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Individual & Family Plans
Empire has affordable health, dental, and vision insurance for you and your whole family. You ll save money and get great care from leading doctors. We ll show you how to get health insurance quotes, when to enroll, how to enroll, and whether you qualify for a reduced rate on your plan. Check out all our individual and family insurance options in New York and learn about the benefits of becoming an Empire member, from doctors you can chat with online from home, to preventive care for as low as $0. And everything in between.
Open enrollment is closed
It reopens on November 1, 2017. You can still apply for dental insurance or dental with vision insurance. Or find out if you qualify for a Special Enrollment Period (SEP).
Your Coverage Options
Health Insurance Plans
Our affordable individual and family health insurance plans give you lots of options and a range of prices. You ll get preventive care, such as screenings and flu shots, for as low as $0 with no copay and without having to meet your deductible. And you ll have the health coverage you need in case of an emergency or illness.
Dental Insurance Plans
Dental health is whole-body health. You can get 100% coverage for preventive care services, like check-ups, cleanings, and X-rays when you go to a dentist in your plan. Dental insurance keeps you covered from cavities to crowns, and more. We have family dental insurance and individual dental plans to fit your needs.
Vision Insurance Plans
Eye care is part of your health, too! Get check-ups, eye exams, and allowances for spending on your glasses or contacts. With Empire, you can add a comprehensive vision plan to any of our health insurance or dental insurance plans.
Benefits of becoming an Empire member
When you choose an individual or family insurance plan with Empire, you re joining our family of leading doctors and hospitals. It s important to us that you see the doctor you want and get the care you need. That s why, with us, you can always rely on caring, qualified doctors and leading hospitals in your area.
It s all about great doctors
You ll see the difference with Empire. We ve carefully selected the right doctors, care centers, and hospitals where you live and added them to our growing network of care. It s what sets us apart. And it s one of the best ways for us to support your health and the health of your family.
Access to preventive care
At Empire, we believe that prevention is the best medicine. Preventive care is offered for as low as $0 with no copay and no deductible to meet. That s how important it is to us that we work together to not only get you healthy, but keep you healthy. Every day.
Can I get help paying for health insurance?
The Affordable Healthcare Act (ACA) gives lots of people help paying for their health insurance premiums. If you qualify, you’ll look for a plan on the health insurance Marketplace that fits your needs. Then, you can buy your plan right here with us. Find out if you might qualify.
You’re eligible for help!
Based on your income and tax status, you may qualify for help from the federal government (in the form of a tax credit) that will help lower your monthly payments on your health insurance plan.
You’re likely not eligible.
Based on your income and tax status, you may not qualify for help from the federal government (in the form of a tax credit).
Insurance Coverage Options
- Find a Doctor
Find quality doctors and hospitals that are part of your plan.
- Medication Search
Find out if a prescription drug is covered by your plan.
- LiveHealth® Online
Talk to a doctor online, 24/7
- Preventive Health Calendar
A great tool to see when your next checkup is coming.
- 2016 Rate Increase Justification Notice
- Notices and Updates
2017 Empire. Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc. independent licensees of the Blue Cross and Blue Shield Association. Serving residents and businesses in the 28 eastern and southeastern counties of New York State.
Pick Your State
If your state isn’t listed, check out bcbs.com to find coverage in your area.