Finance

Oct 3 2016

Horizon Gold Credit Card #loans #for #poor #credit

#credit card for poor credit # PREPAID & CREDIT CARD APPLICATIONS ONLINE All content. Copyright 2000-2015. Credit-Land.com. Inc. All rights reserved. * The Credit-Land.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. Credit-Land.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click “Apply” for a particular credit card, please take the …

Oct 3 2016

Here – s Why Applying for a Credit Card Hurts Your Credit Score #free #government

#applying for credit cards # Here s Why Applying for a Credit Card Hurts Your Credit Score If you ve ever checked your credit score before and after applying for a loan or credit card, you may have noticed it dropped a little bit. Yes, applying for credit hurts your credit score, but it s usually a small hit, and it won t drag you down for long. This is because applying for new credit results in a hard inquiry on your credit report, and credit scores view hard inquiries as a slightly negative bit of credit history. Hard inquiries …

Oct 3 2016

Good Credit #get #a #credit #card #with #no #credit

#credit cards for good credit # Good Credit Credit cards for good credit are generally for those with a FICO score at least 650 and who typically pay their credit cards, loans, and other bills on time. While other factors are also used to determine whether an applicant is approved for a card, these cards require that applicants have displayed a good credit history for approval. Below you will find our most popular credit card offers for people with good credit. UnitedStatesCredit.com – Personal Loans $100 – $35,000 About CreditCards.org Financial Tools & Resources *DISCLAIMER: Creditcards.org strives to keep its …

Oct 3 2016

Help! I Was Rejected for a Secured Credit Card #bad #credit #auto #refinance

#secured credit cards for bad credit # Help! I Was Rejected for a Secured Credit Card A secured credit card can be an excellent tool for building or rebuilding credit. You place a security deposit with the issuer and get a credit card with a credit line that is often equal to the deposit. Because the issuer holds the deposit as collateral in case the balance isn’t repaid, these cards are available even to consumers who have no credit or bad credit.  But what if you can’t even get a secured card? Our reader Dave, who declared bankruptcy and has …

Oct 3 2016

How to Build Business Credit in 7 Steps #free #annual #credit #report #no #credit #card

#how to build your credit # by Nellie Akalp 13 Jul ’12, 09:32pm in Entrepreneur 12 Comments In the startup world, venture capital is often viewed as the penultimate goal, yet for many startups bootstrapping is often the reality. And self-financing puts the emphasis on business credit. If you’re a small business owner, navigating the lending world today can feel like one big Catch-22 loop. Traditional lenders and commercial banks are typically reluctant to loosen their purse strings until you’ve proven yourself with a strong credit history. But that begs the question: how can you develop a good record when …

Oct 3 2016

How to Build Credit: Establishing Credit From Scratch #credit #card #debt #consolidation

#how to establish credit # How to Build Credit: Establishing Credit From Scratch Whether you are just starting out or starting over, figuring out how to build credit can be confusing. Don t let it overwhelm you. There are some simple steps you can take right now to establish credit. Before you know it, lenders will be chasing you with offers! 1. Check Your Credit If you haven t established credit, this advice may sound pointless. Unfortunately, though, children are sometimes the prime target of identity theft and some young adults who apply for credit for the first time discover …

Oct 3 2016

How to Apply for a Credit Card? #credit #reporting #agency

#applying for credit cards # How to Apply for a Credit Card Advertiser Disclosure November 14, 2013 by Gerri Detweiler The key is to applying for a credit card is to comparison shop, as you would for a car. Do online research and collect any offers that you ve received in the mail. Ask your bank or credit union what they offer. Understand Your Credit Score Since your credit score determines which cards you ll qualify for, learn your score, using Credit.com s free Credit Report Card . Now, shop. Credit.com s Credit Card Search Tool shows the cards based …

Oct 3 2016

How To Apply For a Credit Card Online & Get Approved #online #credit #card #application

#how to apply for a credit card # How To Apply For a Credit Card Online Get Approved by CreditCardGuru Q: I know this is a stupid question, but I’ve never applied for a credit card online before. How does the process work? What sources of income should I include in the “total annual income” box? Please explain how to fill out the application correctly so it gets approved. A: First of all to have the best chance at getting approved, you have to apply for the right credit card for your circumstances. Someone without credit history should apply for …

Oct 3 2016

Instant Approval Credit Cards #rebuild #credit #cards

#bad credit credit cards instant approval # More from the nerds NerdWallet Many of the credit card offers that appear on this site are from companies from which NerdWallet receives compensation. The results of our “card comparison and finder tool”, card assessments, and reviews are based on objective quantitative and qualitative analysis of card attributes. They are not affected by compensation. Compensation may impact which cards we review and write about and how and where products appear on this site (including, for example, the order in which they appear). While we try to feature as many credit cards offers on …

Oct 3 2016

How to Get Bad Credit Small Business Loans #credit #diagnosis

#small business loans for bad credit # How to Get Bad Credit Small Business Loans Shares & Saves Bad credit small business Loans are available; most people simply do not know how to obtain them. You will hear a lot of misinformation from companies that will say that they help people with bad credit, yet they throw you out of their office when you ask for help. There are ways to obtain a loan for a small business when your credit is less then stellar. It may seem a little strenuous at first, and make you feel as if you’re …

Oct 3 2016

How to Get a Mortgage With Bad Credit #bealls #credit #card

#can i get a mortgage with bad credit # How to Get a Mortgage With Bad Credit Today, there is still a general consensus that to buy a home you need to have 20% down and a good-to-excellent credit history. The good news is you actually don t need a large down payment or great credit in order to purchase a home with competitive market terms. *620-680 Less than perfect, but approvable A mortgage company s definition of bad credit might not be what a consumer considers to be bad credit. A credit score of 620 or higher is required …

Oct 3 2016

Your Credit Score: Discover why it s important & how to maintain and improve it.

#credit score canada # Credit Score What is a credit score? A credit score is a numerical rating of a person’s credit worthiness compared to other consumers. Equifax and TransUnion (Canada’s two credit-reporting agencies) use a scale that ranges from 300 to 900; the higher the score the better the credit history in the eyes of potential lenders. Your credit score, not only may determine whether or not a lender decides to extend credit to you, but, depending on what you are applying for, may also affect the interest rate you get. How is your credit score calculated? There are …

Oct 3 2016

Instant Approval Credit Cards #how #to #improve #your #credit #score

#credit cards for bad credit instant approval # Main menu Instant Approval Credit Cards Welcome to instant approval credit cards, whether you are looking for guaranteed approval, to build your credit rating or looking for the best credit card deal, then we are here to help. Consider us your one stop online resource to help you find information and deals to get you the credit card for your needs. What are Instant Approval Credit Cards You may well have seen the advertisements for Instant decision credit cards but what are they? Basically they are exactly what the name suggests. Anyone …

Oct 3 2016

2015 Virgin America Credit Card Review: The Good & Bad #freecreditreport

#virgin credit card # Virgin America Credit Card Review by CreditCardGuru After disappearing for a time in late 2013, the Virgin America Visa card came back in early 2014 and has become a very popular option well into 2015 among the flying public. There are now two to different cards to choose from: a basic version with a $49 annual fee and a Premium card with a $149 fee. Our in-depth review will help you understand the changes to the program – and whether either of Virgin America s offerings is right for you. It was gone for a while, …

Oct 3 2016

How Your Credit Score Determines How Much House You Can Buy #free #online #credit #report

#how do you find your credit score # How Your Credit Score Determines How Much House You Can Buy Looking to get a large home loan? If you’re in the market for a mortgage $417,000 or larger, your credit score, along with your equity, will play an important role in your ability to get approved. A mortgage is classified as either “conforming” or “jumbo,” and the limit for conforming loans in most U.S. counties is $417,000. However, there is a category that falls between the two. If your loan exceeds this amount even by as little as $1, your loan …

Oct 3 2016

How to Remove Credit Inquiries – Remove Inquiries From Credit Report #credit #cards #to #build

#how to get my credit score # Credit Inquiries – Remove Inquiries From Your Credit Report How to Remove Credit Inquiries From Your Credit Report Last Updated: June 12, 2015 As you review your credit report. you notice at the very end of the report there is a section labeled “Credit Inquiries” or “Regular Inquiries.” These inquiries were made by companies who pulled your credit report and these inquiries will remain on your credit report for two years. You may not recognize their names and you have no idea why they pulled your credit so it may seem a bit unnerving. …

Oct 3 2016

How to Remove a Judgment From Your Credit Report #free #credit #report #without #credit #card

#how to get credit report # Remove Judgments From Your Credit Report – Repair Your Credit How to Remove a Judgment From Your Credit Report Last Updated: June 29, 2015 Having a judgment on your credit report is right up there with loan defaults and repossessions as one of the biggest negative hits to your credit score. The two worse items to affect your score is a foreclosure and a bankruptcy. So you can see why removing a judgment from your report is a pretty big deal when it comes to increasing your credit score. But, erasing a judgment is …

Oct 3 2016

How You Can Get Credit Cards Reserved for the Military #rewards #credit #cards

#military credit cards # How You Can Get Credit Cards Reserved for the Military If you have ever been to an army surplus store, you know that there are a lot of neat gadgets that were originally created for the military that are quite useful to the rest of us. Likewise, there are several financial institutions that were created to serve members of our armed forces that also make their credit card offers available to civilians and many of these products have terms that are really worth checking out .  Here are a few of noteworthy military credit cards out …

Oct 3 2016

Joint Credit Cards – Credit Card Options for Couples #online #credit #score

#joint credit card # Credit Card Options for Couples Advertiser Disclosure September 19, 2013 by Lucy Lazarony Saying I do can be a life-changing event. But should you say, I do to your honey s credit cards. too? When it comes to credit cards, couples can be as close or as separate as they wish. Do you feel comfortable sharing all your credit cards with your new husband or wife? Or would that be the quickest imaginable road to a squabble? Would separate credit card accounts be best for you and your new spouse? What about opening a joint credit …

Oct 3 2016

Is a Free Credit Report Accurate? #how #to #fix #credit

#free credit.com # Is a Free Credit Report Accurate? Offers for free things are usually followed by asterisks, tiny print, buts and ifs. That s not the case with free annual credit reports . Credit report information can vary, depending on when you request it and the credit bureau compiling your report, but as far as whether there s a difference between free credit reports and ones you pay for? There isn t. Free credit reports are no better and no worse than reports you get by paying for them. That said, there are limits to how many free credit reports you …

Oct 3 2016

Interpreting Credit Reports – Understanding Your Credit Report #tribute #credit #card

#your credit report # Understanding Your Credit Report, How to Analyze Your Credit History, Experian, TransUnion, Equifax Interpreting Your Credit Report Last Updated: March 23, 2015 Are ready to tackle your bad credit and increase your credit score? If so, the first step is to order your credit reports. But, if you are like most people, you may have a hard time understanding what your credit score means let alone interpreting all of the information contained in the pages and pages of you credit history. Although each credit reporting agency may have a slightly different format, all credit reports contain …

Oct 3 2016

What s the Minimum Credit Score for Mortgage? #how #to #build #your #credit

#what is my credit score # What’s the Minimum Credit Score for Mortgage? What is the minimum credit score for a mortgage? Are FHA and conventional loan requirements different? I want to refinance my home loan mortgage and I want to know what is the minimum credit score for a home loan. Highlights Credit score requirements can vary from lender to lender and program to program. Check with multiple lenders to see what the minimum credit score is for a new loan. FHA lenders have lower minimum credit score requirements for than traditional mortgage lenders. Thank you for your question …

Oct 3 2016

Is Your Credit Score Good Enough to Get a Better Mortgage? #credit #card #charges

#how to get your credit score # Is Your Credit Score Good Enough to Get a Better Mortgage? Credit is the biggest hot-button topic in mortgage lending by far. Most would probably agree, any time you can raise your credit score to improve your mortgage scenario. consider taking advantage of it. However, every situation is different and here s what to be mindful of if your credit needs a little love . There are three loan types available on the broader mortgage market today, which includes conventional, FHA or jumbo. Yes, just three choices. Your credit score determines these things when …

Oct 3 2016

Merchant Cash Advance #money #lenders #for #bad #credit

#business loans for bad credit # Get Cash for Inventory, Bills, or Payroll Merchant Cash Advance & Small Business Micro Loans Every business needs great resources to make progress. You need the right people, the right products, and the right attitude to make name for yourself in every market and industry. You also need financing that can support all of the moves that you need to make. Unfortunately, not every business owner has the right credit to get loans, or to get them on terms that are right for their projected growth and business model. That’s where we come in. …

Oct 3 2016

Methods to Remove Debt Collections From Your Credit Report #free #credit #check #report

#how can i get a credit report # Remove Collections From Your Credit Report – Pay for Delete, Settle the Debt, Debt Validation, 623 Method Techniques to Remove Debt Collections From Your Credit Report Last Updated: June 16, 2015 Having a collection on your credit report can really hurt your credit score. Even though a collection will hurt you less as it gets older, the entry will remain on your credit report for seven years. That being said, you don’t have to be afraid of a collection on your credit report or having to deal with the collection agency. If …

Oct 3 2016

My Credit Health: Credit Score & Credit Reports #how #to #get #a #free #credit #score

#my credit health # my credit health My credit health Including issues that may arise as a result of defaulting on the loan signing. my credit health Because of the recession and the impressive amount of people in debt, creditors are more than willing to negotiate the balance of your debt. my credit health Keywords. my credit health point. my credit health form. my credit health online. my credit health for individuals. my credit health find. my credit health now. my credit health top rated. my credit health fast and easy. my credit health 2013. my credit health quotes. my …

Oct 3 2016

Mobile Home Financing – Mobile Home Loans – Low Rates #fair #credit #reporting

#poor credit home loans # Mobile Home Loans For over 20 years, MH Loans has specialized exclusively in home only mobile home financing . Thinking about Refinancing? It’s worth considering refinancing your mobile home loan, even if your monthly payments are manageable. Would you like to skip a payment? You may be eligible for a rate and / or payment reduction. Average savings equals 2 less payments a year. Wanting to purchase a manufactured home and asking yourself, SHOULD I RENT OR BUY A MOBILE HOME? The low rates we offer at MH Loans make owning a mobile home more …

Oct 3 2016

My Credit Health: Get All 3 Credit Reports & Scores #credit #annual #report

#my credit health # my credit health My credit health Most people with bad credit are usually not serious in this position and will benefit from an increase in their credit score after working with a counselor. my credit health When the economic crisis first, some thought that will go faster and if that would not affect the individual well. my credit health Keywords. my credit health point. my credit health form. my credit health online. my credit health for individuals. my credit health find. my credit health now. my credit health top rated. my credit health fast and easy. …

Oct 3 2016

Oklahoma Auto Loans – Used Cars for Sale #free #credit #scores #and #reports

#car loans bad credit # Established in 1996, the founders of Express Credit Auto knew that there had to be a better to way to buy a car. Since then we have been working everyday to push the boundaries of our industry to provide our customer’s with the best car buying experience possible, even if you have credit challenges. At ECA we don’t care about our customers past, just their future! Not all used car dealers are equal. At Express Credit Auto, we make it easy to get you into the car you need with the service you expect. In …

Oct 3 2016

Instant Approval US Credit Card Offers #best #credit #monitoring #service

#credit cards for fair credit instant approval # Best Prepaid and Credit Card Offers With Instant Approval Best Credit Cards with Instant Approval: When you get a credit card application approval, it doesn’t mean your card would be delivered soon. You are simply qualified to apply online for a credit card and may not get an instant approval of credit card offers according to your credit history. The instant approval of credit card offers is for consumers with good credit. Also getting credit card offers with instant approval depends on certain bank to which you apply for a credit card …

Oct 3 2016

Offers Archive – Disney Rewards #bad #credit #business #loans

#credit cards offers # Get more of the Disney you love with Get 15% off select purchases at Disney Music Emporium . Save on collectible Disney music products from Walt Disney Records, including the Star Wars ™: The Force Awakens soundtrack. Share more smiles with a special room savings opportunity for Cardmembers. Book today to save on a great family getaway. Cardmembers save up to 25% on rooms at select Walt Disney World ® Resort hotels for stays most nights from January 2 – April 13, 2016. Make this season sparkle with Disneyland ® Resort Hotel savings during the magical …

Oct 3 2016

Onicra Credit Information Company #granite #credit #card

#credit information # Credit Information Company Ltd. Onicra Credit Information Company provides comprehensive profiling & risk assessmentand decision analytics solutions to individuals, small business and enterprise customers. Find and keep the right customers/employees/associates Measure associated risk Predict the future trends Make important day to day transaction decisions Our Services: 1. Risk Assessment Scoring Comprehensive risk assessment and scoring services to individuals and businesses … We offer risk assessment services to individuals and businesses across various areas of risk. We deliver our services through our Pan India network. We help our clients choose the right customers, employees or associates by providing …

Oct 3 2016

OCBC Internet Banking #best #credit #monitoring #service

#online credit card application # Credit Card Application System Exception Our system doesn’t seem to be responding correctly. Important Notes For OCBC Deposit Accounts: Service fee of S$2 will apply if monthly average balance falls below S$1,000 OCBC Internet Banking & Phone Banking services: OCBC Credit/ Debit cardmembers can apply for this at any OCBC ATM. Existing OCBC deposit account is applicable for single accounts and joint-name operated accounts where the account can be operated by a single account holder. Not applicable for joint-name operated accounts where both account holders need to sign to operate the account. For Plus! Savings …

Oct 3 2016

Sam s Club Business Credit Card Reviews #how #to #find #credit #score

#sams credit card # Sam s Club Business Credit Card Sam s Club Business Credit Card s Key APRs Fees Sam s Club Business Credit Card s Additional Info MAX LATE FEE $39.99 MAX OVERLIMIT FEE $35 MAX PENALTY APR 29.9% (V) GRACE PERIOD 20 days ONLINE RESPONSE No CASH ADVANCE RATE 19.9% – 25.9% (V) CASH ADVANCE FEE 3% (min $5) FOREIGN TRANSACTION FEE 3% SMART CHIP Yes MasterRental, Purchase Assurance and Extended Warranty. Acceptance at all Sam s Club and Walmart locations nationwide. at Synchrony Bank s secure site Customer Questions and Answers

Oct 3 2016

Instant Credit Cards: Immediate Approval Online #guardian #credit #union

#instant credit cards # Instant Credit Cards: Immediate Approval Online 8 August,2011 The Internet has made it easier to access almost anything including credit cards. Whether you are applying for a bad credit card, or whether you are looking for 0 interest credit cards. you can get instant approval on your credit card application. There are even instant credit cards that can help you pay for items immediately. Looking for instant approval online can help you learn whether or not you qualify quite quickly, and can even get you using your credit card sooner. Applying for Instant Credit Cards For …

Oct 3 2016

Prepaid Card vs Secured Credit Card – Pros and Cons to Rebuild Credit #sears #credit

#prepaid credit cards to build credit # Prepaid Cards vs Secured Credit Cards – Rebuild Your Credit, Build Credit, Increase Your Credit Score Pros and Cons of Prepaid and Secured Credit Cards Last Updated: May 15, 2015 Do you need to rebuild your credit after a bankruptcy. Do you have bad credit and can not qualify for an unsecured credit card or loan? You are not alone! More and more Americans are seeing their credit scores plummet due to overwhelming debt and not being able to pay it back. Causes range from job loss or income reduction to having lost …

Oct 3 2016

Private Party Car Loans At myAutoloan #credit #scores #for #free

#poor credit car loans # We can arrange your private party car loan online safe & easy Private party car loans can relieve you of paying out-of-pocket for a car that s not from a dealer, auto broker or car lot. Even better, private party car loans are an affordable option for almost any budget. The fast and simple application provided by myAutoloan.com can match you with up to 4 of our lenders with unbeatable rates, all within minutes on the web. myAutoloan is happy to be a financial resource that connects customers directly to real lenders with competitive rates …

Oct 3 2016

Private Lenders for Bad Credit #credit #card #charges

#money lenders for bad credit # Bad Credit Lenders to Seek & Avoid How Private Lending Works & Why to Avoid Hard Money Lenders if You Face Foreclosure If you seek bad-credit lenders to help you pay for credit card or other personal debt, you have two viable options. If you need a short-term loan from a private lender to fund a real estate deal and you happen to have bad credit, you may be able to get a hard money loan. This article discusses both types of bad-credit lenders. Personal Bad-Credit Loans A personal bad-credit loan may be used …

Oct 3 2016

Why do employers care about your credit? #lenders #for #bad #credit

#credit history check # Why do employers care about your credit? RELATED TOPICS (CareerBuilder.com ) — When you’re looking for a job, you’re probably not thinking about your credit score. But you might want to start. Though many people argue that credit scores have nothing to do with their capabilities on the job, some employers say differently. Sixty percent of employers recently surveyed by the Society of Human Resource Management said they run credit checks on all or some potential new hires. That’s up from 43 percent in 2006 and 25 percent in 1998. Opinions on whether or not this …

Oct 3 2016

State of Delaware – Department of Insurance – Credit Scoring #credit #card #rewards

#credit report government # Main Menu The Insurance Commissioner s Office worked with the Delaware General Assembly to pass a new law in 2007 that makes Delaware one of the fourth strictest states in the country with regards to how credit information can be used in setting insurance rates. The new law took effect on January 1, 2008. To get the lowest rate possible on your automobile or homeowner insurance policy under the new law, find out if your credit has improved since you first bought your policy or since the last time you renewed it by taking the following …

Oct 3 2016

Small Business Credit Cards Vs. Corporate Cards #free #yearly #credit #report

#corporate credit cards # Small Business Credit Cards or Corporate Accounts? Dear Credit Card Adviser, We are trying to get business credit cards for our employees but do not want to them to be personally responsible for the payments. Is it possible to get business credit cards in the company name, and then add employee names and the company will be the responsible party for payment in full each month? Our CFO thinks we must use an individual’s Social Security number and the employees will be personally responsible. Who is correct? — Catherine More On Credit Cards: “credit cards” However, …

Oct 3 2016

States on Moody’s Credit Watch #credit #for #bad #credit

#credit watch # States on Moody’s Credit Watch States on Moody’s Credit Watch The consequences of a possible U.S. government credit downgrade recently struck closer to home for citizens of the five states that Moody’s warned may face a downgrade as well. Matt Mitchell. an economist at the Mercatus Center at George Mason University, foresees painful consequences for these states, including Maryland and Virginia, in the longer run. “These states have done a great job of living at the expense of federal tax payers, but this can cut both ways,” Mitchell said. “In this case, those most dependent on federal …

Oct 3 2016

The 10-Step Plan to Improve Your Credit Score #ford #credit #login

#where to get your credit score # The 10-Step Plan to Improve Your Credit Score Photo: Stockbyte/Thinkstock Your credit score is like your financial GPA. In good times, it determines how much interest you will pay on any kind of loan, from credit cards to your mortgage. Today, because of the credit crisis and the recession, having a high score is more crucial than it has ever been. Financial expert David Bach has developed a 10-step action plan to get your score up quickly and keep it there. So let s get started. The simple truth is that raising your …

Oct 3 2016

The – Five C – s – of Credit Analysis #free #credit #report #and #score

#credit c # The “Five C’s” of Credit Analysis Capacity to repay is the most critical of the five factors. The prospective lender will want to know exactly how you intend to repay the loan. The lender will consider the cash flow from the business, the timing of the repayment, and the probability of successful repayment of the loan. Payment history on existing credit relationships — personal or commercial — is considered an indicator of future payment performance. Prospective lenders also will want to know about your contingent sources of repayment. Capital is the money you personally have invested in …

Oct 3 2016

The 5 Best Secured Credit Cards #consumer #credit #counseling

#best credit report site # The 5 Best Secured Credit Cards Secured credit cards have a bad reputation, and most of these products deserve it. Too often, the companies that offer secured cards do so to prey on those with poor or little credit history by charging exorbitant interest rates and outrageous fees. Yet, the more I researched these products, the more convinced I became that the concept of a secure credit card is a sound one. Using the right product from a reputable institution, holders of secured cards can enjoy many of the benefits of standard credit cards that …

Oct 3 2016

The 9 Steps I Took To Get My Finances Back On Track – Business Insider

#getting your credit score # The 9 Steps I Took To Get My Finances Back On Track fatfeet_running Not the author. As the youngest daughter of two borderline baby boomers, like many other Generation Yers. I grew up watching my parents spend cash faster than they made it and had no concept  of financial planning whatsoever. When I scored my first full-time job after college, I’ll never forget the rush I felt seeing all those numbers fill up my bank account. I bought new furniture for my apartment, stocked my closet with fancy new work clothes, and spent paydays filling …

Oct 3 2016

The 5 Biggest Factors That Affect Your Credit #slate #credit #card

#your credit score # The 5 Biggest Factors That Affect Your Credit A credit score is a number that lenders use to determine the risk of lending money to a given borrower. Credit card companies, auto dealerships and mortgage bankers are three common examples of types of lenders that will check your credit score before deciding how much they are willing to lend you and at what interest rate. Insurance companies, landlords and employers may also look at your credit score to see how financially responsible you are before issuing an insurance policy, renting out an apartment or giving you …

Oct 3 2016

The Truth About Debt Consolidation. #secure #credit #card

#credit consolidation # The Truth About Debt Consolidation Myth: Debt consolidation saves interest, and you have one smaller payment. Truth: Debt consolidation is dangerous because you treat only the symptom. Debt consolidation is nothing more than a “con” because you think you’ve done something about the debt problem. The debt is still there, as are the habits that caused it you just moved it! You can’t borrow your way out of debt. You can’t get out of a hole by digging out the bottom. True debt help is not quick or easy. Larry Burkett, noted financial author, says debt is …

Oct 3 2016

The U. S. Small Business Administration #sears-credit-card.com

#business credit report # Do the Credit Cards for your Business Report to your Personal Credit Reports? By Marco Carbajo Published: June 19, 2012 Due to the growing difficulty in obtaining traditional business lines of credit from banks, many business owners are turning to credit cards for small businesses as their primary unsecured business lines of credit. Unfortunately, the majority is turning to the wrong sources. They end up putting their personal credit on the line and all their business credit card debts show up on their personal credit reports. This means that anytime you use your business credit cards, …

Oct 3 2016

The Three Major Credit Reporting Agencies #beginner #credit #cards

#three credit agencies # The Three Major Credit Reporting Agencies Your credit score is one of the major indicators that lenders use to determine your potential creditworthiness and what interest rate you ll pay if they decide to give you credit. Your FICO credit score is made up of information provided by the three major credit reporting agencies, but there are dozens of other credit reporting agencies as well. The three main agencies used by FICO are TransUnion, Equifax, and Experian. Other People Are Reading Where the Information Comes From Lenders report your credit information to the various credit reporting …