Finance

Jul 26 2017

Childcare more expensive than rent in Phoenix – CBS 5 #house #for #rent #in

#in rent # Childcare more expensive than rent in Phoenix PHOENIX (3TV) – A recent study from the Economic Policy Institute claims childcare costs exceed rent in most cities, including right here in Phoenix. The childcare part was very hard, raising the children and being in low-income housing, said Tracie Jones, who raised five children. Jones’ kids are parents now. I have four grandchildren, and most of the time the family watches them, Jones said. That’s because she said she doesn’t want them to go through the same things she did. A few times we had to go to shelters …

Jul 26 2017

Beware Of Student Credit Cards – CBS News #sears #credit #cards

#student credit cards # Beware Of Student Credit Cards Tatiana Morales CBS Sep 2, 2003 1:52 PM EDT New Haven firefighter Gary Tinney strands in front of the firehouse where he works in New Haven, Conn. Inside a burning building, fire doesn’t discriminate between Tinney and Matthew Marcarelli. However, skin color has put them on opposite sides of a lawsuit that could transform hiring procedures nationwide; the U.S. Supreme Court will consider the reverse discrimination claim of Marcarelli and a group of white firefighters. (AP Photo/Bob Child, File) Close AP The average undergraduate leaves school with a debt of $18,900. …

Jul 24 2017

Free health insurance under Obamacare has drawbacks – CBS News #credit #cards #compare

#free health insurance # “Free” health insurance under Obamacare has drawbacks Ray Martin MoneyWatch Nov 5, 2013 8:08 AM EST generic Healthcare health care costs bill Obamacare Medicaid Medicare Prescription Medical Expenses Close istockphoto (MoneyWatch) As many as 6 million people who are uninsured, and another million with individual plans, may qualify for “free” health insurance under the Affordable Care Act. according to recent analysis by several Wall Street firms and the consulting firm McKinsey. Most of these folks will qualify for subsidies — money from the federal government — that will be greater than the cost of the cheapest …

Jul 15 2017

Used-Car Prices Surging – CBS News #auction #cars #for #sale

#used car prices # Used-Car Prices Surging Last Updated Apr 29, 2011 9:51 AM EDT Used car prices have surged again in April, especially for gas-sipping models. A combination of rising gas prices and a disruption of the supply of cars and parts from Japan has added as much as 7% in April for used models like Honda Civic and Toyota Corolla. It is a poor time to buy fuel-efficient used cars but maybe a good time for trading in your old car. The price statistics come from Jonathan Banks, executive auto analyst for the NADA used car guide, a …

Jul 14 2017

Emma: Credit John Fox, Bears – Buy-In For Continued Growth – CBS Chicago #all #three

#rebuilding credit # Emma: Credit John Fox, Bears Buy-In For Continued Growth By Chris Emma ST. LOUIS, Mo. (CBS) Running into the locker room after a resounding 37-13 win over the Rams on Sunday, Bears tackle Kyle Long busted the media s collective chops. Anyone pick the Bears? Long asked. Didn t think so. Very few pundits picked the Bears to win in the Edward Jones Dome. The Rams boast the NFL s next best running back in Todd Gurley, a hostile defense and a physical football identity. It seemed on paper that they have a talent edge over the …

Jul 13 2017

How to get the best deal on a used car – CBS News #auto #barn

#best used cars # How to get the best deal on a used car (MoneyWatch) Used car prices will decline in coming months, forecasters say. And new technology can help bargain-hunters know how much they should pay for a vehicle. A service with the whimsical name of MyVinny.com lets you download an application and scan the Vehicle Identification Number (VIN) of any car you are considering. MyVinny will tell you the average wholesale price for that model and thus how to shoot for a good deal. During the recession that followed the housing crash, used car prices rose because of …

Jul 13 2017

Borrowers with bad credit can now buy sooner with FHA – CBS News #loans #direct

#home loans for bad credit # Borrowers with bad credit can now buy sooner with FHA (MoneyWatch) For those hoping to buy a home again after a short sale or foreclosure, the wait may be over. The Federal Housing Authority has announced it is shortening the mandatory waiting periods for homeowners with a black mark on their credit, such as a short sale, deed-in-lieu, foreclosure or even bankruptcy, to buy again through an FHA loan. Instead of waiting the mandatory three years before qualifying for a new loan, buyers must prove, over the period of a year, that they are …

Jul 11 2017

Rental Cars: Eight Common Scams – CBS News #lake #mead #boat #rentals

#rent a car price # Rental Cars: Eight Common Scams Last Updated Aug 25, 2010 1:48 PM EDT We’ve all had our indignities renting cars — lengthy waits for shuttle vans, unwelcome upgrade offers, rude counter personnel, being told they’re sold out despite a reservation in hand (the latter happened to me in San Francisco just last week) — but that’s kid stuff. I’ve since learned that these are mild forms of punishment compared to some car rental scams. There are dozens of worse things that happen routinely, making me feel almost lucky I ended up taking $200 worth of …

Jul 4 2017

Avoid These 5 Used Cars (Plus 5 to Buy) – CBS News #car #insurance #quotes

#buy used car # Avoid These 5 Used Cars (Plus 5 to Buy) Last Updated Jul 19, 2011 11:49 AM EDT This story is based on 2010 data. For the 2011 version, click here . Used car shopping used to be a scary maze of breakdown-prone models, but reliability has gained sharply. Auto manufacturing quality and dependability studies have shown steady gains this decade. But exceptions do exist and if you’re in the market for a used car, you want to steer clear of them. So CBS MoneyWatch.com has compiled a list of used cars to avoid in five categories, …

May 31 2017

7 of the most reliable cars you can buy – CBS News #car #engines

#most reliable cars # 7 of the most reliable cars you can buy Seven of the most reliable cars you can buy Close Styling, handling and gas mileage all loom large when you are shopping for a new car. But don’t forget reliability — knowing that there is only a slim chance you will face frequent and costly repairs with that vehicle. To help with that, we have compiled a list of seven of the most reliable cars you can buy — from subcompacts to luxury sedans. To make our list, a model had to appear among the top three …

May 30 2017

Best Labor Day car deals – CBS News #car #on #sale

#new car deals # Labor Day means special deals for car buyers Last Updated Aug 29, 2014 10:00 AM EDT With Labor Day traditionally tolling the end of summer, you may want to take advantage of another tradition: holiday deals on new cars. “Labor Day marks the time when dealers move inventory for new vehicles, which means you can find some great deals on existing models,” says Michelle Naranjo, editor-in-chief of car-shopping website Autobytel.com. From low or zero interest loans to big cash rebates, deals that cut the price of 2014 models are plentiful because 2015 models already have begun …

May 29 2017

CBS Mitsubishi #a1 #auto

#quality used cars # Welcome to CBS Mitsubishi serving the greater Raleigh, NC area. CBS Mitsubishi is a Mitsubishi Auto Dealer Our goal is to make your car buying experience the best possible. CBS Mitsubishi’s virtual dealership offers a wide variety of new and used cars. Mitsubishi incentives, service specials, and Mitsubishi parts savings. Conveniently located in Raleigh, NC we also serve Durham, NC and Cary, NC. If you’re looking to purchase your new dream car. you’ve come to the right place. At CBS Mitsubishi we pride ourselves on being the most reliable and trustworthy Mitsubishi dealer around. Our inventory …

May 25 2017

How to pay your student loans – CBS News #alternative #student #loans

#student loan calculator # How to pay your student loans (MoneyWatch) A few days ago I wrote about 7 Ways to Find Free Money for College. November is National Scholarship Month, which marks a time when parents and their college students should begin looking for scholarships to help with tuition next fall. Also this month, many graduates of the Class of 2013 will start repaying the money they borrowed for college. This is because their six-month grace period on their student loans will end. As they will begin repaying their loans, they will need to learn repayment strategies to strike …

May 21 2017

How to monitor your credit for free – CBS News #report #credit

#how to check credit score for free # How to monitor your credit for free Ray Martin MoneyWatch Jul 19, 2012 6:50 AM EDT IRS, Internal Revenue Service, taxes, tax fraud, identity theft, online fraud, tax cheat, crime scene Close CBS/AP CBS/AP (MoneyWatch) Capital One’s (COF ) has agreed to pay $210 million to settle charges that it pressured customers to buy often unnecessary credit-monitoring services. Millions of consumers have signed up for such services. paying about $60 to $180 per year. Providers of credit-monitoring tools claim they protect people from identity theft by watching for changes on your credit …

May 20 2017

How to get the best deal on a used car – CBS News #auto #mechanic

#best used cars # How to get the best deal on a used car (MoneyWatch) Used car prices will decline in coming months, forecasters say. And new technology can help bargain-hunters know how much they should pay for a vehicle. A service with the whimsical name of MyVinny.com lets you download an application and scan the Vehicle Identification Number (VIN) of any car you are considering. MyVinny will tell you the average wholesale price for that model and thus how to shoot for a good deal. During the recession that followed the housing crash, used car prices rose because of …

May 19 2017

Maserati Procession Kicks Off Miami International Auto Show – CBS Miami #auto #mart

#miami auto show # Maserati Procession Kicks Off Miami International Auto Show MIAMI (CBSMiami) –The Miami International Auto Show is back and it has every car-type in the spectrum for drivers with a need for speed to a penchant for going green. To celebrate Maserati’s 100th anniversary and kick off the car show, 100 customer-driven Maseratis drove from Perez Art Museum Miami to the Miami Beach Convention Center. “These are people who love to drive, but more than anything they love to hear their engines,”  said Peter Grady CEO of Maserati. CLICK HERE To Watch Marybel Rodriguez s Report  Starting Friday, …

May 15 2017

How to protect your credit score – CBS News #my #free #credit #report

#your credit score # How to protect your credit score How do you know if your credit score is up to par? The three digit number can determine whether you get a mortgage or car insurance — sometimes even a job. So, is there any way to improve it if it’s low? According to CBS News Business and Economics Correspondent Rebecca Jarvis, there are ways to keep your credit score intact, and while it may take a little time to get back on track, it will help you in the long-run. What determines your credit reputation overall and how do …

May 13 2017

Should you buy a certified used car? CBS News #police #auto #auctions

#where to buy used cars # Should you buy a certified used car? As gas prices have fallen, U.S. new car sales have surged. But buyers are snapping up certified used cars as well, with certified sales in November up 21 percent over a year earlier, according to CNW research. Thrifty habits developed during the recession are leading buyers to what the industry calls certified pre-owned vehicles, says senior analyst Karl Brauer of Kelley Blue Book and kbb.com. “The last recession increased the price sensitivity of car buyers, driving many to consider certified pre-owned for the first time,” says Brauer. …

May 13 2017

The new front on fraud? Your credit card – CBS News #credit #experts

#credit card fraud # The new front on fraud? Your credit card MoneyWatch Dec 17, 2014 5:30 AM EST Welcome to one of the most crime-ridden precincts in America: The cash register. Financial losses from credit card fraud last year soared to $11 billion, touching millions of consumers and thousands of businesses nationwide. Thefts of other kinds of confidential data also have become increasingly common, turning every trip to the store into a potential rip-off. “Whenever a consumer uses their card at the point of sale, it’s almost impossible to know whether or not the merchant they’re visiting has been …

Apr 28 2017

Getting The Best Car Rental Rates – CBS News #car #speakers

#best rental car rates # Getting The Best Car Rental Rates In the rush to find bargain hotels and airfares, the thrifty traveler can overlook car-rental rates, an item for which the unwary can pay much higher prices. If you don’t shop around ahead of time, you may realize you are seriously overpaying for your car rental, financial adviser Ray Martin reports on The Early Show. Millions of U.S. vacationers rent vehicles at airports to get around the cities they are visiting. City dwellers who don’t own a car often rent one for weekend getaways. Still, renting a car isn’t …

Apr 27 2017

5 Ways to Build a Good Credit Score from Scratch – CBS News #best #credit

#build credit # 5 Ways to Build a Good Credit Score from Scratch Last Updated Jul 14, 2011 12:14 PM EDT When is the right time for a college student to start building their credit profile? The simple answer: as soon as they are ready. You’ll know by the way they budget their money, track spending and manage their checking or savings account and debit card. Building good credit is a function of handling your bills responsibly. No teen or young adult should be set loose with a credit card or given responsibility for an auto loan until they’ve proven …

Apr 26 2017

A new way to shrink private student debt – CBS News #loans #today

#private school loans # A new way to shrink private student debt (MoneyWatch) Are you overwhelmed by private student debt. With $165 billion dollars worth of private student loans outstanding, there is a whole lot of suffering out there among former students struggling with their loans. While it’s possible to consolidate federal college debt. consolidating private college debt has been just about impossible. Private lenders have never been motivated to offer their customers loan consolidation at lower rates when they could keep them locked in at higher ones. But that reality has changed now that credit unions have moved into …

Apr 21 2017

Best Labor Day car deals – CBS News #what #is #my #car #worth

#new car deals # Labor Day means special deals for car buyers Last Updated Aug 29, 2014 10:00 AM EDT With Labor Day traditionally tolling the end of summer, you may want to take advantage of another tradition: holiday deals on new cars. “Labor Day marks the time when dealers move inventory for new vehicles, which means you can find some great deals on existing models,” says Michelle Naranjo, editor-in-chief of car-shopping website Autobytel.com. From low or zero interest loans to big cash rebates, deals that cut the price of 2014 models are plentiful because 2015 models already have begun …

Apr 19 2017

FICO starts to make credit scores available for free – CBS News #virgin #credit #card

#free credit history # FICO starts to make credit scores available for free Ilyce Glink MoneyWatch Nov 18, 2013 12:43 PM EST (MoneyWatch) Want to get your credit score for free? No, it’s not a scam. Starting this month, San Jose, Calif.-based FICO, the first U.S. credit scoring company, is rolling out a program that allows consumers access to their credit scores for free, as long as their lender is on board. So far only two lenders in the U.S. — Barclaycard and First Bankcard — have signed on. But FICO is in talks with many more banks and lenders …

Apr 15 2017

Buy Health Insurance: How to Shop for a Plan – CBS News #all #credit #cards

#buy health insurance # Buy Health Insurance: How to Shop for a Plan Last Updated Jul 1, 2010 11:04 AM EDT When Michael Marich discovered that his new Anthem health insurance plan would charge him more than $1,000 a year for a prescription he needed, the 36-year-old San Francisco energy analyst decided he’d better find a better deal. After shopping around, Marich learned that by switching to Aetna, he’d cut his monthly premium from $218 to $173 and pay just $35 a month for the prescription. He did, for a total annual savings of $1,190. Shopping for a health insurance …

Apr 15 2017

Buy Health Insurance: How to Shop for a Plan – CBS News #senate #insurance

#buy health insurance # Buy Health Insurance: How to Shop for a Plan Last Updated Jul 1, 2010 11:04 AM EDT When Michael Marich discovered that his new Anthem health insurance plan would charge him more than $1,000 a year for a prescription he needed, the 36-year-old San Francisco energy analyst decided he’d better find a better deal. After shopping around, Marich learned that by switching to Aetna, he’d cut his monthly premium from $218 to $173 and pay just $35 a month for the prescription. He did, for a total annual savings of $1,190. Shopping for a health insurance …

Apr 8 2017

Debt Counseling: The Good, Bad – Ugly – CBS News #how #do #you #get #a

#credit counseling agencies # Debt Counseling: The Good, Bad Ugly As long as there have been credit cards, there have been people with credit problems. There are lots of companies out there willing to help get these problems under control, but they come with some strings attached. Personal financial advisor Ray Martin visits The Early Show on Wednesday to share his advice for anyone seeking credit or debt counseling. Consider this: Lending institutions have more than one billion cards in circulation – four for every man, woman and child in the U.S. Last year, Americans charged up to $400 billion …

Apr 7 2017

Delta to honor extremely cheap mistake fares – CBS News #europe #travel #deals

#airline cheap tickets # Delta to honor extremely cheap mistake fares NEW YORK – Some lucky fliers capitalized on a computer glitch Thursday and scored some really cheap flights on Delta Air Lines (DAL ). From about 10 a.m. to noon ET, certain Delta fares on the airline’s own website and other airfare booking sites were showing up incorrectly, offering some savvy bargain hunters incredible deals. A roundtrip flight between Cincinnati and Minneapolis for February was being sold for just $25.05 and a roundtrip between Cincinnati and Salt Lake City for $48.41. The correct price for both of those fares …

Mar 24 2017

Best credit cards for 2015 – CBS News #hbc #credit #card

#best credit cards to have # Best credit cards for 2015 With the U.S. economy picking up steam, credit card companies are again wooing consumers with free balance transfers, low-and no-interest charges for months on end, and generous rewards. “2015 is going to be a fantastic year for consumers,” said Kevin Yuann, director of credit cards at rate-shopping site NerdWallet. “Competition between issuers has increased incredibly, and that’s going to mean better rates and better rewards for card holders.” Good offers are becoming available to a growing range of consumers, said Jill Gonzalez, spokeswoman for CardHub, another rate-shopping service. The …

Mar 20 2017

Best Family Cars of 2010 – CBS News #used #car #dealer

#best cars 2010 # Best Family Cars of 2010 After judging hundreds of vehicles for performance, reliability, safety, and family-friendly features, they narrowed it down to 15 vehicles in five categories. Parents Editor in Chief Dana Points showcased three of them on “The Early Show on Saturday Morning.” And we have the complete list for you, as well. All the cars on the list are budget-friendly: Five start at less than $20,000 and one starts at just $13,300. The Best Family Cars of 2010 feature will appear in the June 2010 issue of Parents magazine, which hits newsstands on May …

Mar 15 2017

How to get a lower rate on an auto loan – CBS News #auto #alarms

#auto loan rate # How to get a lower rate on an auto loan (MoneyWatch) Strong auto sales this year have been boosted by the growth of auto loans obtained through dealers, Edmunds.com is reporting. That’s good news for the industry and the economy but means that as a car shopper you need to be careful not to overpay in high interest rates for your loan. “Pent-up demand from consumers unable to get credit during the recession will continue to contribute to auto sales growth as these consumers get access to credit,” says Edmunds chief economist Lacey Plache in a …

Mar 14 2017

New Auto Insurance Model: Pay As You Go – CBS Chicago #credit #bureaus

#local auto insurance # New Auto Insurance Model: Pay As You Go (CBS) Every time Allen Halperin gets behind the wheel he pays a little over a nickel for every mile he drives. It costs him 5.4 cents to drive to the grocery store and 5.4 cents to drive back. Halperin has his cost down to the penny because that s how his insurance company, Metromile, charges him. “You re paying by the mile versus some flat rate, so you have a chance to affect your own rate by driving fewer miles,” he tells CBS 2’s Dorothy Tucker. Mollie Heath …

Feb 6 2017

N. C. cuts unemployment benefits to pay back federal loan – CBS News #payment #calculator

#unemployment loans # N.C. cuts unemployment benefits to pay back federal loan Jim Axelrod CBS News Jul 9, 2013 7:51 PM EDT (CBS News) GOLDSBORO, N.C. — These days, Shaun Marso’s life is pretty simple. He’s either at the gym or in front of his computer looking for a job. Simple, but not easy. Right now, he has $170 in his bank account. Shaun Marso lost his job selling insurance six months ago. Last week, he got his final unemployment check. Close CBS News “And I believe 93 cents in savings,” Marso says. “That’s all I have to my name.” …

Jan 26 2017

Debt Counseling: The Good, Bad – Ugly – CBS News #credit #report #gov

#credit counseling agencies # Debt Counseling: The Good, Bad Ugly As long as there have been credit cards, there have been people with credit problems. There are lots of companies out there willing to help get these problems under control, but they come with some strings attached. Personal financial advisor Ray Martin visits The Early Show on Wednesday to share his advice for anyone seeking credit or debt counseling. Consider this: Lending institutions have more than one billion cards in circulation – four for every man, woman and child in the U.S. Last year, Americans charged up to $400 billion …

Jan 22 2017

How to fix errors in your credit report – CBS News #credit #plus

#how to get your credit report # How to fix errors in your credit report (MoneyWatch) The Consumer Financial Protection Bureau will soon be overseeing roughly 30 credit-reporting firms. One area the new federal watchdog will focus on is coming up with a better system for handling consumer complaints about errors in their credit reports. Since studies show that most credit bureau reports contain at least one error, it’s a good idea to finally create some industry standards for resolving these mistakes. Most credit report errors are in the form of incorrect or missing account information, but in other cases …

Jan 21 2017

How To Raise Your Credit Score Fast – CBS Chicago #free #business #credit #report

#where to get credit score # How To Raise Your Credit Score Fast Montage Of Credit Cards. (AP Graphic) CHICAGO (CBS) You have to have a better credit score today – at least 40 points higher than just two years ago – to even be considered for a loan, apartment rental or even some jobs; 680 is now the minimum. CBS 2’s Dorothy Tucker reports on what can you do to raise your score quickly. Luis Chavez works long hours to fulfill his dream of starting his own business, buying a home and getting a new car. Chavez says that …

Dec 9 2016

Lawsuit: Bronzeville Auto Dealership Has Racially Hostile Environment – CBS Chicago #auto #city #dallas

#rogers auto group # Lawsuit: Bronzeville Auto Dealership Has Racially Hostile Environment Rogers Auto in Chicago s Bronzeville neighborhood. (CBS) CHICAGO (CBS) – Color and cars should refer to red, silver and blue paint choices. But for a group of men, they say color made working for Rogers Auto in Bronzeville a painful experience. Color in this case refers to the color of their skin. The salesmen filed a lawsuit Thursday, CBS 2’s Dana Kozlov reports. The plaintiffs say they were subjected to religious slurs daily, including “watermelon boys,” “boy,” “bin Laden,” and the N word. “The blatant racism, the …

Dec 4 2016

New York Auto Show 2015: Cadillac, Lincoln luxury cars unveiled – CBS News #oreiley #auto

#ny auto show # Cutting-edge luxury cars unveiled at the 2015 New York Auto Show NEW YORK — When the doors opened at this year’s New York International Auto Show, CBS News got a sneak peek at the latest state-of-the-art automotive technology and design. CNET Editor-at-Large Tim Stevens took a tour the insides of two of Detroit’s top sedans — Cadillac and Lincoln. One of Cadillac’s luxury cars that debuted was its latest flagship model, the 2016 Cadillac CT6. With 400 horsepower under the hood, there’s more to the car than its modern, breathtaking exterior. “On the inside of course …

Dec 2 2016

Top 10 priciest U. S. cities to rent an apartment – CBS News #homes #for

#rent for an apartment # Top 10 priciest U.S. cities to rent an apartment LOS ANGELES, CA – JANUARY 7: Fresh snow blankets the mountains behind the downtown skyline after a series of storms that hammered northern California delivered much needed precipitation to the Greater Los Angeles Area January 7, 2008 in Los Angeles, California. With the threat of mandatory water rationing still in effect because of prolonged drought, the rain is a small step toward relief. Forecasters had predicted flash floods and mudslides near large areas that were denuded by wildfires of historic proportions in October, and some mandatory …

Nov 25 2016

Best credit cards for 2015 – CBS News #three #free #credit #reports

#best credit cards to have # Best credit cards for 2015 With the U.S. economy picking up steam, credit card companies are again wooing consumers with free balance transfers, low-and no-interest charges for months on end, and generous rewards. “2015 is going to be a fantastic year for consumers,” said Kevin Yuann, director of credit cards at rate-shopping site NerdWallet. “Competition between issuers has increased incredibly, and that’s going to mean better rates and better rewards for card holders.” Good offers are becoming available to a growing range of consumers, said Jill Gonzalez, spokeswoman for CardHub, another rate-shopping service. The …

Nov 23 2016

Sure Ways to Save on Auto, Home Insurance – CBS News #advantage #auto #parts

#home and auto insurance # Sure Ways to Save on Auto, Home Insurance With most of us looking to cut corners every way we can during the recession, an often overlooked path to savings is closely examining our automobile and homeowners insurance. As “Early Show” money maven Ray Martin explains in this column, that could provide more in savings than you might realize. According to an annual survey of Consumer Reports readers, many folks have stayed with the same auto insurer for 15 years. The insurance industry says this is a good thing. Some say that, if you stay with …

Nov 23 2016

Student loans – public or private? CBS News #loans #compare

#private student loan # Student loans — public or private? (MoneyWatch) Need to borrow to finance college? You’ve got plenty of company. Roughly two-thirds of students do. However, it’s important to understand that there are two distinct student loan types: Federal loans. offered through the U.S. government, have dozens of protections that you don’t get with private loans. Private loans are offered through lenders, such as banks, credit unions, and companies, such as Sallie Mae, as well as through schools. And, while private loans can still seem like a bargain because of their low “teaser” rates, they often cost thousands …

Nov 19 2016

FICO starts to make credit scores available for free – CBS News #credit #score #information

#free credit history # FICO starts to make credit scores available for free Ilyce Glink MoneyWatch Nov 18, 2013 12:43 PM EST (MoneyWatch) Want to get your credit score for free? No, it’s not a scam. Starting this month, San Jose, Calif.-based FICO, the first U.S. credit scoring company, is rolling out a program that allows consumers access to their credit scores for free, as long as their lender is on board. So far only two lenders in the U.S. — Barclaycard and First Bankcard — have signed on. But FICO is in talks with many more banks and lenders …

Nov 19 2016

5 things rental car companies won t tell you – CBS News #rental #home

#rent a car online # 5 things rental car companies won’t tell you Next time you rent a car, you’d do well to bear in mind five secrets the companies won’t reveal. But it’s time to spill the beans: 1. Best day to rent car: Saturday That’s the big, deep secret. Because that’s the one day everybody says they want to rent a car. So, they book the car and they just don’t show up. What you do is, you get the lowest rate car you can get — the lowest-grade car — and you have a good chance of …

Nov 14 2016

How To Stop Credit Offers – CBS News #credit #express

#credit cards offers # How To Stop Credit Offers CBSNews CBS Apr 29, 2008 5:37 PM EDT FYI story image Close CBS As Americans have more credit card debt than ever, the CBS News series Life Debt is taking a close-up look at some of the ways average people are affected by debt. CBS News correspondent Anthony Mason reports that for recently retired people, credit cards can be a debilitating problem. And elderly people are the fastest-growing population declaring bankruptcy. When unwanted credit card offers – especially pre-approved cards – show up in your mailbox, sometimes the temptation to spend …

Nov 11 2016

Free health insurance under Obamacare has drawbacks – CBS News #car #insurance #quote #online

#free health insurance # “Free” health insurance under Obamacare has drawbacks Ray Martin MoneyWatch Nov 5, 2013 8:08 AM EST generic Healthcare health care costs bill Obamacare Medicaid Medicare Prescription Medical Expenses Close istockphoto (MoneyWatch) As many as 6 million people who are uninsured, and another million with individual plans, may qualify for “free” health insurance under the Affordable Care Act. according to recent analysis by several Wall Street firms and the consulting firm McKinsey. Most of these folks will qualify for subsidies — money from the federal government — that will be greater than the cost of the cheapest …

Nov 1 2016

Consumer Reports Rates Top Airlines, Car Rental Companies – CBS Pittsburgh #discount #car #rentals

#car rental companies # Consumer Reports Rates Top Airlines, Car Rental Companies (Photo credit: Saul Loeb/AFP/Getty Images) PITTSBURGH (KDKA) If you re flying somewhere and renting a car, then you already know you re not just paying for the ticket and the vehicle anymore. Fees are jacking up the costs for both. Consumer Reports took a look at airlines and rental car companies to see which ones are the best and worst. What they found was that the friendly skies aren’t always so friendly. We asked almost 15,000 subscribers to rate their overall satisfaction with the airlines and also things …

Oct 30 2016

Should you buy a certified used car? CBS News #roseville #auto #mall

#where to buy used cars # Should you buy a certified used car? As gas prices have fallen, U.S. new car sales have surged. But buyers are snapping up certified used cars as well, with certified sales in November up 21 percent over a year earlier, according to CNW research. Thrifty habits developed during the recession are leading buyers to what the industry calls certified pre-owned vehicles, says senior analyst Karl Brauer of Kelley Blue Book and kbb.com. “The last recession increased the price sensitivity of car buyers, driving many to consider certified pre-owned for the first time,” says Brauer. …

Oct 6 2016

American Airlines apologizes after man alleges fat discrimination – CBS News #gateway #travel

#airplane flights # American Airlines apologizes after man alleges fat discrimination SANTA ANA, Calif. — An Orange County man said he is outraged by the way he was treated on an American Airlines flight because he is overweight. Chris Shelley claimed he was kicked off the plane because he weighs a few more pounds, reports CBS Los Angeles. “The worst part was being treated as if I was some sort of criminal. Not only a criminal, but a fat criminal,” Shelley said. The Huntington Beach engineer, who said he flies more than 100,000 miles a year, cannot help but wonder …

Oct 5 2016

How to monitor your credit for free – CBS News #free #credit #score #free

#how to check credit score for free # How to monitor your credit for free Ray Martin MoneyWatch Jul 19, 2012 6:50 AM EDT IRS, Internal Revenue Service, taxes, tax fraud, identity theft, online fraud, tax cheat, crime scene Close CBS/AP CBS/AP (MoneyWatch) Capital One’s (COF ) has agreed to pay $210 million to settle charges that it pressured customers to buy often unnecessary credit-monitoring services. Millions of consumers have signed up for such services. paying about $60 to $180 per year. Providers of credit-monitoring tools claim they protect people from identity theft by watching for changes on your credit …