Oct 4 2016

State Group Health Insurance #car #insurance #premiums

#group health insurance

Plan Summary

The University of Wisconsin offers comprehensive health insurance and prescription drug benefits to eligible employees and their family members. All plans offer hospital, surgical, medical and prescription coverage. The State Group Health Insurance Program is administered by the Department of Employee Trust Funds (ETF) and is available to University employees as well as State of Wisconsin employees. See the 2015 Health Insurance information on the Department of Employee Trust Funds website for details.

Each health plan offers a High Deductible Health Plan option.  If enrolled in a High Deductible Health Plan, you are required to enroll in a Health Savings Account.  See the 2015 HDHP/HSA information on the Department of Employee Trust Funds website  for details.

Benefit Plan Options

You may choose the health plan that will best meet the needs of you and your family. Employees have the choice between a Uniform Benefit plan or the Standard Plan. Uniform Benefit plans include HMO s and Regional PPO s that provide the same level of medical coverage, regardless of which plan you choose. Uniform Benefit plans have networks that are primarily in Wisconsin. The Standard Plan is a PPO with a nationwide network and is available in every county in WI.

Both plans offer a high deductible health plan (HDHP) option which has a higher deductible in exchange for a lower monthly premium. Enrollment into the HDHP option requires you to enroll in a health savings account.

See the Coverage and Plans and Providers tabs above for more information.

Wellness Benefits

All healths plans offer a $150 incentive for the completion of a Health Risk Assessment (HRA) and a biometric screening per year. An HRA is a wellness survey that can be completed online or in some cases, in person. A biometric screening is a measurement of physical characteristics such as height, weight, body mass index, blood pressure and cholesterol. Your adult dependents are also eligible for the $150 incentive. Wellness incentives are taxable as wages.

In addition, some plans offer other wellness benefits such as discounts on complementary medicine, healthy living rewards and incentives. Contact your health plan or visit for more information on wellness benefits.

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