Finance USA

Feb 11 2020

Fico score explained

Fico score explained-Fico score explained Fico score explained-A FICO score is a type of credit score that makes up a substantial portion of the credit report that lenders use to assess an applicant’s credit risk. FICO Score What Is a FICO Score? A FICO score is a type of credit score created by the Fair Isaac Corporation. Lenders use borrowers’ FICO scores along with other details on borrowers’ credit reports to assess credit risk and determine whether to extend credit. FICO scores take into account various factors in five areas to determine creditworthiness: payment history, current level of indebtedness, types …

Sep 7 2019

What is Life Insurance? An Introduction, The MetLife Blog, term life insurance explained.

#Term #life #insurance #explained What is Life Insurance? An Introduction When you buy life insurance, you enter into a contract with an insurance company that promises to provide your beneficiaries with a certain amount of money upon your death. In return, you make periodic payments, called premiums. The premium amount is based on factors such as your age, gender, medical history, and the dollar amount of life insurance you purchase. In the event of your passing, life insurance provides money directly to your beneficiaries. They can use the money for: Making up for your lost income Funding a child’s education …

Aug 28 2019

What Is Term Life Insurance, term life insurance explained.

#Term #life #insurance #explained What Is Term Life Insurance? Term life is the simplest and cheapest life insurance option out there. A term life plan has one function: to pay your beneficiaries a specified lump sum in the event of your death. A term life plan provides you with life insurance coverage for pre-set period of time. It can be as short as 1 year, or as long as 10, 20, or even 30 years. You also have the option to purchase a term life plan that will cover you until you’ve reached a certain age usually 65. Compare Your …

Aug 26 2019

What Is Term Life Insurance, term life insurance explained.

#Term #life #insurance #explained What Is Term Life Insurance? Term life is the simplest and cheapest life insurance option out there. A term life plan has one function: to pay your beneficiaries a specified lump sum in the event of your death. A term life plan provides you with life insurance coverage for pre-set period of time. It can be as short as 1 year, or as long as 10, 20, or even 30 years. You also have the option to purchase a term life plan that will cover you until you’ve reached a certain age usually 65. Compare Your …

Aug 26 2019

Whole Life Insurance Explained, term life insurance explained.

#Term #life #insurance #explained Whole Life Insurance By Eric Stauffer on September 12, 2013 8 Although thinking about your death is never pleasant, it s a good idea to put some thought into how your loved ones will be cared for after you pass away. This type of planning will give you peace of mind that your family will be financially secure and won t need to suffer from hardship as a result of your death. Some insurance policies offer additional investments that can make them very valuable tools for planning your future. These policies, known as whole and universal …


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