#refinance auto loan
Refinancing Your Existing Automobile
You can also apply to refinance your automobile loan in your local office, online. or by phone with our loan call center at 602-467-4230 or 1-800-453-9897. You can refinance an auto loan you currently have with Arizona State Credit Union or another financial institution for the following reasons
- To lower your interest rate
- To utilize equity
- To lower your monthly payment
- To add/remove a signer on the existing loan
Vehicle Equity Loans
If you own your vehicle free and clear you can use it as collateral for a new loan. A vehicle equity loan can offer you a lower interest rate than taking out an unsecured loan. Use a vehicle equity loan for reasons such as, but not limited to:
- Debt consolidation
- Money for vacation or graduation
- Auto repairs
- Home improvements
Private Party Financing
We do offer private party financing. Please contact AZSTCU for details with private party purchases.
Note: Restrictions may apply for out-of-state purchases or refinances.