#nationwide car insurance
Nationwide Insurance Review
With excellent coverage options, exceptional policy management tools, and great claims support, it’s easy to see why Nationwide auto insurance ranks among the best auto insurance companies in the market. Though its mobile app is a bit behind the curve and it misses on several common discounts, there’s a whole lot to like about what Nationwide offers.
Great coverage for mechanical problems
Easy to file a claim
Live chat support
Most people probably have a basic understanding of how auto insurance works, but when it comes to navigating an auto insurance policy, it’s easy to feel a little overwhelmed. In addition to getting your questions answered by phone and email, Liberty Mutual also offers a live chat option. Similar to most other top auto insurance companies, the live chat option is only available during the quote process, but it is still a great resource that can help you have more confidence in your auto insurance purchase.
Access to GAP insurance
If you have a large car loan, GAP insurance is an important coverage option to have access to. Though not all major auto insurers provide GAP policies, Nationwide auto insurance does. With Nationwide GAP insurance, you can trust that your loan will be paid in full in the event that your car is damaged beyond repair or if it’s stolen and unrecovered, even if your loan balance exceeds the car’s fair market value. This option offers great peace of mind, especially in the early years of car ownership when the market value of your car falls far faster than your loan balance.
Nationwide’s Vanishing Deductible program is a pretty cool option to take advantage of. Essentially, the program credits you $100 per year just for driving safely. These credits will accumulate in your account to a maximum balance of $500. If you do get into an accident, your credit balance is automatically applied toward your policy deductible. So, for example, if you have a $500 deductible and your Vanishing Deductible program credit stands at $400, you will only have to pay $100 out of pocket for your accident repairs. It’s pretty tough to complain about that kind of deal. If you do need to use your credit, your Vanishing Deductible will start back at $100 rather than zero.