Finance

Apr 26 2017

Apply for a credit card #check #credit #report


#apply for a credit card
#

Apply for a credit card

Vertigo Platinum Card

The Detail

Conditions, fees and credit criteria apply.

View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch .

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 22 66 .

^$0 annual fee in first year for existing Bank Of Melbourne customers promotion: To be eligible for this promotion you must be an existing Bank Of Melbourne customer that applies for a new Vertigo, Vertigo Platinum, Amplify, Amplify Platinum and Amplify Signature card by clicking on the Bank Of Melbourne customers ‘Apply now’ button on this page between 24 September 2015 and 12 January 2016 and make your first purchase within 3 months from card approval. Switches, upgrades, customers accessing employee benefits or packages cards are ineligible. Promotion is not available in conjunction with any other promotion other than the current balance transfer available at card application, promotional purchase rate offer or any bonus points offer. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.

1. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 22 66 or download the Credit Card Complimentary Insurance Terms and Conditions.

3. The introductory rate of 0% p.a. on purchases for 3 months applies from card approval when you apply for a new Bank of Melbourne Vertigo or Vertigo Platinum credit card between 24 September 2015 and 12 January 2016. After 3 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory rate on purchases is not available in conjunction with any promotion other than the special balance transfer promotion available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

4. The promotional balance transfer rate is available when you apply for a new Bank of Melbourne Vertigo or Vertigo Platinum card between 24 September 2015 and 12 January 2016 and request at application to transfer balance(s) from non- St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Promotional rate not available in conjunction with any promotion other than the special purchase rate promotion. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 16 months, unless the amount is paid off earlier. The variable cash advance rate, currently 21.49% p.a. will apply to balance(s) transferred but left unpaid after 16 months. Card activation will trigger the processing of the balance transfer. Bank of Melbourne will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

5. The introductory rate of 0% p.a. on purchases for 3 months applies from card approval when you apply for a new Bank of Melbourne Amplify, Amplify Platinum or Amplify Signature credit card between 24 September 2015 and 12 January 2016. After 3 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory rate on purchases is not available in conjunction with any promotion other than the special balance transfer promotion available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

6. The promotional balance transfer rate is available when you apply for a new Bank of Melbourne Amplify, Amplify Platinum or Amplify Signature card between 24 September 2015 and 12 January 2016 and request at application to transfer balance(s) from non- St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Promotional rate not available in conjunction with any promotion other than the special purchase rate promotion. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 16 months, unless the amount is paid off earlier. The variable cash advance rate, currently 20.74% p.a. will apply to balance(s) transferred but left unpaid after 16 months. Card activation will trigger the processing of the balance transfer. Bank of Melbourne will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

7. Visa Platinum/ Visa Signature Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.

8. Birthday bonus is calculated over a period of 12 months, on the number of Amplify Points or Qantas Points (excluding bonus points) as applicable, earned on Amplify Signature Card purchases from the day of the Account Owner’s birthday to the day prior to the Account Owner’s birthday, other than the first Birthday bonus which will be calculated from the day of Card approval to the day prior to the Account Owner’s birthday. The Amplify Signature Card Account Owner will receive ten percent of the points earned during the Birthday bonus calculation period which will be credited to the Amplify Rewards or Qantas Frequent Flyer Membership Account as applicable, within 4 weeks of the Account Owner’s birthday. For Joint accounts the first listed Account Owner’s birthday is used for the calculation. The Birthday bonus can be accessed by all Account Owners.

9. Amplify Rewards and Amplify Qantas each offer airport lounge passes. Cardholder’s are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via bankofmelbourne.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via bankofmelbourne.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.

10. The introductory rate of 0% p.a. on purchases for 3 months applies from card approval when you apply for a new Bank Of Melbourne No Annual Fee credit card between 24 September 2015 and 12 January 2016. After 3 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory rate on purchases is not available in conjunction with any promotion unless stated otherwise. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

11. The promotional balance transfer rate is available when you apply for a new Bank Of Melbourne No Annual Fee credit card between 24 September 2015 and 12 January 2016 and request at application to transfer balance(s) from non- Bank of Melbourne, St.George and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Promotional rate not available in conjunction with any promotion other than the special purchase rate promotion. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable cash advance rate, currently 20.49% p.a. will apply to balance(s) transferred but left unpaid at the end of the promotional period. Card activation will trigger the processing of the balance transfer. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.


Written by admin


Leave a Reply

Your email address will not be published. Required fields are marked *

%d bloggers like this: