*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Rates shown above available with Automatic Payment. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty. Used auto loans may finance up to 100% of the NADA Value Guide or the purchase price, whichever is less, plus sales tax, license, and extended warranty. Extended warranty financing maximum is $2,000 on autos and $2,500 on trucks. Extended warranty finance limit on all other vehicles is $2,500. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different term. The above loan requests are subject to credit approval. One must live, work or worship in Suffolk County, NY to be eligible for membership. Please see a Suffolk Federal representative for additional information, applicable fees and terms.
How We Will Calculate Your Balance. We use a method called “average daily balance (including new purchases).”
V isa Platinum – Promotional Period for Introductory APR. The Introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first six (6) months following issuance of your card.
V isa Platinum – Loss of Introductory APR. We may end your Introductory APR for purchases and balance transfers and apply the prevailing non-introductory APR if you are 60 days late in making a payment.
This information may have changed after that date. To find out what may have changed, contact the Credit Union.