#cash advance loan
SBA Capital Advance™ Program
If you are looking for a business cash advance (aka merchant cash advance), you have found your perfect match. SBA Capital’s business cash advance program simply cannot be matched by our competition.
Credit card sales are required for the SBA Capital Advance™ program. Don’t accept credit cards? No problem, just click here: Business Loans
Why is the SBA Capital Advance™ program so different?
- Our premium factor rates start at 12%. Yes- 12 cents on the dollar!
- Flexible Draws- only take what you need when you need it.
- No middlemen – We are a direct funder.
- No double factoring! (see Proceed with Caution )
- We focus of what a business can truly afford – Less risk for us = lower cost for you.
- Approvals based on cash flow – Not credit scores!
- Very flexible – if it makes sense we fund it!
- What you see is what you get- Approvals written in plain English with no hidden fees of any kind.
- Salaried staff- No pushy sales people!
Why is SBA Capital is so much less expensive than other providers?
- We are privately funded and don’t borrow to lend
- We don’t accept broker business or allow price markups
- We are financially stable with low overhead
- Our underwriting focuses on long term affordability
SBA Capital Advance™ amounts range from $3,000 to $250,000 and the factor rates range from 1.12 to 1.29 depending on risk and term (4-18 months).
Applications submitted to our website go immediately to underwriting. Approvals written in plain English with multiple options will be presented in 24-48 hours of submission. A customer service representative may contact you to request documentation required for the approval. No pushy salesperson will call you for any reason.
If you prefer to submit and application via fax simply download our application packet in PDF format from our Apply Now page.
Have questions and want quick answers? Just click Contact Us
Toll Free: 1-800-563-4780