#Life #insurance #cheapest
The younger you are, the more affordable your rates may be
Life insurance is your financial safety net
Life insurance can help your family maintain the lifestyle they’ve grown to love and provide longer-lasting financial security. Your family can use it to help pay for funeral expenses, housing costs, medical bills not covered by health insurance, children’s college, debts and just about anything else they may need.
Life insurance rates are more affordable than you might think
Life insurance rates start at $14 per month. *
Coverage options start at $50,000 and go all the way up to $1 million. The younger and healthier you are, the more affordable your rates can be.
What is life insurance and how it works
A life insurance policy works similarly to any other type of insurance policy. You determine how much coverage you need, how long you need it and then you make your payments (called premiums). You typically can choose to pay monthly, annually or quarterly for 10, 20, 30 years or over your lifetime to maintain the coverage. When you die, if your policy is still active, the people you’ve listed on your policy (called your beneficiaries) get paid the death benefit. In most cases, this payment is paid in one lump sum.
Different types of life insurance
Term life insurance
Typically gives the most bang for your buck with the most affordable premium payments and a comparable payout.
Permanent life insurance
Gives you a guaranteed payout no matter what age you are or when you pass away, as long as you keep paying your premiums.
Final expense insurance
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Progressive Specialty Insurance Agency, Inc. refers consumers seeking Progressive Life Insurance by Efinancial LLC for placement with insurers offering that coverage. Efinancial and the insurers are not affiliated with Progressive.
Price, coverage, and coverage terms and conditions may vary between insurers. Availability may vary by state.
* Quotes based on a composite of participating carriers which have at least an “A-” rating by A.M. Best. Rates current as of 12/20/2016 for a Guaranteed 10 year term-life policy, $250,000 in coverage issued at each company’s best-published rates. Sample rate is for a preferred plus, non-tobacco user, male and female age 20-30. Rates and the products available may vary by state. All policies are subject to underwriting approval.