Finance USA

Aug 31 2019

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Indiana capitol


Human Resources

Public Employees’ Retirement Fund (PERF)

PERF is a defined benefit 401(a) retirement plan established by the State of Indiana to provide retirement, disability, and survivor benefits for its participants. PERF has two separate and distinct benefits, a pension benefit and an annuity savings account benefit. Both benefits are funded by Indiana University. Participants are not required, nor permitted, to make additional contributions to the Plan.

This information on this page is only a summary. Visit the INPRS web site for PERF forms, publications, and additional information.

For Support and Service Staff Employees hired on or after July 1, 2013, see the Retirement & Savings Plan.


Support Staff and Temporary (formerly Hourly) employees appointed prior to July 1, 2013, who normally work at least 50% full-time equivalent upon their appointment and are expected to work at least 1000 hours or more a year, are eligible to participate in PERF.


The default investment for all new participants is the PERF age appropriate target date retirement fund. Investment changes can be made by logging into the PERF website or by calling PERF at (844) GO-INPRS or (844) 464-6777.


PERF has two separate and distinct benefits, a pension benefit and an annuity savings account benefit.

    Pension Benefit

The full (unreduced) pension benefit is an annual benefit payable for life that is based on the following formula:

Years of PERF Creditable Service X Final Average Salary X 1.1% = Annual Benefit for Life

Annuity Savings Account Benefit

The annuity savings account benefit is an employer contribution equal to 3% of a participant’s compensation per pay period that is contributed to an individual participant account at the end of each pay period by Indiana University.

Participants must have at least 10 years of PERF creditable service (or at least 5 years PERF creditable service before becoming eligible for the IU Retirement Plan) to have a vested right to the pension benefit.

В Investments

PERF offers several investments options for participants to choose to invest money held in their annuity savings account.

For further information on the self-directed investment options, PERF’s investment activities, and fund performance, visit the investments section of the PERF website.

Distributions & Withdrawals

Visit the Frequently Asked Questions page for detailed information.

The PERF Member Handbook contains a detailed description of the terms and conditions of PERF. A copy of the handbook may be obtained from the PERF website or by contacting PERF.


PERF Call Center: (844) GO-INPRS or (844) 464-6777
(For personalized assistance, have your PIN number available before calling)
Fax: (866) 591-9441
Address: 1 North Capitol, Suite 001
В В В В В В В В В В В В В В В В В Indianapolis, IN 46204

IU Human Resources
Attn: IU Retirement Plan
400 East 7th Street, E165
Bloomington, Indiana 47405-3085

Page updated: March 2019
IU Human Resources
Poplars E165, 400 E. 7th St., Bloomington, IN 47405

Indiana University is an equal employment and affirmative action employer and a provider of ADA services. All qualified applicants will receive consideration for employment without regard to age, ethnicity, color, race, religion, sex, sexual orientation, gender identity or expression, genetic information, marital status, national origin, disability status or protected veteran statusIndiana University does not discriminate on the basis of sex in its educational programs and activities, including employment and admission, as required by Title IX. Questions or complaints regarding Title IX may be referred to the U.S. Department of Education Office for Civil Rights or the university Title IX Coordinator. See Indiana University’s Notice of Non-Discrimination here which includes contact information.

The Annual Security Reports, containing policy statements and crime statistics for Indiana University campuses, are available through Public Safety and the IU Police Department web sites at A paper copy will be provided upon request from Public Safety at .

Fulfilling the Promise

Copyright © The Trustees of Indiana University , Copyright Complaints

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