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Personal Auto Insurance
Looking for affordable insurance? We know that it can be difficult to find the right insurance that fits your needs. That’s why, here at Titan, we want to help you make sure you get the right coverage that fits your needs.
Why choose Titan for an affordable vehicle insurance policy?
From the time you establish your auto insurance policy with Titan, you’ll notice a difference. With Titan, you’ll get helpful customer service, local agents and great auto insurance for as little as $1 a day.
From the minimum state required limits to full coverage, our policies are tailored to meet your unique needs and budget.
Titan’s affordable insurance coverage options include:
Liability insurance coverage covers bodily injury to others and property damage to others if you are at fault in an accident. Bodily injury pays others’ medical costs and lost wages subject to policy coverage provisions and limits. Liability coverage can also pay for your legal expenses if a lawsuit is brought against you due to an accident.
Many state laws require liability coverage. Each state has its own minimum requirement.
Collision coverage helps pay for damage to your vehicle if you hit another vehicle, another vehicle hits you, or your vehicle rolls over. Collision coverage can be a required part of your car insurance coverage if your vehicle is financed or leased.
Uninsured or underinsured motorist coverage helps pay for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentified driver. Uninsured or underinsured motorist coverage also helps pay your medical costs and your passengers’ medical costs if an accident caused by an uninsured or underinsured driver results in injury.
This car insurance coverage may also pay for lost wages and other damages. Auto coverage varies from state to state and is required in some states.
If you are injured in an accident, medical payment coverage can help pay for your medical expenses.
When used together, comprehensive and collision coverage are great ways to protect your vehicle. Comprehensive coverage may cover damage to your vehicle not caused by collision.
Titan also offers additional types of insurance coverage to supplement your auto policy. Designed to protect you against the unexpected, these coverage options include roadside assistance if your car breaks down, towing and labor if you’re stranded and rental reimbursement to cover the cost of a rental car while your vehicle is in the shop for accident-related repairs.
Is it possible to get affordable car insurance for high risk drivers?
If you have a less-than-perfect driving record, it can be difficult to find an insurance company that provides affordable car insurance for high risk drivers — or “non-standard” insurance.
At Titan, we understand that accidents can happen to anyone at any time. That’s why we offer affordable policies that help you get back on track.
You may be considered a high risk driver if any of the following apply:
- You have multiple speeding tickets or traffic violations in a short period of time
- You have more than 6 points on your driving record
- You’ve had at-fault accidents while uninsured
- Your record includes a DUI/DWI conviction
- You’re a teen driver
- You’ve had a lapse in coverage
What is an SR-22?
If you’re considered a high risk driver and have had your driver’s license suspended, a court may require you to carry what’s known as an SR-22 in order to have your driving privileges reinstated. An SR-22 document states that you’re financially responsible and carry your state’s minimum liability insurance limits. Your SR-22 status will likely continue for at least 3 years, during which time you must maintain a high risk auto insurance policy. Otherwise, you may risk having your license suspended.
How to get affordable vehicle insurance by leveraging available discounts
You may be a high risk driver, but that doesn’t mean you can’t get the discount auto insurance coverage you need. At Titan, we offer a variety of discounts to help you get affordable vehicle insurance – like maintaining an accident-free driving record, insuring multiple vehicles and more.
3 easy ways to get an affordable car insurance quote
- Get affordable auto insurance online by entering your zip code at the right
- Call 1-800-TITAN-UP (1-800-848-2687)
- Find a Titan Insurance agent or broker near you
Need to understand the minimum auto insurance coverage that’s right for you? Talk to a Titan representative about affordable insurance coverage that can help protect you if you’re in an accident. And for even more affordable coverage, check our discounts on auto insurance.
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