#idbi home loan
Processing fee IDBI Home Loan
I had applied for IDBI Home Loans as they offered me 85% LTV ( which was more than 80% LTV from other bank, from where i got the sanction letter). I submitted my documents and asked them to check for my eligibility if i would get 85% of LTV or not, if not than i ll go with my existing sanction letter from other bank. They persuaded me that it will be through and i should also give processing fee cheque of 0.5% in advance ( Rs 16800), so that they could login my file. I categorically mentioned that first let me know my eligibility and then i ll ask you to process it. I gave a PDC for a date 6 days hence.
I wish to inform that, I applied for Home loan of amount 9.90 lacs, through your Bank DSA ” Home credit Services ” Swasthya Vihar, Delhi. At the time of applying i cleared all situtation such as my income, Auto loan, Home on rent etc. Beside of these thing they assure me very confidently that your loan will approve without any issue and they ask me for processing fee cheque of amount Rs 2500/-. they also put my cheque and it is also cleared. Now they are Dennie to issue Loan as much i required and i refuse it bcoz that amount not fulfill my requirement.
Now I feel this is preplanned cheating with me becouse my self cleared all things before submit my papers.
This is my request to you that in such conditions please return my all papers as well as processing fee also as soon as possible but they don, t do such.
I Request to All Loan seekers “PLEASE BEWARE BEFORE APPLY IN IDBI” OR SUCH TYPE OF THEIF BANK.