Finance

Sep 25 2017

How to get the best auto lease deals now – CBS News #auto #sale

#auto lease deals # How to get the best auto lease deals now Jerry Edgerton MoneyWatch Oct 8, 2013 7:00 AM EDT 2013 Honda Accord Coupe Close Honda (MoneyWatch) As the air turns crisp and the leaves turn color, auto dealers are just trying to turn over their remaining summer inventory. That results in some of the best low-payment lease deals in recent months — especially on 2013 versions of popular midsize cars like the Honda Accord and Hyundai Sonata. With the 2014 model year underway, manufacturers are offering subsidized leases to help their dealers clear out the remaining 2013 …

Sep 21 2017

Borrowers with bad credit can now buy sooner with FHA – CBS News #401k #loans

#home loans for bad credit # Borrowers with bad credit can now buy sooner with FHA (MoneyWatch) For those hoping to buy a home again after a short sale or foreclosure, the wait may be over. The Federal Housing Authority has announced it is shortening the mandatory waiting periods for homeowners with a black mark on their credit, such as a short sale, deed-in-lieu, foreclosure or even bankruptcy, to buy again through an FHA loan. Instead of waiting the mandatory three years before qualifying for a new loan, buyers must prove, over the period of a year, that they are …

Sep 19 2017

Caroline: 50 Years A Princess – Photo 1 – Pictures – CBS News #,pictures, #photos,

# Caroline: 50 Years A Princess CBS News Staff Jan 19, 2007, 01:50 PM Princess Caroline Louise Margueritte was born Jan. 23, 1957. So, on April 19, 1958, when this photo was taken, Caroline was nearly 15 months old. She is in the arms of her father, Prince Rainier of Monaco, as Princess Grace holds the newborn Prince Albert on the balcony of the palace. Credit: STF/AFP/Getty Images) This photo was taken Oct. 29, 1959, when Caroline was 3. Prince Rainier and Princess Grace, together with 19-month-old Prince Albert, were leaving a hotel in Saulieu on route to Monaco. Credit: …

Sep 8 2017

Airline Tickets: At Wholesale Prices – CBS News #how #to #find #the #cheapest #airline #tickets

#airline ticket # Airline Tickets: At Wholesale Prices Lindsay Goldwert CBS Jul 25, 2007 6:41 AM EDT US Airway Airbus A320-232 takes off from Sky Harbor International Airport, Phoenix. Arizona, photo Close AP Frequent flyer miles are nice, but how about getting those airline tickets wholesale? Often, it can be done, and if cFares.com has its way, it might be done a good deal more often. The company, which has been selling cheap airline seats since 2005, has just updated its user interface after securing a new round of venture funding. Newly capitalized at about $4.5 million, cFares hopes to …

Sep 8 2017

Don t Ban Pre-Employment Credit Checks – CBS News #credit #loans

#credit check # Don’t Ban Pre-Employment Credit Checks Last Updated Apr 12, 2011 3:53 PM EDT You’ve always paid your bills on time and even put a little bit of money in the bank. But, when you lost your job and unemployment stretched for weeks and then months and then over a year, the mortgage didn’t always get paid and neither did your reasonable cell phone bill, that you had signed a two year contract on. You’re not irresponsible, but your credit is shot. The only thing that you need to be back to your old, responsible self is a …

Sep 7 2017

Sure Ways to Save on Auto, Home Insurance – CBS News #auto #custom #carpets

#home and auto insurance # Sure Ways to Save on Auto, Home Insurance With most of us looking to cut corners every way we can during the recession, an often overlooked path to savings is closely examining our automobile and homeowners insurance. As “Early Show” money maven Ray Martin explains in this column, that could provide more in savings than you might realize. According to an annual survey of Consumer Reports readers, many folks have stayed with the same auto insurer for 15 years. The insurance industry says this is a good thing. Some say that, if you stay with …

Sep 5 2017

Payday Lenders Or Loan Sharks? CBS News #payday #loans #direct #lender

#payday lenders # Payday Lenders Or Loan Sharks? Jaime Holguin CBS Oct 8, 2004 4:34 PM EDT Petty Officer Chris McClintic is smart enough to teach lessons about the Navy’s big guns, but as CBS News Correspondent Sharyl Attkisson reports, that didn’t keep him from ruining his personal finances using so-called payday lenders. Payday lenders offer tempting short-term loans for a fee, due on payday. What McClintic and a growing number of military borrowers don’t foresee is how fast those loans and fees add up. “It seems like it should be simple, but once you take out the $500 loan, …

Aug 24 2017

Free Credit Report? Not So Fast, Ben Stein – CBS News #credit #reporting #companies

#free credit score reports # Free Credit Report? Not So Fast, Ben Stein Last Updated Aug 10, 2009 7:10 PM EDT Shame on Ben Stein. A Columbia University-trained economist and Yale law grad with a career that has included gigs as a Federal Trade Commission lawyer, an actor, a quiz-show host, New York Times columnist and CBS Sunday Morning commentator, is now promoting a bait-and-switch deal from a website called freescore.com. His co-star, Filbert the Credit Squirrel, also has “extensive training in both Economics and Finance,” according to the website. So shame on you too, Filbert. Stein (and the squirrel) …

Aug 22 2017

Skiplagged site helps navigate cheaper airfare – CBS News #delgado #travel

#cheap airfare tickets # Skiplagged site helps navigate cheaper airfare Airfares seem to keep climbing, but a 22-year-old computer whiz found a way to save hundreds of dollars on airline tickets. With a few clicks of the mouse, Skiplagged can help find what’s called “hidden city” airfares, CBS News’ Michelle Miller reports. With little more than a mattress on the floor, Aktarer Zaman’s tiny New York apartment serves as the hub of Skiplagged’s operations. The name, while unique, wasn’t his own idea. “It was my little sister. I came up with a real terrible name I am not going to …

Aug 20 2017

How to save on your teen s auto insurance – CBS News #credit #card #limit

#save on car insurance # How to save on your teen’s auto insurance Ray Martin MoneyWatch May 1, 2012 1:34 PM EDT (MoneyWatch) Does the thought of your child behind the wheel of a car scare you? Well here’s something else to think about: Adding a teen to your car insurance policy can increase your rates by 44 to 62 percent, according to a study by Insurance.com . Unfortunately, teen drivers are involved in significantly more accidents than adults, so they cost much more to insure. And yes, many companies will charge you more to insure a son than a …

Aug 18 2017

Travel websites: Which online resource is best? CBS News #cheapest #airline #flights

#travel web sites # Travel websites: Which online resource is best? (CBS News) If you’re still planning that summer vacation or have a business trip on tap, there are many ways to find help on the Internet. However, even though they’re just a click away it is not always easy to tell which site will give you the best options. Personal financial expert Lauren Lyons Cole, of TheStreet. made the process a little easier and shared her top picks for the best travel websites on “CBS This Morning: Saturday.” To get the best airfare, she suggested the Google-owned site, ITAairfare. …

Aug 15 2017

American Airlines apologizes after man alleges fat discrimination – CBS News #travel #packages #to #italy

#airplane flights # American Airlines apologizes after man alleges fat discrimination SANTA ANA, Calif. — An Orange County man said he is outraged by the way he was treated on an American Airlines flight because he is overweight. Chris Shelley claimed he was kicked off the plane because he weighs a few more pounds, reports CBS Los Angeles. “The worst part was being treated as if I was some sort of criminal. Not only a criminal, but a fat criminal,” Shelley said. The Huntington Beach engineer, who said he flies more than 100,000 miles a year, cannot help but wonder …

Aug 15 2017

CBS Mitsubishi #auto #dealer #software

#quality used cars # Welcome to CBS Mitsubishi serving the greater Raleigh, NC area. CBS Mitsubishi is a Mitsubishi Auto Dealer Our goal is to make your car buying experience the best possible. CBS Mitsubishi’s virtual dealership offers a wide variety of new and used cars. Mitsubishi incentives, service specials, and Mitsubishi parts savings. Conveniently located in Raleigh, NC we also serve Durham, NC and Cary, NC. If you’re looking to purchase your new dream car. you’ve come to the right place. At CBS Mitsubishi we pride ourselves on being the most reliable and trustworthy Mitsubishi dealer around. Our inventory …

Aug 15 2017

5 Ways to Build a Good Credit Score from Scratch – CBS News #debt #consolidation

#build credit # 5 Ways to Build a Good Credit Score from Scratch Last Updated Jul 14, 2011 12:14 PM EDT When is the right time for a college student to start building their credit profile? The simple answer: as soon as they are ready. You’ll know by the way they budget their money, track spending and manage their checking or savings account and debit card. Building good credit is a function of handling your bills responsibly. No teen or young adult should be set loose with a credit card or given responsibility for an auto loan until they’ve proven …

Aug 13 2017

Best Labor Day car deals – CBS News #hertz #rental #car

#new car deals # Labor Day means special deals for car buyers Last Updated Aug 29, 2014 10:00 AM EDT With Labor Day traditionally tolling the end of summer, you may want to take advantage of another tradition: holiday deals on new cars. “Labor Day marks the time when dealers move inventory for new vehicles, which means you can find some great deals on existing models,” says Michelle Naranjo, editor-in-chief of car-shopping website Autobytel.com. From low or zero interest loans to big cash rebates, deals that cut the price of 2014 models are plentiful because 2015 models already have begun …

Aug 13 2017

Used-Car Prices Surging – CBS News #advace #auto

#used car prices # Used-Car Prices Surging Last Updated Apr 29, 2011 9:51 AM EDT Used car prices have surged again in April, especially for gas-sipping models. A combination of rising gas prices and a disruption of the supply of cars and parts from Japan has added as much as 7% in April for used models like Honda Civic and Toyota Corolla. It is a poor time to buy fuel-efficient used cars but maybe a good time for trading in your old car. The price statistics come from Jonathan Banks, executive auto analyst for the NADA used car guide, a …

Aug 7 2017

Auto and Homeowners Insurance: Is AARP Looking Out for You? CBS News #holiday #travel #insurance

#auto home insurance # Auto and Homeowners Insurance: Is AARP Looking Out for You? Last Updated Oct 9, 2009 1:34 PM EDT The way insurance companies barrage you with television ads promising to save you money, you might think they were paying you instead of the other way around. In the case of the GEICO googly eyes or actor Dennis Haysbert hawking Allstate policies, at least it’s private companies pitching their wares. But then there are the auto insurance ads touting the $388 saved, on average, by people who switched to plans offered through AARP by The Hartford Financial Services …

Aug 2 2017

Bad credit ratings sinking job hunters – CBS News #credit #solutions

#check credit score # Bad credit ratings sinking job hunters (MoneyWatch) Alfred Carpenter, 52, was working for a high-end shoe store in 2007, when the recession put the company out of business. A long-time salesman, Carpenter wasn’t worried about getting another job, but then broke an ankle a few months later and ended up in the hospital. With no insurance and a $50,000 emergency room bill, he filed for bankruptcy protection. Then his troubles got worse. One employer after another rescinded job offers after checking his credit report, he says. He finally found work, but at a fraction of his …

Aug 1 2017

How much does it cost to own a car in 2014? CBS News #gold #card

#average cost of car insurance # How much does it cost to own a car in 2014? You’re paying more for a summer barbecue. a fast-food burrito and a new Netflix subscription this year, but behind the wheel you’re getting a bargain. That’s because it’s actually gotten cheaper to own a car, according to a new study by AAA. It now costs an average of $8,876 to own and drive a typical sedan, or 2.7 percent less than the $9,122 it cost last year. Why the drop in price? It’s mostly because gas was expected to be cheaper. AAA based …

Aug 1 2017

What HARP 2. 0 can – and can t – do for you – CBS

#harp loan # What HARP 2.0 can — and can’t — do for you (MoneyWatch) Many of the people who contact me after reading my column or listening to my radio show have the same problem: They want to take advantage of low interest rates to refinance their mortgages, but their banks won’t do it because the value of their home is now less than what is owed on the loan. While we’ve all heard about people who bought homes during the housing boom that they couldn’t afford and who are facing foreclosure. But even responsible consumers who bought homes …

Jul 31 2017

Free Credit Report? Not So Fast, Ben Stein – CBS News #rebuild #credit

#free credit score reports # Free Credit Report? Not So Fast, Ben Stein Last Updated Aug 10, 2009 7:10 PM EDT Shame on Ben Stein. A Columbia University-trained economist and Yale law grad with a career that has included gigs as a Federal Trade Commission lawyer, an actor, a quiz-show host, New York Times columnist and CBS Sunday Morning commentator, is now promoting a bait-and-switch deal from a website called freescore.com. His co-star, Filbert the Credit Squirrel, also has “extensive training in both Economics and Finance,” according to the website. So shame on you too, Filbert. Stein (and the squirrel) …

Jul 31 2017

How to fix errors in your credit report – CBS News #business #credit #check

#how to get your credit report # How to fix errors in your credit report (MoneyWatch) The Consumer Financial Protection Bureau will soon be overseeing roughly 30 credit-reporting firms. One area the new federal watchdog will focus on is coming up with a better system for handling consumer complaints about errors in their credit reports. Since studies show that most credit bureau reports contain at least one error, it’s a good idea to finally create some industry standards for resolving these mistakes. Most credit report errors are in the form of incorrect or missing account information, but in other cases …

Jul 31 2017

Student loan interest rates rise, worrying some experts – CBS News #federal #perkins #loan

#student loan interest rate # Student loan interest rates rise, worrying some experts Student loan debt, which has risen 20 percent to $1.2 trillion between 2011 and 2013 — surpassing every other form of non-mortgage debt — is becoming increasingly expensive. Because the U.S. Congress failed to take action, interest rates on undergraduate Stafford loans rose today to 4.66 percent from 3.86 percent last year on both subsidized and unsubsidized borrowing. Graduate students who take out unsubsidized Stafford loans saw their borrowing costs increase to 6.21 percent from 5.41 percent. PLUS loans, which are available to graduate students and parents …

Jul 31 2017

How To Raise Your Credit Score Fast – CBS Chicago #credit #cards.com

#where to get credit score # How To Raise Your Credit Score Fast Montage Of Credit Cards. (AP Graphic) CHICAGO (CBS) You have to have a better credit score today – at least 40 points higher than just two years ago – to even be considered for a loan, apartment rental or even some jobs; 680 is now the minimum. CBS 2’s Dorothy Tucker reports on what can you do to raise your score quickly. Luis Chavez works long hours to fulfill his dream of starting his own business, buying a home and getting a new car. Chavez says that …

Jul 29 2017

Fashion designer Oscar de la Renta dies at 82 – CBS News #cheap #rental #property

#oscar de la # Fashion designer Oscar de la Renta dies at 82 CBS/AP Oct 20, 2014 10:16 PM EDT Oscar de la Renta, whose fashion designs were worn by film stars and royal figures died Monday night. He was 82. De la Renta died at home Monday evening in Connecticut surrounded by family and friends and “more than a few dogs,” according to a handwritten statement signed by two of his company’s executives, Alex Bolen and Eliza Bolen. A family member confirmed to CBS News that de la Renta died peacefully at 7:40 p.m. He was a fashion giant …

Jul 26 2017

Childcare more expensive than rent in Phoenix – CBS 5 #house #for #rent #in

#in rent # Childcare more expensive than rent in Phoenix PHOENIX (3TV) – A recent study from the Economic Policy Institute claims childcare costs exceed rent in most cities, including right here in Phoenix. The childcare part was very hard, raising the children and being in low-income housing, said Tracie Jones, who raised five children. Jones’ kids are parents now. I have four grandchildren, and most of the time the family watches them, Jones said. That’s because she said she doesn’t want them to go through the same things she did. A few times we had to go to shelters …

Jul 26 2017

Beware Of Student Credit Cards – CBS News #sears #credit #cards

#student credit cards # Beware Of Student Credit Cards Tatiana Morales CBS Sep 2, 2003 1:52 PM EDT New Haven firefighter Gary Tinney strands in front of the firehouse where he works in New Haven, Conn. Inside a burning building, fire doesn’t discriminate between Tinney and Matthew Marcarelli. However, skin color has put them on opposite sides of a lawsuit that could transform hiring procedures nationwide; the U.S. Supreme Court will consider the reverse discrimination claim of Marcarelli and a group of white firefighters. (AP Photo/Bob Child, File) Close AP The average undergraduate leaves school with a debt of $18,900. …

Jul 24 2017

Free health insurance under Obamacare has drawbacks – CBS News #credit #cards #compare

#free health insurance # “Free” health insurance under Obamacare has drawbacks Ray Martin MoneyWatch Nov 5, 2013 8:08 AM EST generic Healthcare health care costs bill Obamacare Medicaid Medicare Prescription Medical Expenses Close istockphoto (MoneyWatch) As many as 6 million people who are uninsured, and another million with individual plans, may qualify for “free” health insurance under the Affordable Care Act. according to recent analysis by several Wall Street firms and the consulting firm McKinsey. Most of these folks will qualify for subsidies — money from the federal government — that will be greater than the cost of the cheapest …

Jul 15 2017

Used-Car Prices Surging – CBS News #auction #cars #for #sale

#used car prices # Used-Car Prices Surging Last Updated Apr 29, 2011 9:51 AM EDT Used car prices have surged again in April, especially for gas-sipping models. A combination of rising gas prices and a disruption of the supply of cars and parts from Japan has added as much as 7% in April for used models like Honda Civic and Toyota Corolla. It is a poor time to buy fuel-efficient used cars but maybe a good time for trading in your old car. The price statistics come from Jonathan Banks, executive auto analyst for the NADA used car guide, a …

Jul 14 2017

Emma: Credit John Fox, Bears – Buy-In For Continued Growth – CBS Chicago #all #three

#rebuilding credit # Emma: Credit John Fox, Bears Buy-In For Continued Growth By Chris Emma ST. LOUIS, Mo. (CBS) Running into the locker room after a resounding 37-13 win over the Rams on Sunday, Bears tackle Kyle Long busted the media s collective chops. Anyone pick the Bears? Long asked. Didn t think so. Very few pundits picked the Bears to win in the Edward Jones Dome. The Rams boast the NFL s next best running back in Todd Gurley, a hostile defense and a physical football identity. It seemed on paper that they have a talent edge over the …

Jul 13 2017

How to get the best deal on a used car – CBS News #auto #barn

#best used cars # How to get the best deal on a used car (MoneyWatch) Used car prices will decline in coming months, forecasters say. And new technology can help bargain-hunters know how much they should pay for a vehicle. A service with the whimsical name of MyVinny.com lets you download an application and scan the Vehicle Identification Number (VIN) of any car you are considering. MyVinny will tell you the average wholesale price for that model and thus how to shoot for a good deal. During the recession that followed the housing crash, used car prices rose because of …

Jul 13 2017

Borrowers with bad credit can now buy sooner with FHA – CBS News #loans #direct

#home loans for bad credit # Borrowers with bad credit can now buy sooner with FHA (MoneyWatch) For those hoping to buy a home again after a short sale or foreclosure, the wait may be over. The Federal Housing Authority has announced it is shortening the mandatory waiting periods for homeowners with a black mark on their credit, such as a short sale, deed-in-lieu, foreclosure or even bankruptcy, to buy again through an FHA loan. Instead of waiting the mandatory three years before qualifying for a new loan, buyers must prove, over the period of a year, that they are …

Jul 11 2017

Rental Cars: Eight Common Scams – CBS News #lake #mead #boat #rentals

#rent a car price # Rental Cars: Eight Common Scams Last Updated Aug 25, 2010 1:48 PM EDT We’ve all had our indignities renting cars — lengthy waits for shuttle vans, unwelcome upgrade offers, rude counter personnel, being told they’re sold out despite a reservation in hand (the latter happened to me in San Francisco just last week) — but that’s kid stuff. I’ve since learned that these are mild forms of punishment compared to some car rental scams. There are dozens of worse things that happen routinely, making me feel almost lucky I ended up taking $200 worth of …

Jul 4 2017

Avoid These 5 Used Cars (Plus 5 to Buy) – CBS News #car #insurance #quotes

#buy used car # Avoid These 5 Used Cars (Plus 5 to Buy) Last Updated Jul 19, 2011 11:49 AM EDT This story is based on 2010 data. For the 2011 version, click here . Used car shopping used to be a scary maze of breakdown-prone models, but reliability has gained sharply. Auto manufacturing quality and dependability studies have shown steady gains this decade. But exceptions do exist and if you’re in the market for a used car, you want to steer clear of them. So CBS MoneyWatch.com has compiled a list of used cars to avoid in five categories, …

May 31 2017

7 of the most reliable cars you can buy – CBS News #car #engines

#most reliable cars # 7 of the most reliable cars you can buy Seven of the most reliable cars you can buy Close Styling, handling and gas mileage all loom large when you are shopping for a new car. But don’t forget reliability — knowing that there is only a slim chance you will face frequent and costly repairs with that vehicle. To help with that, we have compiled a list of seven of the most reliable cars you can buy — from subcompacts to luxury sedans. To make our list, a model had to appear among the top three …

May 30 2017

Best Labor Day car deals – CBS News #car #on #sale

#new car deals # Labor Day means special deals for car buyers Last Updated Aug 29, 2014 10:00 AM EDT With Labor Day traditionally tolling the end of summer, you may want to take advantage of another tradition: holiday deals on new cars. “Labor Day marks the time when dealers move inventory for new vehicles, which means you can find some great deals on existing models,” says Michelle Naranjo, editor-in-chief of car-shopping website Autobytel.com. From low or zero interest loans to big cash rebates, deals that cut the price of 2014 models are plentiful because 2015 models already have begun …

May 29 2017

CBS Mitsubishi #a1 #auto

#quality used cars # Welcome to CBS Mitsubishi serving the greater Raleigh, NC area. CBS Mitsubishi is a Mitsubishi Auto Dealer Our goal is to make your car buying experience the best possible. CBS Mitsubishi’s virtual dealership offers a wide variety of new and used cars. Mitsubishi incentives, service specials, and Mitsubishi parts savings. Conveniently located in Raleigh, NC we also serve Durham, NC and Cary, NC. If you’re looking to purchase your new dream car. you’ve come to the right place. At CBS Mitsubishi we pride ourselves on being the most reliable and trustworthy Mitsubishi dealer around. Our inventory …

May 25 2017

How to pay your student loans – CBS News #alternative #student #loans

#student loan calculator # How to pay your student loans (MoneyWatch) A few days ago I wrote about 7 Ways to Find Free Money for College. November is National Scholarship Month, which marks a time when parents and their college students should begin looking for scholarships to help with tuition next fall. Also this month, many graduates of the Class of 2013 will start repaying the money they borrowed for college. This is because their six-month grace period on their student loans will end. As they will begin repaying their loans, they will need to learn repayment strategies to strike …

May 21 2017

How to monitor your credit for free – CBS News #report #credit

#how to check credit score for free # How to monitor your credit for free Ray Martin MoneyWatch Jul 19, 2012 6:50 AM EDT IRS, Internal Revenue Service, taxes, tax fraud, identity theft, online fraud, tax cheat, crime scene Close CBS/AP CBS/AP (MoneyWatch) Capital One’s (COF ) has agreed to pay $210 million to settle charges that it pressured customers to buy often unnecessary credit-monitoring services. Millions of consumers have signed up for such services. paying about $60 to $180 per year. Providers of credit-monitoring tools claim they protect people from identity theft by watching for changes on your credit …

May 20 2017

How to get the best deal on a used car – CBS News #auto #mechanic

#best used cars # How to get the best deal on a used car (MoneyWatch) Used car prices will decline in coming months, forecasters say. And new technology can help bargain-hunters know how much they should pay for a vehicle. A service with the whimsical name of MyVinny.com lets you download an application and scan the Vehicle Identification Number (VIN) of any car you are considering. MyVinny will tell you the average wholesale price for that model and thus how to shoot for a good deal. During the recession that followed the housing crash, used car prices rose because of …

May 19 2017

Maserati Procession Kicks Off Miami International Auto Show – CBS Miami #auto #mart

#miami auto show # Maserati Procession Kicks Off Miami International Auto Show MIAMI (CBSMiami) –The Miami International Auto Show is back and it has every car-type in the spectrum for drivers with a need for speed to a penchant for going green. To celebrate Maserati’s 100th anniversary and kick off the car show, 100 customer-driven Maseratis drove from Perez Art Museum Miami to the Miami Beach Convention Center. “These are people who love to drive, but more than anything they love to hear their engines,”  said Peter Grady CEO of Maserati. CLICK HERE To Watch Marybel Rodriguez s Report  Starting Friday, …

May 15 2017

How to protect your credit score – CBS News #my #free #credit #report

#your credit score # How to protect your credit score How do you know if your credit score is up to par? The three digit number can determine whether you get a mortgage or car insurance — sometimes even a job. So, is there any way to improve it if it’s low? According to CBS News Business and Economics Correspondent Rebecca Jarvis, there are ways to keep your credit score intact, and while it may take a little time to get back on track, it will help you in the long-run. What determines your credit reputation overall and how do …

May 13 2017

Should you buy a certified used car? CBS News #police #auto #auctions

#where to buy used cars # Should you buy a certified used car? As gas prices have fallen, U.S. new car sales have surged. But buyers are snapping up certified used cars as well, with certified sales in November up 21 percent over a year earlier, according to CNW research. Thrifty habits developed during the recession are leading buyers to what the industry calls certified pre-owned vehicles, says senior analyst Karl Brauer of Kelley Blue Book and kbb.com. “The last recession increased the price sensitivity of car buyers, driving many to consider certified pre-owned for the first time,” says Brauer. …

May 13 2017

The new front on fraud? Your credit card – CBS News #credit #experts

#credit card fraud # The new front on fraud? Your credit card MoneyWatch Dec 17, 2014 5:30 AM EST Welcome to one of the most crime-ridden precincts in America: The cash register. Financial losses from credit card fraud last year soared to $11 billion, touching millions of consumers and thousands of businesses nationwide. Thefts of other kinds of confidential data also have become increasingly common, turning every trip to the store into a potential rip-off. “Whenever a consumer uses their card at the point of sale, it’s almost impossible to know whether or not the merchant they’re visiting has been …

Apr 28 2017

Getting The Best Car Rental Rates – CBS News #car #speakers

#best rental car rates # Getting The Best Car Rental Rates In the rush to find bargain hotels and airfares, the thrifty traveler can overlook car-rental rates, an item for which the unwary can pay much higher prices. If you don’t shop around ahead of time, you may realize you are seriously overpaying for your car rental, financial adviser Ray Martin reports on The Early Show. Millions of U.S. vacationers rent vehicles at airports to get around the cities they are visiting. City dwellers who don’t own a car often rent one for weekend getaways. Still, renting a car isn’t …

Apr 27 2017

5 Ways to Build a Good Credit Score from Scratch – CBS News #best #credit

#build credit # 5 Ways to Build a Good Credit Score from Scratch Last Updated Jul 14, 2011 12:14 PM EDT When is the right time for a college student to start building their credit profile? The simple answer: as soon as they are ready. You’ll know by the way they budget their money, track spending and manage their checking or savings account and debit card. Building good credit is a function of handling your bills responsibly. No teen or young adult should be set loose with a credit card or given responsibility for an auto loan until they’ve proven …

Apr 26 2017

A new way to shrink private student debt – CBS News #loans #today

#private school loans # A new way to shrink private student debt (MoneyWatch) Are you overwhelmed by private student debt. With $165 billion dollars worth of private student loans outstanding, there is a whole lot of suffering out there among former students struggling with their loans. While it’s possible to consolidate federal college debt. consolidating private college debt has been just about impossible. Private lenders have never been motivated to offer their customers loan consolidation at lower rates when they could keep them locked in at higher ones. But that reality has changed now that credit unions have moved into …

Apr 21 2017

Best Labor Day car deals – CBS News #what #is #my #car #worth

#new car deals # Labor Day means special deals for car buyers Last Updated Aug 29, 2014 10:00 AM EDT With Labor Day traditionally tolling the end of summer, you may want to take advantage of another tradition: holiday deals on new cars. “Labor Day marks the time when dealers move inventory for new vehicles, which means you can find some great deals on existing models,” says Michelle Naranjo, editor-in-chief of car-shopping website Autobytel.com. From low or zero interest loans to big cash rebates, deals that cut the price of 2014 models are plentiful because 2015 models already have begun …

Apr 19 2017

FICO starts to make credit scores available for free – CBS News #virgin #credit #card

#free credit history # FICO starts to make credit scores available for free Ilyce Glink MoneyWatch Nov 18, 2013 12:43 PM EST (MoneyWatch) Want to get your credit score for free? No, it’s not a scam. Starting this month, San Jose, Calif.-based FICO, the first U.S. credit scoring company, is rolling out a program that allows consumers access to their credit scores for free, as long as their lender is on board. So far only two lenders in the U.S. — Barclaycard and First Bankcard — have signed on. But FICO is in talks with many more banks and lenders …

Apr 15 2017

Buy Health Insurance: How to Shop for a Plan – CBS News #all #credit #cards

#buy health insurance # Buy Health Insurance: How to Shop for a Plan Last Updated Jul 1, 2010 11:04 AM EDT When Michael Marich discovered that his new Anthem health insurance plan would charge him more than $1,000 a year for a prescription he needed, the 36-year-old San Francisco energy analyst decided he’d better find a better deal. After shopping around, Marich learned that by switching to Aetna, he’d cut his monthly premium from $218 to $173 and pay just $35 a month for the prescription. He did, for a total annual savings of $1,190. Shopping for a health insurance …