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30 Year Term Life Insurance Rates
ItвЂ™s an easy way to provide for your family if you pass away prematurely. In most cases you can qualify for coverage without a medical exam. After 30 years you can choose to renew your term insurance policy at the premium for your age at that time.
Your option to renew your policy is usually guaranteed without taking a physical until age 65. Or, you may be able to convert your policy to a whole life insurance policy until age 65.
This type of policy can help you provide protection for your family for future long-term expenses. Examples may include your home mortgage and future college tuition for your children.
Term Insurance is pure protection. ThereвЂ™s no cash value that builds within the policy. So you get the maximum protection for the lowest cost.
With Level Term Life Insurance your rate is guaranteed to remain the same for the entire 30 year period. Your rate wonвЂ™t increase and your coverage will remain the same for the full twenty years.
In addition, you have the option of purchasing term life insurance with no exam needed, from an “A++” rated life insurer which provides a 30 day money-back guarantee.
If youвЂ™re just married, expecting a child, already have children, or bought a new house вЂ“ you may be considering 30 year term life insurance rates and coverage.
Now may be a good time to shop around for life insurance, especially if you or your spouse would have a tough time paying the mortgage, or monthly expenses, without the other’s income. If youвЂ™re in good health you can buy an inexpensive term insurance policy now and lock in low premiums for up to 30 years.
30 year level term life insurance offers you a level death benefit, with rates that remain fixed for 30 years. Your premiums will never increase during the period of your policy. However, at the end of the 30 years, you may want to purchase another policy to continue coverage, if needed at that time. If you do buy another policy, your rates will be higher, based on your age and health at that time.
Not sure how much life insurance you need? Use the free and easy term life insurance calculator to find out now.
Term Life Insurance Quotes
Top Pick вЂ“ JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we’ll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote
Highly Recommended вЂ“ Haven Life
- Get up to $1,000,000 of affordable term life insurance today
- Apply online in under 20 minutes, start coverage today
- Backed by MassMutual, rated A++ by AM Best
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
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