#payday loans no credit check
No Credit Check Loan
LIMITED TIME OFFER FOR NEW CLIENTS – Use Promo Code – PDANEF11 and SAVE $30 on Establishment Fee.
Even with careful planning and budgeting, from time to time we may come across unexpected expenses that seem to appear pretty much out of nowhere – when we can least afford to pay.
Fortunately, there is Payday Advance with our convenient, flexible and transparent no credit check loan service designed especially for hard-working New Zealanders that may occasionally find themselves in a short-term cash emergency – even with bad credit!
Whilst, we may not undertake a credit check we do operate as a responsible lender and follow a well proven loan application review process. We strive to offer a loan where we can.
Our loans up to $1,000 can come in handy in a number of cases, such as:
- A dental bill
- Car repaires to pass the WOF
- An unexpectedly high power bill
- Emergency travel
- Tenancy bond to secure a rental property
Such a breeze to apply and is handled with efficiency and speed, makes the process so easy!
Marie F. | 08/09/2014
Will I qualify?
It’s pretty easy to qualify for our no external credit check loan service, even if your credit history is not perfect:
- You need to be at least 18 years of age, currently live in New Zealand and be a New Zealand Resident or Citizen;
- Receive a fixed wage or salary that is paid in to a bank account;
- Earn at least $350 per week (after tax) excluding any benefits;
- You need to have been working at your current job for the last 3 months;
- You must not currently be bankrupt, under a Summary Instalment Order or under a No Asset Procedure.
Getting your finances under control can be easy, simply follow the 4 simple steps:
– Apply for up to $1,000 online and electronically accept the Loan Agreement and Direct Debit Form;
– Send us the supporting documents: photo ID, bank statements and proof of address (only if your bank statements don’t have it on them) – you can simply take pictures of these and email them to us! We also have a secure and convenient new system that lets most users upload their bank statements directly from the Internet Banking. It’s easy!
– Our friendly lending officers will do the necessary checks, and if approved, the money can be transferred either overnight or within 30 minutes of the final approval (for a small fee).
– Repay your loan by direct debit on your next payday(s) – as per the Loan Agreement
Why choose Payday Advance?
- We do not contact payroll to approve loan applications;
- Our new loans range from $100 up to $1,000, so you can borrow as little or as much you need;
- Quick loan approvals, usually around 30-60 minutes once all documentation is received;
- Our loans are unsecured: don’t risk your assets such as a car or house;
- We are offering competitive interest rates with no hidden fees or charges;
- Friendly and efficient customer service team with years of experience – available on online chat, email, fax and phone from 8.30am until 5.30pm Monday to Friday;
- We are also fully committed to the responsible lending practices .
Please do not hesitate to contact us for more information via the online chat facility in the bottom right corner of this screen, email us at . or give us a call on our toll-free number 0800 222 577 – we are looking forward to hearing from you.