.6 percent this academic year, a few thousand lucky students will get even better deals—loans that charge no interest at all. A handful of charities and colleges make student loans that only require the borrowers to repay the amount they borrowed—saving students thousands of dollars. The organizations listed below offer interest-free loans to …

May 31 2017

7 of the most reliable cars you can buy – CBS News #car #engines

#most reliable cars # 7 of the most reliable cars you can buy Seven of the most reliable cars you can buy Close Styling, handling and gas mileage all loom large when you are shopping for a new car. But don’t forget reliability — knowing that there is only a slim chance you will face frequent and costly repairs with that vehicle. To help with that, we have compiled a list of seven of the most reliable cars you can buy — from subcompacts to luxury sedans. To make our list, a model had to appear among the top three …

May 31 2017

5 Financial Aid, Student Loan Changes to Anticipate in 2015 – US News #installment #loans

#student loan rates # 5 Financial Aid, Student Loan Changes to Anticipate in 2015 Credit standards for PLUS borrowers are easing this year, say experts. The past several years brought some notable changes to student loans and financial aid . Everything from how interest is calculated on federal loans to which loans are available to graduate students has shifted. But 2015 should be different, say experts. Generally, we don’t anticipate too many major changes this year, says Megan McClean, the National Association of Student Financial Aid Administrators’ managing director of policy and federal relations. Still, there are some student loan …

May 31 2017

4 Ways to Find Cheap Student Loans – US News #student #car #loans

#cheap loan # 4 Ways to Find Cheap Student Loans The recession has generated some unexpected silver linings in student loan options. The Wall Street collapse and the national recession have wiped out those cheap and easy $40,000 student loans that were advertised on late-night TV last year and have raised the real costs of many remaining education loans But the financial storms also have created a couple of surprising silver linings. Most students can still get enough reasonably priced loans to cover the bulk of tuition at local public universities. And some students and parents actually will get better …