Compare cheap home insurance quotes for owners and tenants and see if you could save on your premium
Struggling with home insurance application questions?
We compare the policies and prices of multiple insurance brands in one quick and easy search to help you find the right product at the right price.
Need more information?
Whether you’re looking for buildings insurance, contents insurance, or a combined buildings and contents policy, our service makes it easy to find the product that you want for your home with the cover options you need.
You’ll also see the latest information from independent financial researcher Defaqto to ensure you know exactly what you’re getting from your purchase.
Our simple-to-use forms will ask for your basic personal details, plus information on the house to be insured, the people living there, the ownership status, claims history, whether any occupants smoke, and if the property is left unoccupied.
There’ll be help text at every step on the journey, but be ready for questions on the approximate age of the property, wall and roof construction, whether it’s a listed building, its distance from water and if it’s used for business.
Insurers will also need to know if the property’s for sale or is undergoing building work, if it’s in a good state of repair, whether there’s central heating, if it’s self-contained, whether there are extensions, garages or outbuildings, and if there’s ever been evidence of subsidence, landslip, heave or tree damage.
Customers sometimes struggle when they’re asked the types of locks that are used on external entry points. Those seeking contents cover will need to estimate the value of their contents, while those who require buildings cover have to estimate their home’s market value and property rebuild cost.
Did you know.
- In 2014, 71% of householders didn’t switch their home insurance, potentially missing out on cheaper premiums 
- Weather accounts for the largest percentage of house insurance claims in the UK
There’ll be on-screen help if you’re having difficulty with these questions, you can try our contents value calculator and you can find out more about such issues and many more in our comprehensive home insurance guides, where you’ll also find the answers to frequently asked questions.
Our guides offer more information on key areas of house insurance such as flooding, security, fire, damaged pipes, subsidence risk and weather damage, plus whether you may need extra cover for things such as accidental damage, home emergency, legal expenses or cover outside the home.
There’s also plenty to read on specialist areas such as bicycle insurance, jewellery cover, freezers, DIY, matching sets, digital downloads, flat insurance, garden insurance, flat roofs, thatched roofs and mobile phone and gadget cover, and you can try our top tips to learn how to save even more on property insurance quotes.