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Cost to Attend Ohio State University
What it Really Costs
Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $27,037 published price if scholarship or grant aid is made available to you.
The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Ohio State net price for in-state students is $18,215* for the 2014/2015 academic year. This net price includes housing and meal expenses.
Pell Grants and other Grant Aid
79% of Ohio State University students received grant aid in 2014/2015. The average total aid amount was $9,318. 18 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,120. To apply for a Pell Grant to attend Ohio State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).
Average Net Price for In-State Students by Family Income
The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.
Average Financial Aid Mix – $27,037 In-State Total Cost
CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $27,037. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.
Grants and Scholarships
Money granted to you by the U.S. Department of Education, Ohio State University or other organizations. These are not loans and do not need to be repaid.
Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.
Out of Pocket
Covered by family savings, work or private student loans which you will have to repay.
*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education’s Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school’s net price calculator for further understanding of your potential net price.
Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.
Is it Worth the Cost?
To make a comparative assessment if Ohio State is worth the price, measures of it’s relative value for tuition dollar can be examined. We’ve calculated an academic national percentile rating of 86/100 for Ohio State University. Considering an average net price paid of $19,082, this leads to an overall value ranking of 78/100. This places the school 51st on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.
Tuition Comparison to Similar Public Colleges in the Region
Cost of a Degree
When considering ability to pay for college, the annual cost is often discussed but it’s the “all in” multi-year degree cost which matters in the end. Let’s take a look at what it could really cost for four years at Ohio State University.
Estimated 4 Year Cost at Published Tuition
At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor’s degree at Ohio State is $108,148 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you’re in school. It also assumes you receive no grant or scholarship aid and pay the full list price.
A potentially more accurate but less conservative estimate of a degree cost can be made by using the school’s annual $19,082 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $76,328**
If you end up on the “five year plan” and need an additional year to graduate, your five year cost could be as high as $135,185 or $95,410 using an average net price.
**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education’s 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school’s net price calculator for further understanding of your potential net price.
Cost Per Credit Hour and Cost for a Class
Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Ohio State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.
Student Loans and Debt
The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 44% of Ohio State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,636. The reported average student debt upon graduation is $26,409.
Example Loan Payments and Costs
How much are student loan payments for Ohio State University? Obviously this varies based on a number of factors – offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We’ve modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.
The following are the costs for a loan if you borrowed $76,328, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $94,705.54. This could be your effective total out of pocket cost of an education at Ohio State University. Note that this calculation assumes you don’t pay full list price tuition, are part of the reported 79% of students at this school who receive financial aid and you are paying an average annual net price of $19,082. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Ohio State University student loan calculator below to change loan assumptions and recalculate.
Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.
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