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Home depot card-We reviewed the Home Depot Consumer Credit Card to find out if it’s worthwhile to get, who it would be the best for, and how to get the most value out of it. Our analysis also discusses the Home Depot Consumer Credit Card's features versus other cards like the Lowes Card and the Discover it.



The Home Depot Consumer Credit Card: Should You Get It?

The Home Depot Consumer Credit Card: Should You Get It?

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer.

The information related to The Home Depot Consumer Credit Card has been collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

The Home Depot Consumer Credit Card provides decent financing options for people who absolutely need it. However, the lack of a good rewards program makes this card hard to recommend for anyone that is diligent about fully paying off their credit card bill month-to-month.

Review: Our Thoughts On The Home Depot Consumer Credit Card

The Home Depot Consumer Credit Card can be fantastic for those people who frequent the store and need a little bit of breathing room to pay off big purchases. The biggest downside to this card is that it doesn’t offer any ongoing cash back rewards, like you might find on other credit cards.

While you can use The Home Depot Consumer Credit Card to finance purchases, we urge readers to consider whether they should actually use them this way. Even with the special financing, the interest charges can mount up and prove financially straining over time. You should only finance big purchases that you consider to be an investment. For example, if you need to take out credit to pay for a remodeling that will increase the resale value of your home, it may be worthwhile. However, avoid the temptation to simply finance things that are of no long-term value, like a new power tool or electric saw. Ideally, those things should only be purchased once you have the capital to pay off your bill immediately at the end of the month.

The Home Depot Consumer Credit Card Benefits & Features

The primary benefit of applying for The Home Depot Consumer Credit Card is the ability to finance your purchases at the store. Whether you’re working on small repairs around the house or a massive remodeling, this card allows you to buy materials with special offers that reduce the amount of interest you pay. Unlike other store cards, The Home Depot Consumer Credit Card doesn’t offer cash back rewards.

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Home depot card




SOURCE: http://www.valuepenguin.com/home-depot-credit-card-review


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