Melbourne Insurance Brokers
The answer is simple without appropriate business insurance and personal insurance you could lose your business and your personal assets. Then there is the physical effect on your health of the stress you will experience if you are sued and don’t have insurance to protect you.
You may think that, for your type of business, the risks are low and that the monetary penalty that a mistake might cost you is low, but have you ever stopped to wonder why the common amount of cover offered by a public liability insurance policy is a seemingly staggering $20,000,000?
The real question is – what insurance or insurances do I need? Melbourne Insurance Brokers will help you make that decision and then recommend the best, most cost effective solution tailored to your business or personal needs.
Does Using an Insurance Broker cost more?
No, it does not. Not only does it not cost more than going direct to an insurance company, but because we are not tied to the products of any one insurance company, we can save you money by selecting a product that gives you the best value for money.
Why Insure through Melbourne Insurance Brokers?
Our expert business insurance brokers will take the time to learn about and understand your business so they can recommend the products that best suit your needs.
We have no vested interests in any particular type of insurance or insurance company so we will tailor a solution which is the best possible one for you.
Melbourne Insurance Brokers will take the stress out of selecting the right insurance and then, if you need to make a claim on your insurance, we will handle the claim on your behalf, relieving you of the stress of dealing with the insurance company yourself.
What Types of Insurance are there?
Everyone knows about life insurance, public liability insurance, income protection insurance and health insurance but it may surprise you to know that Melbourne Insurance Brokers offers over 30 different types of personal insurance and business insurance.
When you talk to a Melbourne Insurance broker, you are talking to an expert who will take the time to get to know your business and then recommend the insurance products most appropriate to you and/or your business.
Why do I need Personal Insurance?
What will happen to your family if you are unable to work for a period of time or you are killed or injured and unable to return to the workforce permanently?
Life and Total Permanent Disablement Insurance pays a lump sum in the event that this happens to you.
Trauma Insurance provides a lump sum benefit to help with the financial burden imposed by a major illness, such as cancer, stroke or heart disease.
Income Protection Insurance pays up to 80% of your normal wage or salary, should you be unable to work for a period of time.
What types of Business Insurance are there?
Refer to our Business Insurance page for a comprehensive list of insurances available to businesses, but some of them include:
At Melbourne Insurance Brokers, we can lead you through the maze and give you the peace of mind that comes with the knowledge that you have the right insurance cover for yourself and your business.
Call Melbourne Insurance Brokers now on (03) 9686 0688 to talk to a broker who will understand your personal needs and those of your business.