Finance

Nov 8 2017

History of credit cards #how #do #you #get #your #free #credit #report

#first credit card # History of credit cards Credit was first used in Assyria, Babylon and Egypt 3000 years ago. The bill of exchange the forerunner of banknotes was established in the 14th century. Debts were settled by one-third cash and two-thirds bill of exchange. Paper money followed only in the 17th century. The first advertisement for credit was placed in 1730 by Christopher Thornton, who offered furniture that could be paid off weekly. From the 18th century until the early part of the 20th, tallymen sold clothes in return for small weekly payments. They were called tallymen because they …

Nov 8 2017

Guaranteed Amex Approval? Is this a scam? myFICO® Forums #free #credit #report #by #law

#guaranteed credit card approval # Website Navigation: I came accross this ad on Craigs List. What do you think? Looks shady: APPROVAL FOR AN AMEX CARD–REGARDLESS OF BAD CREDIT–READ FOR DETAILS (Midtown West) Date: 2008-10-15, 1:06AM EDT Hi Everyone, if you have bad credit in the form of delinguent accounts, latenesses, or charge offs, I can still guarantee you an American Express card. Please note that if you have bankruptcy or any charge offs with American Express, you will not qualify! This is 100% legitimate and you dont pay unless I get you approved! I am a certified financial planner …

Nov 7 2017

Government Authorized Sources For The Free Annual Credit Report #credit #reference

#free credit report government # Government Authorized Sources For The Free Annual Credit Report How To Get Your Credit Report And Scoring From The 3 Credit Bureaus With Ease. May 28, 2010 – PRLog — There is no need to deal with banks or expensive credit agencies. In fact, there are many sources for free online credit reports that are approved by the government. Aurora Lillo Editor of the “Get MY Credit Report” website — http://www.GetMyCreditReport.biz — pointed out; “. Websites such as creditreport.com, freecreditreport.com, freecreditreport360.com, and others provide access to your credit scores online in a matter of minutes. …

Nov 7 2017

Lower Debt with a Debt Consolidation Calculator #best #place #to #get #free #credit #score

#credit card consolidation loan # Debt Consolidation Calculator Loans range from $2,500 to $25,000 only. Please update the inputs. Enter your information above to see the estimated savings here. Keeping a monthly payment of $ with a Discover Personal Loan could pay off listed debt months faster with an estimated $ in interest savings A $ monthly payment with a Discover Personal Loan could pay off listed debt months faster with an estimated $ in interest savings Based on the information listed above, you could save money in interest while paying off your revolving debt much faster with a Discover …

Nov 7 2017

Graham King – Credit card numbers #free #credit #score #reports

#free credit cards # Graham King Credit card numbers Credit card numbers that conform to the Luhn formula (MOD 10 check). Usefull for testing e-commerce sites (because they should get past any pre-validation you do, and be declined at the card processor or bank stage). In testing situations any expiry date within the next 3 years should work Feedback forces me to clarify this: These are NOT valid credit card numbers. You can t buy anything with these. They are random numbers that happen to conform to the MOD 10 algorithm. They are a technical resource for programmers that s …

Nov 7 2017

Mabuhay Miles #boa #credit #card

#pnb credit card # Rewards Program Partners Allied Bank Allied Bank Essential MasterCard and Allied Bank Premium MasterCard cardholders may convert their Points into Miles. Every 1 Point is equivalent to 1 Mile. Minimum number of Points for transfer to Miles is 2,000 Points. For transfers and inquiries, My Ally My Rewards members may call Ally Live at 818-9-818. Banco de Oro Unibank Inc. BDO Classic/Gold VISA / BDO Classic/Gold MasterCard, BDO Titanium / Platinum MasterCard, BDO Gold/Diamond China Union Pay (CUP) cardholders may convert their Rewards Points into Miles. The minimum points for transfer from Rewards Points to Miles …

Nov 6 2017

Free Credit Score Privacy Matters: Get Credit Score Online Securely For Free Today #credit #for #free

#free credit score instantly # free credit score privacy matters Free credit score privacy matters Providers of credit cards can provide you with consolidating debt relief arrangement using a balance transfer. free credit score privacy matters One of the great things with scams debt relief is that they do not tell you the basics of things. free credit score privacy matters Keywords. free credit score privacy matters point. free credit score privacy matters form. free credit score privacy matters online. free credit score privacy matters for individuals. free credit score privacy matters find. free credit score privacy matters now. free …

Nov 6 2017

Free Credit Report: Annual Free Credit Report Official Site #citifinancial #credit #card

#credit report free annual # Annual Free Credit Report Official Site Free Instant Credit Reports – They Really do Exist Don’t be fooled! Access to free instant credit reports is not as easy as hundreds of sites would have you believe. Yes, since the FTC ruling in 2005 you are entitled to one free annual report from each of the 3 major credit bureaus. But in order to truly get a “free instant credit report” there is only one website that is truly trustworthy. Don’t be fooled! Access to free instant credit reports is not as easy as hundreds of …

Nov 6 2017

Firestone Credit Card #free #credit #report #and #score

#easy credit card # Get help financing the tires and services you need Go farther with a Firestone credit card Generous Credit Limits E-statement Bill pay options 24/7 Customer Service Special Cardholder Promotions coupon mailers Competitive APR Get Started No Interest if paid in full within 6 months* $299 Minimum purchase required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment. The Bridgestone and Firestone family of credit cards offers no annual fee and is accepted at over 6,000 …

Nov 6 2017

Fair Credit Reporting Act and Background Checks #find #credit #score #free

#fair credit reporting # The federal Fair Credit Reporting Act (15 USC §1681 et seq.) sets a national standard that employers must follow in employment screening. Does the employee have the right to know when a background check is requested? Yes. Amendments to the FCRA, in effect September 30, 1997, increase the disclosure and consent requirements of employers who use “consumer reports.” Such reports might consist only of a credit check. More extensive reports might include criminal histories, driving records, and interviews with neighbors, friends and associates. To be covered by the FCRA, the Federal Trade Commission (FTC) says that …

Nov 6 2017

Merged Credit Reports #virtual #credit #card

#tri merge credit report # Merged Credit Reports Package simplifies the creation of tri-merge credit reports. The Merged Reports Package is a companion to the MERit Credit Engine that generates single, double, and tri-merged credit reports from Experian, Equifax, and/or TransUnion. Because the MERit Credit Engine pulls directly from the three bureaus, the unit cost of the merged credit report is simply the sum of the three reports. Nothing is added for the service of merging them, or for the transaction. Of more importance may be the savings in development time and cost. The programming for sorting, identifying, and matching …

Nov 6 2017

Different Types of Credit Cards #getting #free #credit #report

#types of credit cards # Different Types of Credit Cards by John_S on August 20, 2010 In an age of speedy communications, it is hardly a wonder that the number of electronic transactions in Canada has soared since the turn of the 21 st century. This fact is mostly due to the increasing number of credit card holders in the country.  There are various offers on the Canadian credit card market, both, at the local branches of banking institutions and around the web. It is important to choose the right type of credit card that will best meet your individual …

Nov 5 2017

Credit Risk Management #free #credit #history

#credit risk management #Credit Risk Management The best example of what happens when corporate or business credit risk management is ignored would be the subprime crisis in the US. Extending credit requires proper screening or credit risk management. which can impact a client’s risk of survival in an economic downturn and requires immediate attention. Proper risk management and Credit Management Services are essential to the financial health of a company in Canada and the US. Credit Risk Management identifies the potential that a borrower will fail to meet their obligations and the potential risk to the company lending. Credit risk …

Nov 5 2017

Credit Repair Services and Credit Repair Software #what #is #a #good #credit #score

#credit repair software # Professional Credit Repair Services and Software Business processes are the lifeblood of every company to keep pace with the competition. To provide efficient support for your business workflows, our software is designed and geared with the Best Credit Repair Business processes in mind. The ScoreWay TurnKey Credit Repair Business Solution provides you with new opportunities for efficient business operations and processes implementation and execution. The Scoreway Software supports the relationships between the Credit Repair Organization (CRO), Referral partners, internal and external sales, customer service and customers that enable you to manage business data and processes, and …

Nov 5 2017

Credit Checking Service #gas #credit #card

#landlord credit check # RLA Credit Checking Service This member only service is a key step to safeguarding your lettings. With an RLA credit check you get: Instant credit checking – results available within minutes. Great value – full credit check available from only 10. Convenient storage and easy access to credit checks in myRLA area. Check applicant’s previous address history. Uncover undeclared/linked addresses. FREE undeclared/linked addresses, up to four addresses included at no extra charge. Discover County Court Judgements (CCJ’s) from court records. Detect bad credit history such as bankruptcy, IVA’s etc. Verify electoral role registration. Check for aliases. …

Nov 5 2017

Credit Card Rewards Calculator #score #credit

#credit card rewards # Try Our Credit Card Rewards Calculator Use this calculator to find out how many rewards you will earn when you use your Nationwide Bank ® Visa ® Credit Card. CREDIT CARD REWARDS CALCULATOR Credit card rewards calculation has never been easier than with this credit card points calculator designed by Nationwide Bank. Use this simple online tool to help you estimate the cash back rewards potential when you use the Nationwide Bank Visa credit card. Simply estimate your monthly credit card spending, and this helpful credit card points calculator will show you approximately how much money …

Nov 5 2017

Credit card companies #lease #a #car #with #bad #credit

#credit card companies # The New York Times Fearing Fear Itself Terrorists won’t bring down Western civilization, and the tradeoffs we make to counter it should not include giving in to the panic they hope to create. The Attacks in Paris Reveal the Strategic Limits of ISIS Globalized terrorism is no more effective than conducting aerial bombings without forces on the ground. Op-Ed Contributors To Weld, Perchance, to Dream My father was a welder. So I actually did have a choice to make: to weld or to philosophize? Teaching Peace in Elementary School Many educators believe that children need to …

Nov 5 2017

Continuing Professional Education (CPE) Requirements #3 #free #credit #reports

#cpe credits # ​2014 CPE Audit Activities The 2014 CPE audit notifications will be sent through December. If selected for the audit, individuals must provide evidence of previously reported CPE activities that meet the criteria described in the Administrative Directive No. 4. Individuals selected for the 2014 CPE audit will be notified via email. The deadline for returning supporting documentation is included in the email. Continuing Professional Education (CPE) and Continuing Professional Development (CPD) Requirements CPE and CPD are** facilitated through a self-certification process with the completion and reporting of required CPE or CPD hours on an annual basis. The …

Nov 5 2017

Compare Credit Card Offers

#best credit card offers # START COMPARING AND SAVE MONEY Casavvy.com makes it easy to compare and select the best credit card offers, checking account options, and savings accounts for free. With a wide variety of credit card companies, banks and credit unions to choose from, it can be difficult to find the features that will benefit you the best to help you get the most out of the money you spend. Casavvy.com puts all of this information right in front of you so you can see what many credit card and checking and savings accounts offer you. Many credit …

Oct 5 2017

Car Deal Expert Auto Loans – Auto Financing, Car Loans and Car Credit! #what #is #credit

#car credit # Let the Auto Loan Pros at Car Deal Expert Put You in Your Next New or Used Car Many people have heard that obtaining auto loans is really hard these days. Nothing could be further from the truth. Thanks to numerous incentives and guarantees being provided to the banks by Uncle Sam auto loans are quite easy to obtain again. And savvy consumers are using the ease of being able to finance a new or use car in order to ensure that they have reliable transportation. What Car Deal Expert does is help get you driving the …

Oct 5 2017

Capital One Credit Cards Hurt Your Credit Score #borrow #money #with #bad #credit

#get credit score for free # Capital One Credit Cards Hurt Your Credit Score If you have a credit card with Capital One. chances are your credit score is lower than it would be with a different credit card. This is because Capital One (and possibly other companies) don t report your true credit limit. Part of the calculation for your credit score is your ratio of used credit to credit available. $100 used out of $10,000 (a ratio of 1%) available is good. Rather than your real credit limit, Capital One report your highest credit usage. So if $200 …

Oct 5 2017

Can You Get a Mortgage With a Low Credit Score? #free #credit #score #online

#how do you get a credit score # Can You Get a Mortgage With a Low Credit Score?

Oct 4 2017

Business Merchant Services #credit #score #calculator

#cheapest credit cards # Credit Card Merchant Services: US International Merchant Services The Transaction Group (“TTG”) utilizes a network of industry professionals, with a combined 60 years of experience assisting U.S. and international merchants with their processing needs. We understand that searching for a merchant account can be challenging. There are thousands of companies to choose from – some good, and others not so good. Selecting the right credit card merchant account provider for your business can be both time consuming and frustrating. Here at TTG our mission is to educate you about the industry and place you with a …

Oct 4 2017

Call Don t Click: Why It Is Smarter to Order a Federally Mandated Credit Report Via the Phone Instead of the Internet #how #can #i #get #a #credit #card #with #no #credit

#credit report annual # Call Don’t Click: Copyright 2005-2015 Privacy Rights Clearinghouse Posted February 25, 2005 New Report Identifies Problems With And Related To The Federally Mandated Free Credit Report Site www.annualcreditreport.com Press Contacts: Pam Dixon, Executive Director World Privacy Forum, www.worldprivacyforum.org Beth Givens, Director Privacy Rights Clearinghouse, www.privacyrights.org San Diego, CA — A new report issued today by Pam Dixon of the World Privacy Forum (www.worldprivacyforum.org ) in advance of the March 1 rollout of free credit reports to Midwest residents, shows that consumers may be better off calling or mailing for their federally mandated free credit report instead …

Oct 4 2017

BRIGHT STAR CREDIT UNION jobs at #how #to #improve #credit #score

#brightstar credit union # BRIGHT STAR CREDIT UNION Overview If you’re not already a member of BrightStar CU, and you’re eligible to join, we invite you to be a part of our Credit Union family. Click “Join Us Today!” on the left to open an account or to add services to your existing BrightStar CU accounts. Overview BrightStar Credit Union is among the largest Credit Unions in South Florida with assets greater than $300 million. We were originally chartered to serve Broward School Employees and their families. Who Can Join? Anyone* who lives, works or goes to school in Broward …

Oct 4 2017

Best United Airlines Credit Cards #get #your #free #credit #report

#best credit card deal # Best United Airlines Credit Cards United Airlines offers an array of credit cards for travelers. If you are seeking a credit card that will help you build miles to visit family, friends, or take that special vacation, the cards from United Airlines may be right for you. United Mileage Plus Visas There are four Mileage Plus cards. Each has benefits tailored for specific needs and spending styles. As always, there is no “perfect” card for every person but this information will help you choose the best United Airlines credit card for you, depending on your …

Oct 4 2017

Mortgage Calculator – Mortgages for bad credit #apple #credit #card

#mortgage for bad credit # Mortgages for bad credit Far more bad credit mortgages are sort in today’s economic climate. Many mortgage lenders are offering very advantageous mortgage products for people who find they have bad credit. Mortgage-calculator.uk.com have a committed team who specialize in bad credit mortgages offering mortgage answers for customers who are not deemed the normal run-of-the-mill mortgage seekers.  We will go over ways of you improving your bad credit rankings with top of the range advice and all the choices which are obtainable out in the mortgage market place. We can help you whether you are …

Oct 4 2017

Black, gold, titanium: Are elite credit cards worth it? #free #credit #scores

#black credit card # Black, gold, titanium: Are elite credit cards worth it? By Erica Sandberg When shopping for a credit card, always look for one with no annual fee. Sound familiar? It should. Paying the bare minimum for plastic is one of the standard directives among personal finance experts, and in general it’s sage advice. Elite credit cards, however, are the exception to the rule (see Elite credit card comparison chart ). Depending on your lifestyle and circumstances, paying extra for such accounts can make sense. Find out if these specialized products are worth the price of admission. Elite …

Oct 4 2017

Basics of Debit Cards: How they Work and Where to Use Them #best #credit #monitoring #service

#credit card compare # Overview of Debit Cards By Justin Pritchard. Banking/Loans Expert Justin Pritchard helps consumers navigate the world of banking. Continue Reading Below Where to Use Debit Cards You can use debit cards very much like a plain old credit card. Many retailers will allow you to use a debit card at checkout just like a credit card. You just swipe it and you re done. However, sometimes you have to let the retailer know you re using a debit card instead of credit. You can choose to have your purchase processed as a debit or credit transaction. …

Oct 4 2017

Bad Credit Mortgage Loans #online #credit #score

#mortgage bad credit # Can You Get a Mortgage With Bad Credit? While it is an unavoidable fact that people with better credit scores, 680 or higher, tend to enjoy preferential treatment from mortgage professionals, that does not mean that those with damaged credit are forever locked out of the home mortgage market. It does, however, mean that, in many cases particularly if you fall into the sub-prime category with a score of less than 600 — you will have to work a bit harder to find the right mortgage opportunity for you. You should also expect to pay more …

Oct 4 2017

Bad Credit Car Loans in Chicago – Free Credit Application #credit #solutions

#car credit # Get Approved Today! Chicago Car Credit has been helping people in Chicago and the Chicagoland area get an auto loan with bad credit for several years. Our goal has been to connect you with one of our dealer partners that are experienced in working with clients who have bad or challenged credit. Get auto financing today. Challenged Credit Acceptance Chicago Car Credit has been helping people in Chicago and the Chicagoland area get the car they want at a payment they can afford. Our goal is to connect you with one of our dealer partners that work …

Oct 4 2017

Apply For A Chevron and Texaco Fuel Card #bealls #credit #card

#apply for credit card # Chevron and Texaco Diesel Advantage Card Purchases must be made with your Chevron and Texaco Universal Business Card and your account must be in good standing. Not valid on aviation, bulk fuel, propane or natural gas purchases. Tiered rebates based on monthly gallon purchases. Tiered rebates based on monthly gallons purchased. Rebate will appear on your monthly statement. *Purchases must be made with your Chevron and Texaco Diesel Advantage Card. Account must be in good standing. Rebates are paid only on diesel purchases made at Chevron and Texaco locations. Rebates are paid in the form …

Oct 4 2017

How Can I Get A Bank Loan With No Credit #bad #credit #mortgages

#how can i get a free credit report # The credit seekers should submit the presented application for the loan making use of their suitable points and it has leading upload precisely the same towards bank. So lenders ought to contend for your custom made in order to stay in business enterprise. This outcome in your How can i get a bank loan with no credit soul paying a bigger 30 days-to-calendar month home finance loan fee. You’ll be able to sign up for certainly from anywhere and when. interest rate personal loans No matter the elevated price ranges the …

Oct 4 2017

Bad Credit Finance Portal #credit #cards #for #people #with #no #credit

#bad credit # Auto Loans Need an auto loan? Don t want to pay the high interest rates offered by a dealership? Badcredit.pro can help you get an auto loan to help you afford the car of your dreams. At Badcredit.pro we are here to help you. It can be hard to get a loan with damaged credit. At Badcredit.pro we offer a variety of services to help make your life easier. If you need a new home, we can direct you in the way of mortgages designed for those with damaged credit. Refinancing and home equity loans are possible …

Sep 30 2017

Amazon Credit Card Review – Read This Before You Apply! #car #credit #for #bad #credit

#credit card reviews # Amazon Credit Card Review Verdict: The Amazon Rewards Visa card is good anywhere Visa is accepted and is a decent option for those who want a rewards card and shop often on Amazon.com. Important Update A better alternative (in our opinion) to the Amazon Rewards Visa is the new Discover it card . Amazon Rewards Visa Overview Like many cash back credit cards. The Amazon.com Rewards Visa earns points on all purchases, with double points earned during the first 90 days. After that you can earn 3 points per $1 spent at Amazon.com, 2 points per …

Sep 30 2017

Short Term Loans For Bad Credit – Personal Money Network #credit #reference

#loans for poor credit # Get To Know The Available Products An informed borrower is a better borrower. Ergo, it behooves the prospective borrower to learn about just what is available to them. Typically, the short term loans lenders that partner with Personal Money Network to extend financing to our customers come in different configurations depending on the borrower s desires and the amount requested. Smaller amounts, say up to $500, and shorter term requests may be offered payday loans or cash advances by our lenders. Larger amounts like $1,000 or more and longer terms are usually offered short term …

Sep 30 2017

Short Term Installment Loans- No Credit Check Loans- Unsecured Loans #bad #credit #cards

#unsecured loans no credit check # Unsecured Loans Unsecured loans are collateral free loans and thus do not demand any collateral. At Installment Loan you can find unsecured loans with best possible terms and conditions. Absence of collateral makes this loan ideal for tenants, non-homeowners or any other borrower who are unable or unwilling to place their personal asset against borrowed money. Apply with us now! At Installment Loan there is no need of faxing lengthy documents or undergoing frustrating credit checks. All these benefits make procurement of unsecured loans easy. You can apply with us and get cash when …

Sep 30 2017

A Credit Check by a Landlord #tribute #credit #card

#landlord credit check # Other People Are Reading Identification Most landlords pull reports from a potential tenant via one of the major credit reporting agencies. The landlord might require a certain minimum credit score from tenants or check his debt-to-income ratio to gauge whether the applicant can reasonably afford the dwelling. The credit agencies count a request for a report from a landlord a hard inquiry, which takes up to five points off your score. Considerations Federal fair housing laws bars landlords from picking and choosing whom they want to screen. Thus, landlords should run credit checks on all applicants …

Sep 30 2017

Should You Buy Credit Scores? Consumer Reports Investigates #bad #credit

#credit report companies # Your FICO score isn’t what car dealers, mortgage lenders, and others use Fair Isaac, the company that invented FICO credit scores in 1958, derides its competitors as “FAKO” imitators because their scores aren’t the ones used by lenders in their credit-making decisions. But the FICO scores that millions of consumers buy each year for $20 a pop are also not the scores that car dealers, auto-finance companies, mortgage lenders, and others use. Moreover, after reviewing material that Fair Isaac provides only to lenders, we think the scores consumers can buy are inferior. FICO or FAKO? How …

Sep 30 2017

Should you get a secured or unsecured card? #apply #for #credit #card #with #no #credit #history

#unsecured credit cards to rebuild credit # About

Sep 30 2017

Small Business Loans – Personal Loans for Your Business #best #free #credit #score #site

#small business loans for bad credit # Personal Loans Millions of Americans nationwide own small businesses that they rely on for part or all of their income. Even when business is good, they may find at some point that they need additional funds to grow or expand, and when they do, they may shop for small business loans to help them do that. Small business loans come in many different forms, from many different sources. Banks and credit unions are two popular sources for these loans. SBA loans are also very popular, though it’s helpful to understand that these loans …

Sep 30 2017

Soft Pull Credit Cards? Yes, It s Possible! #cash #advance #no #credit #check

#free credit check without credit card # Soft Pull Credit Cards? by CreditCardGuru Is it possible to apply for a credit card with a soft pull inquiry? This is a question that is frequently asked. Obviously, the fewer hard inquiries you have on your credit report the better. But can you really get a new card using only a soft credit check? Usually not, but sometimes you can. There are no hard and fast rules when it comes to this topic, as it depends on card issuer s somewhat fluid underwriting standards. More often than not, a hard pull will …

Sep 30 2017

Student Credit Card Uk – Student Credit Cards Uk. #a #credit #score #is

#student credit cards uk # Student Credit Card Uk Albert Said: We Answered: Yes a student may obtain a credit card . Even with out a known income source. However, using it may cause great debt. Ann Said: How can I easily pay my US credit card whilst living and working in the UK ? We Answered: Set up an account with an online third party foreign exchange provider – I use xe.com. How it works is you make a sterling payment to them, they convert it into a currency of your choosing – in your case, US$, at a …

Sep 30 2017

TD Easy Rewards Visa credit card #government #free #credit #report

#easy credit cards # 5x rewards for the first six months* Manage your account Card Features Earn 5x rewards points on eligible purchases for the first 6 months!* 0% introductory APR on balance transfers for 12 months after account opening After that, your variable APR will be 9.24% to 23.24% based on creditworthiness* After the introductory period, earn 1 point for every $1 spent on all other eligible purchases* Unlimited rewards No point caps, points do not expire** Easy redemption No blackout dates, restrictions or fees No annual fee Redeem points for over 400 rewards electronics, gift cards, travel rewards …

Sep 30 2017

Why Is There Information on My Credit Report That Is Not Mine? #secure #credit #cards

#my credit report # Find out why your credit report might contain debts and other information that are not yours. A recent study indicated that roughly 80% of credit reports are inaccurate. At least 25% contain errors so important that it may impact credit decisions. It’s hardly surprising, then, that your credit report might contain inaccurate personal information, including information about debts that do not belong to you, addresses and names that are not yours, and more. Here are some common mistakes, why they happen, and what you can do to fix them. Incorrect Personal Information outdated or incorrect employment …

Sep 30 2017

Technical Assistance for Employers Credit History #cash #advance #credit #card

#credit history check # Credit History Information in Employment Most employers cannot legally obtain or use, for employment purposes, an applicant or employee’s credit history information. Q: What does “credit history” mean? A: ORS 659A.320(4). defines “credit history” as any communication of any information by a consumer reporting agency that bears on a consumer’s creditworthiness, credit standing or credit capacity. Q: What does the law prohibit? A: It is unlawful to obtain or use for employment purposes an applicant’s or employee’s credit history information.  The law also specifically prohibits the refusal to hire or to promote, the termination, discipline or …

Sep 30 2017

Texas Debt Consolidation Loans #visa #credit #card

#debt consolidation loans for bad credit # Find Debt Relief and Consolidation Loan Companies in TX Texas Debt Consolidation Loan Directory – Use this menu to find companies providing debt help and relief services in TX. Click on a service to jump ahead to a specific list of available providers covering Texas. Wrong State? Use the menu above or find border states. Debt Consolidation Without a Loan – Have a debt problem with too many bills or less than perfect, even bad credit? Personal Loans in Texas – Need a consolidation loan? (Anything more than small loans typically requires having …

Sep 30 2017

The 5 Best Airline Credit Cards of 2015. #credit #score #range

#top rated credit cards # The 5 Best Airline Credit Cards 1. TrueBlue® by JetBlue The TrueBlue® by JetBlue American Express card stands out as the best airline credit card due to the extremely high rewards points for every dollar spent on flight purchases at jetblue.com. The TrueBlue® card offers six points per dollar spent on each JetBlue flight. In addition, the card offers two points for every dollar spent on JetBlue flights when the card is used, which essentially adds up to eight points per dollar earned in total. On top of that, flyers with the TrueBlue® card receive …

Sep 30 2017

The 5 Best Credit Cards With No Annual Fees #no #credit #check #car #finance

#no annual fee credit cards # The 5 Best Credit Cards With No Annual Fees Wise Bread Picks Most average credit card users don’t need a credit card with an annual fee. Cards that come with annual fees offer higher rewards and an assortment of travel perks and shopping benefits. but if you don’t spend enough to maximize on rewards or travel enough to take advantage of the additional perks, the annual fee is an unjustifiable cost. Choosing a card without an annual fee is much like picking any other card you need to find the one that offers the …

Sep 30 2017

The Best Bad Credit Credit Cards of 2014, According to #free #annual #credit #check

#bad credit credit cards # Past News Releases Seattle, WA (PRWEB) April 03, 2013 Today, credit card experts from MyRatePlan.com announced the top three best credit card for bad credit of 2014. With the economic recession of the past few years, many Americans have found themselves with poor credit, and with very limited options for building their credit scores back up. A result of the bad credit scores affecting millions of Americans has been an increased degree of difficulty in being approved for a credit card. However, most credit card companies offer credit cards designed for people with bad credit …