#borrow money with bad credit
Personal loans for up to $35,000
Borrow up to $300,000 at
interest rates starting at just 5.9%!
Choose the loan that best fits your financing needs.
Borrowers reduce their rates by an average of 33% 1 !
Borrowers who used a personal loan * via Lending Club to consolidate debt or pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 33% lower than they were paying on their outstanding debt or credit cards.
Fast and easy application
Apply online in just minutes, with no impact to your credit score. You can instantly review the loan offers that you qualify for, and you’ll never need to visit a branch to complete your application.
Flexible financial tool
Use your personal loan to pay off high interest credit cards, finance home improvements, pay for a major purchase, or achieve other financial goals.
Fixed rates and payments with no hidden fees
Prepay and save even more
A+ rating with the Better Business Bureau
Since 2007, hundreds of thousands of borrowers have obtained over $13 billion dollars in loans via Lending Club.
Single, convenient monthly payment
Loan payments are automatically scheduled each month. No more remembering to mail checks for each of your credit card bills.
A loan that can boost your credit score
By consolidating debt or paying off credit cards, you may improve your credit score. 76% of borrowers experience a FICO score increase three months after obtaining their loan, with an average score increase of 21 points 2. And of course, checking your rate to view the loan offers you qualify for will not impact your credit score.